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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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PJusa
post Nov 18 2019, 09:08 AM

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Since quantum's 0% IPP feature will end this month: Can anyone recommend a good alternative?
PJusa
post Nov 18 2019, 12:16 PM

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QUOTE(tan_aniki @ Nov 18 2019, 09:36 AM)
get HLB AA, others only available till 31 Jan 2020.
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thanks for the advise!
PJusa
post Nov 27 2019, 08:55 PM

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QUOTE(LemonJane @ Nov 27 2019, 07:21 PM)
I searched back on postings since the start of 1% fee on PBB Quantum's FPP.
I think I will apply for HLB AA but next year.  BigPay and Boost reload qualify for zero % EPP of this card?
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I am also looking HLB AA (=AirAsia): where are the conditions for 0% EPP? I cant find it at all on the website confused.gif
PJusa
post Jan 24 2020, 01:19 PM

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QUOTE(jkngo2003 @ Jan 24 2020, 09:38 AM)
Me too. Only one card get rm30. Now to terminate all the supp card.
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I am still waiting for the last statement from my subs. If confirm even with different statement dates no more individual CB then they are all in the bin. Apparently they dont want the turnover anymore so it will go to another card then.
PJusa
post Jan 24 2020, 02:28 PM

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it's not a problem to get extra priciple cards. was just way easier this way. just means i will spend less on the card and move to the next card then. laugh.gif
PJusa
post Sep 3 2020, 12:11 PM

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QUOTE(GrumpyNooby @ Sep 3 2020, 11:50 AM)
Yes, that what I meant.
Normally only amount above RM 250 will trigger for PIN authentication.
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So if terminal says do not honor after wave then you just masuk into the machine and key in pin or how? I always switch to another card then.
PJusa
post Sep 3 2020, 12:21 PM

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QUOTE(GrumpyNooby @ Sep 3 2020, 12:14 PM)
If terminal does not honour and you slot in the card for 2nd time, that particular be considered as PIN based transaction (not contactless) since the cashier needs to redo everything.

Your card contactless limit (amount and/or tap counts) could be reached. You need to reset by doing a PIN based transaction.
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OK TQ. Will do smile.gif
PJusa
post Sep 7 2020, 08:41 AM

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QUOTE(GrumpyNooby @ Sep 7 2020, 08:39 AM)
There's nothing new.
It has been always like that.
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0% Flexiplan back?
PJusa
post Aug 30 2021, 09:30 AM

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QUOTE(jacksonpang @ Aug 29 2021, 09:29 PM)
ya I know all these option you mentioned, no problem for me to manually check and pay. I was just asking whether someone having same experience as me. Cause I'm always treating the email as sort of reminder, when email comes in, I will pay almost immediately. and now this month no email, I forgot already passed my statement date and I can pay already, although just 3 days.  blush_ani.gif
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same here. last email in May then nothing anymore. had to check numerous times but nothing reached my email. in the end i have up and changed to gmail account (and set a forward to my actual email) -> problem solved. seems that they cant reach some domains which means their screwed something up. i have been getting the mails to my real account since 2016 until may 2021 only then it stopped.
PJusa
post Jun 28 2023, 10:32 AM

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Stupid question: Does anyone have problems paying shopee with the Signature card? Since the 22nd I cant make any bill payments ("Server Errror" or "You are not authorised to view this page"). PB says no problem on their side. However using any other credit card the payment works just as intended.
PJusa
post Jun 28 2023, 11:46 AM

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QUOTE(Human Nature @ Jun 28 2023, 11:38 AM)
Yes, few of us facing the same issues. Shared at Shopeepay thread.
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Good to know. I thought I am too stupid to use the card already. Thanks!
PJusa
post Mar 19 2024, 05:42 PM

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I just requested them to absorb the SST two weeks ago. No questions asked, straight waived the SST. Actually only called for the Signature as the Quantum didnt show the SST yet but they even went ahead and absorbed the SST for all cards. Signature well above 8k p.a. Quantum not much anymore maybe 5k since the benefits are meh.
PJusa
post Mar 19 2024, 08:41 PM

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QUOTE(Human Nature @ Mar 19 2024, 07:05 PM)
How long more before the SST date for the Quantum card?

Interesting, usually they asked if I have other cards to do too. Next time I will try say do for other cards as well.
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The due date is only 1 week apart. When I called not yet charged the SST. But was absorbed right away with the charge.
PJusa
post Apr 27 2024, 08:26 AM

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Any good campaign after 8% online&utilities? Didnt find anything good for VSig/QMaster on the website. Hope I overlooked something smile.gif
PJusa
post Apr 27 2024, 10:11 AM

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QUOTE(ClarenceT @ Apr 27 2024, 09:10 AM)
Where got online 8%? It is 8% on utilities, Insurance or Foreign transactions.

QM still have Online campaign, RM50 CB for spending RM2000 (5% CB for online) excluding utilities.
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my bad. i paid my utilities online didnt notice since i got the 30 RM every month.

Thanks for letting me know about the QM campaign. Didnt see that!
PJusa
post Aug 26 2024, 01:02 PM

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Had no problems to get a waiver this year. Quantum VISA and Signature card.
PJusa
post Sep 6 2024, 09:28 AM

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You might want to ask them to "absorb" the SST. It's correct that they cant waive or reverse it as its a government tax.
PJusa
post Oct 11 2024, 11:03 AM

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Dont ask for rebate. Ask them to absorb the CC tax. They cannot rebate for you which is why you get the points offer. Absorbing is a different thing alltogether.
PJusa
post Oct 12 2024, 11:45 AM

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QUOTE(sjz @ Oct 11 2024, 12:49 PM)
No. this statement is wrong.

you need to understand how their CS work.
they are using special rebate campaigns to offset SST. (this is what some nice CS will tell u)

they are not able to absorb the SST, where does the money comes from?  doh.gif
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I have been asking for absorbtion for 15 yrs plus. It always worked without any conditions. Absorbing the SST basically is a special campaign. What the bank cannot do is to waive, cancel or rebate the tax. What you describe is in fact absorbing the tax through a special campaign. This is not what I was referring to.
PJusa
post Oct 13 2024, 11:02 AM

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QUOTE(sjz @ Oct 13 2024, 09:57 AM)
try it this year or next year then, see if the so called "absorption" still works for you.
if no, do update us here ya.

as my experience with the cs is that they tell they are no longer offering any absorption of SST.

but after nice talk to them, they say they are able to offer SPECIAL REBATE campaign, of spending RM300 for RM25 rebate or some diff spending criteria.
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Interesting. Got it done for VS and Quantum just recently. No problem.

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