Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

views
     
eddie2020
post Feb 1 2020, 01:53 PM

Trusted
*******
Senior Member
3,127 posts

Joined: Jun 2008
From: Mars



Last time i use quantum for AEON only, then i dint use it for quite sometimes..

Justnow i went to PBB website and read their cc.
For quantum visa it said 5% transaction contactless eligible for CB with requirement min rm30 spent...
meaning i go anywhere as long use contactless with min 30rm i shall get 5%?
with condition RM30 capped per month and exclude casino, petrol station, cash advances, transactions at University Tunku Abdul Rahman and Tunku Abdul Rahman University College campus, government-related payments and payments to charity.

This post has been edited by eddie2020: Feb 1 2020, 01:55 PM
eddie2020
post Feb 1 2020, 03:58 PM

Trusted
*******
Senior Member
3,127 posts

Joined: Jun 2008
From: Mars



QUOTE(jacksonpang @ Feb 1 2020, 02:01 PM)
meaning i go anywhere as long use contactless with min 30rm i shall get 5%?
Yes, but there might be time where you hit the contactless limit (example: performed 10 times contactless transaction or cumulative contactless amount hit RM600, but note that the true exact limit is unknown) and you need perform pin and pay to reset, then good to use contactless again.
*
ya 600 is the caps for rm30... lets say i spend in dinning estimated 100 x 6 and all with contactless = rm30 cb..
what you mean need perform pin and pay to reset? it should auto reset with calendar monthly cycle .
QUOTE(fruitie @ Feb 1 2020, 02:01 PM)
Yes. Except for the exclusions. Useful card.
*
need to dig out and start use again haha
eddie2020
post Feb 2 2020, 08:36 PM

Trusted
*******
Senior Member
3,127 posts

Joined: Jun 2008
From: Mars



QUOTE(tan_aniki @ Feb 1 2020, 04:14 PM)
Also can wave n pin to reset
*
Mean wave but the transaction over 250 then we key in pin it will entitle?

QUOTE(jacksonpang @ Feb 1 2020, 05:20 PM)
You tried before?
Well from my own experience, cannot because it will show "do not honour", you cannot input pin at all, need chip and pin
*
Those ppl see over 250 they still give us use wave mea?

BTW the latest promotion only for visa rite? Master can't? Cause my friend do not own visa she reg with master and succeed but not sure she get cb or not
eddie2020
post Apr 6 2020, 12:08 AM

Trusted
*******
Senior Member
3,127 posts

Joined: Jun 2008
From: Mars



QUOTE(jiaen0509 @ Apr 6 2020, 12:07 AM)
Last day, until now only first trx successful. Getting complicated.
*
same here... so slow...
eddie2020
post Apr 6 2020, 12:21 AM

Trusted
*******
Senior Member
3,127 posts

Joined: Jun 2008
From: Mars



QUOTE(GrumpyNooby @ Apr 6 2020, 12:08 AM)
Can cash out > RM 200 from Boost?
*
4500 / 200 = 22.5 round up 23 time = 46RM yo...
last time rm 2 now 46 pandai buat business... ppl rather bp go withdraw direct
eddie2020
post Oct 2 2022, 04:16 PM

Trusted
*******
Senior Member
3,127 posts

Joined: Jun 2008
From: Mars



under apps online transaction big pay i think shall remove it. since exclusion e wallet cannot get CB for QCB Master.

Just realize on Aug didnt get cb, then try again on sep, also no CB..
which online platform should i use now?
Will reloading in shopee/lazada is counted e wallet?
If i purchase directly using cc instead of top up will i get CB?


eddie2020
post Oct 2 2022, 04:49 PM

Trusted
*******
Senior Member
3,127 posts

Joined: Jun 2008
From: Mars



QUOTE(ClarenceT @ Oct 2 2022, 04:35 PM)
Quantum MasterCard gives 2% cashback to Overseas transactions, doesn't matter it is online or PIN or wave, but minimum converted amount is RM100. If transaction<RM100, no CB.

Eg you pay to Lazada Singapore or Shopee Singapore, amount converted into RM >RM100, you will earn 2% CB. If you pay to Lazada Malaysia or Shopee Malaysia, you won't get any CB, regardless of the amount you spend.
*
does this only apply to new cc?
Its abit odd i just went to pbb website to see.

However my visa card, i still get 5% for wave transaction that over rm30 per transaction as per sept. I get my latest statement already.
My Master card i get my 5% online shopee transaction from the installment plan.


eddie2020
post Oct 2 2022, 05:01 PM

Trusted
*******
Senior Member
3,127 posts

Joined: Jun 2008
From: Mars



QUOTE(ClarenceT @ Oct 2 2022, 04:53 PM)
#17908
Effective 1/10/22
Quantum Visa - 2% CB on paywave transactions, minimum spend RM100.
Quantum MC - 2% CB on Overseas transactions, minimum spend RM100

PB already emailed you on 9/9/22.
*
they spam too much email i dont bother to read or auto filtered haha..

So QMC basically useless in local. Oversea its better to use international bank for better FOREX. I just went oversea last month, those bank like CI** charge a bit more than correct FOREX, then when refund give you shit rate over different of 10%. Citi is better, or alternative use WISE / BIG pay. sorry out of topic.

QVisa - 2% a little too less and min become rm100.
Maybe time to cut off this 2 card already.

This post has been edited by eddie2020: Oct 2 2022, 05:01 PM
eddie2020
post Apr 2 2023, 12:59 PM

Trusted
*******
Senior Member
3,127 posts

Joined: Jun 2008
From: Mars



anyone get sms that written get up to RM50 cash back on e commerce with min retail rm1000? i think is https://www.pbebank.com/pdf/Promotions/tc_v...-cybersale.aspx but not sure what is e commerce, izzit all online transaction consider as e commerce? like utilities online etc
eddie2020
post Apr 2 2023, 01:36 PM

Trusted
*******
Senior Member
3,127 posts

Joined: Jun 2008
From: Mars



aiya, rugi ady.. i just paid off all utilities at lzd with amex.. then use this pbb visa pay tng 850 + 150 TNB... if no get then nx month i use this pbb pump into lazada bill.

edit i go pay another 150 to unifi extra from lzd using pbbvisa.. not sure will it reflect or not.. now apr i think june/july only it will reflect?
4-8 weeks after tracking..

This post has been edited by eddie2020: Apr 2 2023, 01:44 PM
eddie2020
post Apr 4 2023, 09:54 PM

Trusted
*******
Senior Member
3,127 posts

Joined: Jun 2008
From: Mars



QUOTE(ClarenceT @ Apr 2 2023, 04:18 PM)
E-wallet and Utilities are excluded, so TNG RM850 should be avoided, TNB RM150 should be avoided as well.

Also you should be late for Month 1, already started many days ago, not from 1/4.
*
It started at 20 march.. i paid unifi with lazada not sure will it works or not.. nx month maybe try diff method

 

Change to:
| Lo-Fi Version
0.0458sec    1.33    7 queries    GZIP Disabled
Time is now: 23rd December 2025 - 12:46 PM