Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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 Dec 12 2024, 01:58 PM
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#1
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Probation
36 posts Joined: Nov 2021 
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QUOTE(xiaomoon @ Dec 11 2024, 11:39 AM) for the insurance campaign, anyone pay great eastern on econnect get cb? cb on the insurance campaign or cb for the normal cb? i pay on 15oct great eastern epay, get cb on Insurance 20% - Month 1 (15/10-14/11) -RM 80  xiaomoon liked this post
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Dec 16 2024, 07:42 PM
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#2
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Probation
36 posts Joined: Nov 2021
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QUOTE(cybpsych @ Nov 30 2024, 09:40 PM) PB Easy Cash Flash Deal – Enjoy 0% Interest with PB Easy Cash! called on Thursday 2pm, receive SMS on Friday, Saturday amount deducted from credit limit, Sunday showed the first instalment, Monday receive money.good cash flow for the next 6 months. parking here and there and standby for CNY if need be. if used then cover back with March's bonus, if no use then earn interest treat myself Zus  |
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Dec 18 2024, 08:33 PM
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#3
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Probation
36 posts Joined: Nov 2021
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QUOTE(gaijin @ Dec 17 2024, 10:43 AM) No charges or interest ? 0% interest, 0% upfront fee. already posted on my credit card account, ngam ngam no more no less...Could be similar to previous MBB / RHB promo  then i parking back at pbb efd fpx campaign 3.8% hahah QUOTE(ClarenceT @ Dec 18 2024, 05:20 PM) No CB for ewallet transactions. yes, i think is accidentally one... i do get cashback when i topup >RM100 with VS at shopee wallet.. but that was months ago...However it is posted as Shopee Kuala Lumpur MY (for PB Cards only), PB "accidentally" give 3% CB. Wait for ShopeePay & PB to fix it. |
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Dec 28 2024, 06:22 PM
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#4
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Probation
36 posts Joined: Nov 2021
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QUOTE(helloguyssss123 @ Dec 10 2024, 11:35 AM) Taobao now will direct to lazada wallet. If i choose credit card, will pay thru lazada taobao. So this consider local or oversea transaction? QUOTE(Human Nature @ Dec 10 2024, 11:48 AM) I just made payment yesterday to Chinese and English version respectively. Both direct payment without Lazada wallet. shopped at taobao app for Dec for CNY stuffs, using VI. no cashback awarded, probably because it was posted as "Lazada Wallet Taobao KL MY"? sharing.English Version - Taobao Selangor MY Chinese Version - Taobao Bangsar South MY For CC binding using Chinese Version - taobao.com London GB (but this likely will be reversed) |
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Jan 15 2025, 09:10 PM
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#5
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Probation
36 posts Joined: Nov 2021
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QUOTE(MGM @ Jan 15 2025, 12:42 PM) For my VSig, if next statement date is 6Feb, can I spend online rm1k NOW(b4 1Feb) to get the rm30 cb, or need to spend 1.5k? i think it just based on dates, i.e. 7Jan-31Jan eligible expenses x 3%, 1Feb-6Feb eligible expenses x 2%, since the cb cap didnt change. if before Feb you already hit cap, then nothing to worry on Feb. if not yet hit cap, then spend more on Feb... 7 Jan RM 150 3% RM 4.5 14 Jan RM 150 3% RM 4.5 21 Jan RM 150 3% RM 4.5 28 Jan RM 150 3% RM 4.5 1 Feb RM 200 2% RM 4.0 3 Feb RM 200 2% RM 4.0 5 Feb RM 200 2% RM 4.0 Total Cb RM 30 like that ba MGM liked this post
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Jan 22 2025, 06:17 PM
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#6
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Probation
36 posts Joined: Nov 2021
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QUOTE(kakalaku @ Jan 22 2025, 12:17 AM) Public Bank is the 1st (and currently, the only) Msian bank to support Garmin Pay macam alot ppl using Garmin like that....yet no news on Apple Pay 🤷🏻♂️ |
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Mar 17 2025, 03:47 PM
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#7
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Probation
36 posts Joined: Nov 2021
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Regarding the 2% Cashback at AEON Supermarket: I noticed that the 2% cashback isn’t applied when using the self-checkout machine. It is only granted when checking out at a cashier-operated counter, even though both transactions exceeded RM100.
Regarding the Service Tax: I redeemed 12,500 VIP points to cover the RM25 service charge. I called them Sunday morning, -RM25 reflected same day. this round didn't get Insurance 20% - Month 4 (15/01-14/02) even i made payment on 15 January   |
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Mar 18 2025, 10:41 AM
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#8
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Probation
36 posts Joined: Nov 2021
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QUOTE(Wolgie @ Mar 17 2025, 04:24 PM) 20% insurance, too early or too late maybe 2% Cash Back on Dining and Online transactions (no grocery) QUOTE(cybpsych @ Mar 17 2025, 04:04 PM) PB visa signature still give the grocery cb? you are right, totally missed out no more grocery  QUOTE(koja6049 @ Mar 17 2025, 04:34 PM) oh, so service tax is redeemable using points, no wonder they no longer entertain requests for rebate yeap, have been doing that for past years, every year my accumulated points around ~20k per card, just enough to redeem service tax -RM25  cybpsych liked this post
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Apr 17 2025, 11:48 AM
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#9
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Probation
36 posts Joined: Nov 2021
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QUOTE(sjz @ Apr 15 2025, 02:54 PM) those campaign, except for the PBV campaign, others are very specific and pretty useless, at least for me. Totally agree with you. I like the 0% Cash campaign too—can withdraw and roll it somewhere else for some cashflow. Last year, there were Visa campaigns almost every month and I was getting something nearly every time. 2025 seems like it’s all MasterCard only campaign missing, for eg. 0% BT 0% Cash Quantum Weekend Cashback / eCommerce Grocery Campaign etc etc. I’m refinancing with PBB now, and they said I need to “take one product”—so I just told them to gimme the World MC lah 😂 sjz liked this post
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Apr 26 2025, 06:26 PM
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#10
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Probation
36 posts Joined: Nov 2021
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QUOTE(Human Nature @ Apr 26 2025, 09:42 AM) Spend More CB previously credited to my QV, this time to VS. I thought will always go to the same card. Anyway, as long as still get same experience, the CB interchanging between VI and VS. likewise, as long dapat 😂 |
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May 10 2025, 01:19 PM
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#11
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Probation
36 posts Joined: Nov 2021
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QUOTE(cybpsych @ Mar 22 2025, 07:28 AM)   |
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May 18 2025, 12:20 PM
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#12
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Probation
36 posts Joined: Nov 2021
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QUOTE(virtualgay @ May 15 2025, 10:56 AM) anyone know if PBB Easy Cash 0% 6M ended? I did last month but this month cant find the info on the pbb website, i guess it ended the promo on 30th April just saw this at website.. 0.50% now.. RM15 fees for RM3000, worth it if roll the money wisely i guess |
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May 18 2025, 12:20 PM
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#13
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Probation
36 posts Joined: Nov 2021
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QUOTE(virtualgay @ May 15 2025, 10:56 AM) anyone know if PBB Easy Cash 0% 6M ended? I did last month but this month cant find the info on the pbb website, i guess it ended the promo on 30th April  just saw this at website.. 0.50% now.. RM15 fees for RM3000, worth it if roll the money wisely i guess blush.gif (sorry double posted.. i can't edit my previous one to to newbie status) Optizorb liked this post
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May 19 2025, 02:34 PM
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#14
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Probation
36 posts Joined: Nov 2021
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QUOTE(dannychen @ May 19 2025, 02:27 PM) their campaigns for MC might be attractive but their normal MC card features are not so attractive to me. likewise. did refinancing with pbb recently and they "free" me a product, i choose world MC just for their campaign. their BAU benefits less than so-so....  |
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Jun 12 2025, 09:01 AM
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#15
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Probation
36 posts Joined: Nov 2021
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QUOTE(1024kbps @ Jun 12 2025, 12:25 AM) Guys and gals yes i did, currently visa and MC got 0% promotion. just did with my 4.5k air ticket for 0% x 6m. while the 4.5k i roll somewhere else first oversea transaction can convert to installment plan? planning to buy airticket which will cost around <RM1200  also, i tried calling them to do the 0% but cannot reach. i send them email, within 2 hours i receive notification via app to say my purchase has been converted to 6m 0%. |
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Jun 13 2025, 09:25 AM
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#16
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Probation
36 posts Joined: Nov 2021
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QUOTE(1024kbps @ Jun 13 2025, 01:36 AM) yeah gonna apply soon, surprised the replied within day. oh, there is in the app, it will ask if u want to do EPP for big purchases, but that will follow their usual rates. this 0% is promotional, hence you need to contact them.Not used to this kind of method as My SG cards can apply installment via app (HSBC/Citi) have admin charges. Singapore airline can apply 0% installment right within their website if using AMEX but the ticket is expensive. hopefully in the future can just implement in the app. if u buy MAS then can directly 0% from MAS website - "Public Bank's Zero-Interest Instalment Plan (ZIIP) for 6-month plans with RM500 or more spent or 12-month plans with RM1,000 or more spent" |
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Jul 2 2025, 05:06 PM
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#17
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Probation
36 posts Joined: Nov 2021
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QUOTE(Human Nature @ Jul 2 2025, 04:20 PM)  |
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Jul 4 2025, 10:50 AM
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#18
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Probation
36 posts Joined: Nov 2021
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QUOTE(Human Nature @ Jul 2 2025, 05:09 PM) Different, this depends on merchant QUOTE(erry- @ Jul 2 2025, 11:28 PM) this must pay direct to merchant and it will auto divide monthly payment. oops yes you are right. this has to be done at merchant if marchant participating. my bad example sony store, samsung store, harvey normam, senheng etc. not same as flexi - pay and convert. cannot combined  [edited to combined reply] QUOTE(sochaiapk @ Jul 3 2025, 03:15 PM) “Spend Now Earn Cash Back Everyday with PB Visa Credit Card” you can call SC to check if already creddited. i called SC about EV cashback on Wednesday about May's payout, they can tell you when is the expected payout and how much u get.1 April to 31 July 2025 Has anyone received CB for April? got my RM50 the next day  |
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Sep 19 2025, 08:58 PM
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#19
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Probation
36 posts Joined: Nov 2021
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i get this "SPEND NOW EAASN CASH BACK MTH3" RM80... what campaign was this again?
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Sep 19 2025, 09:20 PM
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#20
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Probation
36 posts Joined: Nov 2021
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QUOTE(cybpsych @ Sep 19 2025, 09:04 PM) which credit card was it? oh! never thought i would get it 😂 the last round i bought air tickets 7000 first week also didnt get. can offset my groceries just now 🤭 |
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