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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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MasBoleh!
post Sep 15 2019, 05:25 AM

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Let’s say today I bought something 1.4k , I call and convert to FPP for 12 months with 0% fees, few months later, can I buy another thing and use the FPP again?
MasBoleh!
post Sep 15 2019, 02:44 PM

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QUOTE(sulab @ Sep 15 2019, 05:51 AM)
Yes, as long as it does not exceed your credit limit
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Thank you so much
MasBoleh!
post Sep 16 2019, 06:11 PM

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QUOTE(MasBoleh! @ Sep 15 2019, 05:25 AM)
Let’s say today I bought something 1.4k , I call and convert to FPP for 12 months with 0% fees, few months later, can I buy another thing and use the FPP again?
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If I use BigPay, does it eligible to this FPP?
MasBoleh!
post Sep 16 2019, 08:51 PM

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QUOTE(ayamback @ Sep 16 2019, 06:23 PM)
Yes.
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Thank uou
MasBoleh!
post Sep 23 2019, 05:13 AM

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anyone here increase the card limit permanently before? What is the email for this?

This post has been edited by MasBoleh!: Sep 23 2019, 05:14 AM
MasBoleh!
post Sep 23 2019, 12:08 PM

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QUOTE(Lingohal @ Sep 23 2019, 09:20 AM)
I just wrote them an email requesting for an increase in credit limit and attached all my documents.
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Do you mind sharing which email? I checked their website, got multiple emails.

And what documents needed?

The whole process took how long?
MasBoleh!
post Sep 24 2019, 01:23 AM

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QUOTE(Lingohal @ Sep 23 2019, 04:05 PM)
I sent the email to custsvc@publicbank.com.my and attached my latest income tax statement and 3 months bank statement. Basically, it's the same document required for card application. You can send your latest salary slip.

My application took 8 days in total.
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Thank you so much you are really helpful.

One last question , did you state how much you want the credit limit to be? Or just let them decide and raise the amount themselves?
MasBoleh!
post Sep 24 2019, 12:14 PM

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QUOTE(Lingohal @ Sep 24 2019, 02:19 AM)
I just requested for an increase of credit limit, didn't mention any amount. I just let them decide based upon the documents I sent to them.
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Thank you 🙏
MasBoleh!
post Apr 19 2020, 08:45 AM

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Annual Fee Waiver
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months.


The 12 swipes, does it count as swipes if I top up the bigpay with this card?
MasBoleh!
post Apr 19 2020, 12:29 PM

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QUOTE(BeadsCrazee @ Dec 11 2019, 04:40 PM)
As per my last trials, it is counted as online transaction, plus 600 VIP points earned.

15.10.2019 LAZADA TOP UP 300.00
22.10.2019 LAZADA TOP UP 300.00
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How come you can earn VIP points? I thought MasterCard do not have VIP Points?
MasBoleh!
post Apr 19 2020, 12:34 PM

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QUOTE(GrumpyNooby @ Apr 19 2020, 12:31 PM)
It will award VIP points if you're spending at non Online category.
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Seems like he was saying he got 600 points from the online transaction which is under online category. That is why I am surprised
MasBoleh!
post May 3 2020, 01:00 PM

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QUOTE(tan_aniki @ Apr 25 2020, 03:44 PM)
https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx

you can either click through the apply now or go thru with shopback -> ringgitplus for RM200 cb, i have got the RM200 from shopback available for withdrawal after apply additional AEON card through that channel
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QUOTE(GrumpyNooby @ Apr 25 2020, 04:02 PM)
RM 200 cash back by Shopback eligible for category of cardholder like me? Existing customer adding additional card?
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QUOTE(catsper @ Apr 25 2020, 04:05 PM)
Existing card holder eligible to get when applying for additional cards?
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Hi all,

Is this still eligible? You guys really have the RM 200 shopback?

Thank you
MasBoleh!
post May 3 2020, 06:42 PM

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Quantum Mastercard now eligible for VIP Points?

VIP Points
• 1x VIP Point for other retail spend (local)
• 2x VIP Points for other retail spend (overseas)
• Expiry for VIP Points is three (3) years


QUOTE(tan_aniki @ May 3 2020, 01:35 PM)
It depends on ur next month spending, they wont debit u with RM32.
If u got no spending in next month statement, then nothing happen, the cb counter will reset.
If u got spending with RM32 cb then u got nothing.
If u got spending with RM70 cb or above then u got RM38.
I got my Aeon cc shopback cb confirmed, not ntb.
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Thank you

This post has been edited by MasBoleh!: May 3 2020, 06:42 PM
MasBoleh!
post May 3 2020, 06:50 PM

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QUOTE(GrumpyNooby @ May 3 2020, 06:45 PM)
Yes, as long as the transaction doesn't earn cash back (mainly online) excluding those under exclusion list.
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If I buy something...then straight call CS to convert my purchase to PB Flexipay Plan, 12 months. Still eligible for the VIP points?

This post has been edited by MasBoleh!: May 3 2020, 06:52 PM
MasBoleh!
post May 3 2020, 07:34 PM

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QUOTE(GrumpyNooby @ May 3 2020, 06:56 PM)
Maybe the purchase before conversion will get VIP; the monthly installment won't get:

PB Quantum Mastercard Credit Card
 Earn 2 VIP Points with every Ringgit spent on other retail transactions abroad
 Earn 1 VIP Point with every Ringgit spent on other retail transactions locally
 Expiry for VIP Points is three (3) years

Note: Other retail transactions exclude online, casino (MCC 7995), petrol station(MCC 5541 & 5542), cash advances, balance transfer, transactions at University Tunku Abdul
Rahman and Tunku Abdul Rahman University College campus, government-related payments (MCC 9211, 9222, 9223, 9399, 9311, 9402 & 9405), payments to charity (MCC
8398), payments via www.pbebank.com and ATM.
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Thank you. I think PBB Zero Interest Installment Plan also similar. But...

Public Bank Zero Interest Installment Plan
https://ringgitplus.com/en/easy-payment-pla...lment-Plan.html
https://www.pbebank.com/pdf/Promotions/ziip.aspx

QUOTE
The Merchant appointed by Public Bank Berhad (Bank) as the Principal Merchant(s) are
responsible in making available all the ZIIP items featured in any programme and be
responsible for the sale and delivery (where appropriate) of the respective item(s).


I can't find the list of the Principal Merchant(s)

I google search further only found the following link PBB official site but it is only for Malaysian Airlines
https://www.pbebank.com/Personal-Banking/Pr...malaysiaai.aspx
https://www.pbebank.com/pdf/Promotions/tc_ziip-mas.aspx


And the differences between the Exclusive Flexi-Payment Plan Offer and Public Bank Zero Interest Installment Plan is

Flexi Payment Plan can convert any spending RM 1,200 and above to 12 months instalment while PBB Zero Interest Installment Plan require customers to purchase RM 500 and above product from the "selected" bank appointed Principal Merchants to be eligible. Right???

QUOTE(cybpsych @ May 3 2020, 06:56 PM)
if that purchase already earn cb, then no VIP points, regardless of flexipay conversion or not
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So, from what I understand, if no earn CB but then I convert to flexi pay, the VIP Points retained just as Grumpy pointed out, the subsequent installment payments will not entitle for VIP Points. Right?

This post has been edited by MasBoleh!: May 3 2020, 07:35 PM
MasBoleh!
post May 3 2020, 08:28 PM

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QUOTE(GrumpyNooby @ May 3 2020, 07:40 PM)
It is very simple.

If I buy item A from off-line shop with PB Quantum Mastercard, you won't earn cash back but you'll earn VIP points.
If I buy item A from online shop with PB Quantum Mastercard, you may or will get cash back if OTP input received.

Converting the purchase to Flexipay won't earn any VIP.
Buying item A at physical using ZIIP at the store may earn VIP (not sure as in lump sum or in monthly installment).

The idea is to assess if your purchase will earn cash back or not. If earn cash back, then no VIP awarded and otherwise.
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Understand this. Thank you ☺️

Now, I am trying to figure out who are the selected principal merchants for ZIIP.
MasBoleh!
post Sep 7 2020, 03:06 AM

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QUOTE(cybpsych @ Sep 1 2019, 08:04 AM)
Relaunch of PB Quantum Visa Credit Card [ PBB | PDS ]

user posted image

user posted image

user posted image


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When there is cashback means no VIP points right?
MasBoleh!
post Sep 7 2020, 10:25 AM

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QUOTE(tan_aniki @ Sep 7 2020, 06:19 AM)
Yes, no VIP point
Even if u have finish the cb quota, additional spend on same category wont give u extra point as well unless the category qualify for point
*
Thank you
MasBoleh!
post Jan 26 2022, 11:00 PM

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Sigh now I need to rethink my spending style and habit. Been wanted to apply VS signature
MasBoleh!
post Jan 27 2022, 01:32 PM

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QUOTE(cybpsych @ Jan 27 2022, 06:19 AM)
why not?

VS = G.O.D. (grocery/online/dining) card mah, quite flexible for offline use too.

can complement nicely with Affin VS (offline, wave). any amount <RM30, use Affin VS. amount RM30 or more, switch to PBB VS
just need to divorce ewallet from our life using PB cards.
or, get Public Islamic cards, albeit at 4% cb rate.
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Yea, I think bigpay no longer useful. And now I am headache of using what to reload my TouchNgo ewallet

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