hi guys, am considering to switch cc.. but looks like the thread for Public Bank Visa Signature is already closed on Apr 6 2017, 09:17 PM (https://forum.lowyat.net/topic/3991972/+3440)

Is this card still alive? how's its reputation so far, if anyone of you are willing to briefly share? I learn that its 6% cash rebate is quite attractive, that leads me here heheheh... thank you..

thank you for your input, much appreciated. then can proceed with online application at Ringgit Plus hehe. Merry Christmas and Happy Holiday!

Can’t believe that I diligently went through this thread starting from page 400 for the whole afternoon LOL. The discussions are really beneficial. But please excuse me as I have additional doubts, would be very appreciative if any sifu here have the knowledge to help clarify for me?

Visa Signature card

1) To be waived from annual fee, a minimum of 12 swipes over 12 months is needed. Can I have, say, perform 12 swipes in 1 month, then considered fulfilled this criterion?

2) Does the 6% cashback limited to weekday/weekend spend, and wave/insert to terminal? Or no restriction on this?

3) Does “online transaction” includes e-wallet top-up too?

4) I am confused between “online transaction” and “direct debit” too… Do they mean the same?

5) Is paying for medical/life insurance over the counter considered “recurring transaction”?

6) Pumping petrol does not entitle for cashback. But can it help me to earn VIP points? I think this is not stated in product disclosure sheet

7) I suppose 2x complimentary access to Malaysia Plaza Premium Lounge refers to 2 entries? So if I exit the lounge to toilet, then considered 1 entry used up right? (sorry for this suaku question)

8) To apply the card, is it enough to provide 3 months payslip, employer confirmation, and photostate IC both sides? I had PB credit card but cancelled many years ago..

9) I currently only have a CIMB credit card. Should I cancel it before applying this Visa Signature card?


Thank you very much..

This post has been edited by kclamtarc: Dec 25 2020, 06:27 PM

Thank you so much GrumpyNooby for your insightful feedback, I am much clearer now

I suppose this card can also ask for SST rebate then, just like its Quantum counterpart?

alright, thank you

Can anybody share where can the VIP points be viewed?

alright, thank you

would be even more owesome if you can share if eventually you can or cannot get the cashback ya

just got a call from public bank telling me to resend a clearer version of IC to them. the email given is pbcscredit@publicbank.com.my

can somebody verify if this email is valid ya? just in case you have experienced. thank you~

by sending application to cardsmarketing@publicbank.com.my oh

i followed up with them 2 days ago, and been told still in process
then last night got call by this girl telling me my IC not so clear
anyway, hmm, since the domain is @publicbank.com.my , I returned my clearer IC to the email she gave already
I also cc to cardsmarketing@publicbank.com.my

will update here of the progress so that everybody can benefit

This post has been edited by kclamtarc: Jan 14 2021, 10:39 AM

just called. Yes, CS said pbcscredit@publicbank.com.my is genuine and it belongs to PB Credit Processing Department.

welcome

can we choose to receive SMS notification whenever we spend using credit card?
i spent a few times via Pin, did not get SMS notification
then one time I accidentally used wave, I got SMS notifcation
but after that even though I used wave, no more SMS notification
it seems random to me

This post has been edited by kclamtarc: Feb 7 2021, 04:53 PM

oh I see! Thank you for informing ya

I have this doubt because I am comparing with CIMB credit card, in which whenever I swipe, regardless of the amount and merchant, will always have a SMS sent to me

oh, not purposely compare. It is for my convenience actually. I prefer it to be sent to my phone so that when I check my phone I know the exact amount I need to pay. I dont have the habit of keeping receipts.
And if I can get SMS immediately after my card is charged, I feel more secured. Like, if suddenly I receive SMS when I am not using my card, I can take immediate action to call the bank.

This post has been edited by kclamtarc: Feb 7 2021, 08:19 PM

thanks for the tips! I will go explore PB app

Do laugh at me.

I am very stupid and insensitive to think that Visa Signature offers max RM 38 cashback for Dining, max RM 38 cashback for Onine transaction, and max RM 38 cashback for grocery. Until I get my first statement to realise these three categories actually come with a combined max cashback of RM 38 only. HAHAHAHA. So stupid aiyo. Cannot forgive myself.

This post has been edited by kclamtarc: Feb 19 2021, 08:27 PM

By the way, I would like to share that (for Visa Signature) in Kuching:

cashback:
Yomies Yogurt - Vivacity
Secret Recipe - Vivacity
Oishi Sushi
Everwin 11th miles
Hon Yan SB-BT 11
Hon Yan Sdn Bhd
Everise - Vivacity
CS Mini Market-Jln Wan Alwi
Boost APP 3D-EC
Emart Tabuan Tranquility

VIP points:
Red Viva SB (Loong Kee BBQ Pork) - Vivacity
Aeon Co-Kuching Central

Thanks. I bought stationery inside Aeon Co-Kuching Central so no cashback.