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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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Seth Ho
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 Nov 16 2019, 09:36 AM
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Hey guys i am new to workforce like 6 months only, how is the percentage of getting a PBB CC if i have already having 1 CC on my hand?
I think i have no CCRIS since i have no outstanding loans currently
Furthermore i wanted to apply for PBB Visa Signature but i don't think my monthly salary would get them approve stating that they need 6k+ monthly salary.
Any suggestion for PBB CC if i apply only quantum Mastercard the cashback capped i could reach in 1weeks +
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Seth Ho
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Nov 16 2019, 02:30 PM
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QUOTE(celciuz @ Nov 16 2019, 02:20 PM) Should be ok, I got my first credit card from PBB after working for 3 months. I think my starting pay back then was RM2600  Great, i hope that they will approve my CC I wanted to look for 1 that can slowly using the cash back since now got SST Rm25 per year. because if i apply for the quantum mastercard only i can reach the cap cashback in 1month, due to job spending needed. Do you apply for quantum visa? i seldom do contactless spending so not sure how often will i use it. Before that i go buy things i ask for wave pay they say only accpet pin number. |
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Seth Ho
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Nov 18 2019, 10:45 AM
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QUOTE(Johnslow @ Nov 18 2019, 10:27 AM) Hey, new Quantum Visa received 5 days ago. Tried to use the card but some cannot go through/fail and some okay. Error shows "Expiry something" or "no such host" Merchant failure : Village Grocer, Jaya Grocer, Guardian, Mr. tempanyaki, Petronas & Aeon Big Merchant working: Mr. DIY, Morganfield, and a sundry shop. Is the card defected? Please advice. TQ Did you apply online or a bank branch? |
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Seth Ho
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Nov 18 2019, 03:04 PM
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QUOTE(Johnslow @ Nov 18 2019, 12:10 PM) Currently apply got any free gift? I saw on ringgit plus weebsite they have it |
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Seth Ho
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Jan 2 2020, 05:58 PM
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QUOTE(anakMY @ Jan 2 2020, 12:06 AM) I called CS to waive SST they ask to spend RM500 within 60 days to get SST Waiver. They charge you SST after you get your new card immediately? Or how long have you been using your card |
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Seth Ho
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Jan 3 2020, 10:23 PM
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Does anyone apply through ringgitplus for PB CC before? how many days does it take?
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Seth Ho
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Jan 4 2020, 09:33 AM
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QUOTE(MNet @ Jan 4 2020, 09:14 AM) Last month I applied, it took around 5 day to get approved. Cool, thank you. Waiting for the approval to buy CNY stuff.5 days for approval and than wait for them to send over is it? |
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Seth Ho
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Jan 4 2020, 01:02 PM
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QUOTE(jacksonpang @ Jan 4 2020, 11:05 AM) PBB approval more like case by case, not really consistent. I got SA with PBB, so my cc approval took 3 days only. while my colleague dont have SA/CA with PBB, approval took 2 weeks. What is SA and CA? |
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Seth Ho
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Jan 7 2020, 02:43 PM
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Have anyone tried when you applied for PBB quantum even before you get the card you request to cancel the PBB VISA?
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Seth Ho
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Jan 7 2020, 05:16 PM
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QUOTE(fruitie @ Jan 7 2020, 03:47 PM) Why wanna cancel QV? It is a useful card now. Currently i already have MBB Barcelona but unfortuanly maybank does not have cashback for reloading E-wallet so i use PBB |
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Seth Ho
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Jan 9 2020, 09:00 PM
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QUOTE(cybpsych @ Jan 9 2020, 04:16 PM) because u were late checking here  I was wondering so for my PBB QV will have RM 60 for this month if i fulfill this event and normally monthly RM 30 CB right? |
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Seth Ho
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Jan 12 2020, 10:48 AM
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QUOTE(talexeh @ Jan 12 2020, 10:51 AM) No, the terminal will ask for PIN if it's >RM250. I've experienced it a few times & had to educate the person manning the counter the same. They would tell me that if it is >RM250 then I cannot wave. I asked them to try & pass me the terminal once it asked for PIN. Sometimes I just gotta be honest with them that I'm doing this because the card only has cashback for wave. Correct me if i am wrong i remember contactless payment also include pin and pay wave right? I read it somewhere before |
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Seth Ho
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Jan 12 2020, 01:49 PM
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QUOTE(tan_aniki @ Jan 12 2020, 11:51 AM) yes, wave and then pin without insert the card So inserting the card and press pin is not acceptable? Because normally i do wave seems like no need press pin |
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Seth Ho
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Jan 14 2020, 08:24 PM
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QUOTE(xiaoxiaoshen @ Jan 14 2020, 07:07 PM) [attachmentid=10404197] it come again  just in time for CNY  So we can get monthly cashback and this one? 2 different thing right? |
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Seth Ho
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Jan 16 2020, 04:19 PM
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For the event could i summarized it by
1)Spend ASAP for the first day of the week
2)Spend 3x for Rm15,5x for Rm25, 8x for Rm40
3)Spending for Mastecard is still eligible since it is only for VISA
Anything else important?
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Seth Ho
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Jan 17 2020, 03:08 PM
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Anyone know how long does it take to receive your new CC?
mine was approve on monday but until now not yet receive.
i called to customer service they say send by normal post so no tracking number anything only can wait, if never receive they will reissue again and wait for another 5 days.
Last time i apply MBB CC send by poslaju more efficient and safe
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Seth Ho
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Jan 17 2020, 03:11 PM
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QUOTE(cybpsych @ Jan 17 2020, 04:09 PM) 2-3 days only try wait till next week, then raise to them again Haihh i am waiting the CC to buy oranges for my customers. Next week will be very rush. Want to spend on PB CC also so  hard  |
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Seth Ho
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Jan 19 2020, 10:25 PM
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Easy to spend for VS but hard for PBB Quamtum Visa(Since cannot do online transaction)
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Seth Ho
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Jan 20 2020, 08:20 PM
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Sometimes i reload PBB QMC to E-wallet have OTP some don't have, anyone know what is the requirement to have OTP occured?
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Seth Ho
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Jan 20 2020, 11:04 PM
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QUOTE(rojakwhacker @ Jan 20 2020, 09:27 PM) Do not save the card information into E-wallet. All of the E-wallet of just one kind? I heard touchngo having the problem only |
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