no really due to where u apply.

U got too many cc, the dsr is too high for u to get another card. CCRISS clean no means can apply card easily. some bank check DSR.

the first question is are u willing to pay SST?

Reactivate can be done, but u need to pay SST

Few possibilities
1. he already redeemed.
2. he give a wrong code
3. he want to challenge to see who dare to use it. If he really insist, he will complaint to public bank and shopee and catch that person.
Cos must use ppb card to pay when redeem unless purchase with exact amount.
4. he just want to give the code to other

or other possibilities?

there are other bank also need doc when apply additional card example affin bank

Compile update cash back as below.

Public Bank Signature Credit card
2% Cash Back on Dining and Online transaction with minimum RM100 per transaction, capped at RM30 per monthly statement cycle
- Seems some online payment no entitled cash back, I will check and update

Public Bank Quantum Visa Credit Card
1% Cash Back on contactless transactions with minimum RM100 per transaction, capped at RM20 per monthly statement cycle

Public Bank Quantum Mastecard Credit Card
2% Cash Back on overseas transactions with minimum RM100 per transaction, capped at RM20 per monthly statement cycle

Public Islamic Bank Visa Card
Enjoy 2% Cash Back on online and overseas transactions, capped at RM15 per monthly statement cycle
- Seems some online payment no entitled cash back, I will check and update

Public Islamic Bank Mastecard Card
Enjoy 2% Cash Back on groceries and departmental store transactions, capped at RM15 per monthly statement cycle