Let’s say today I bought something 1.4k , I call and convert to FPP for 12 months with 0% fees, few months later, can I buy another thing and use the FPP again?
Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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Sep 15 2019, 05:25 AM
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#1
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3,599 posts Joined: Jun 2009 From: MYBoleh.NET |
Let’s say today I bought something 1.4k , I call and convert to FPP for 12 months with 0% fees, few months later, can I buy another thing and use the FPP again?
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Sep 15 2019, 02:44 PM
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#2
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Sep 16 2019, 06:11 PM
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#3
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3,599 posts Joined: Jun 2009 From: MYBoleh.NET |
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Sep 16 2019, 08:51 PM
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#4
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Sep 23 2019, 05:13 AM
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#5
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anyone here increase the card limit permanently before? What is the email for this?
This post has been edited by MasBoleh!: Sep 23 2019, 05:14 AM |
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Sep 23 2019, 12:08 PM
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3,599 posts Joined: Jun 2009 From: MYBoleh.NET |
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Sep 24 2019, 01:23 AM
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#7
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QUOTE(Lingohal @ Sep 23 2019, 04:05 PM) I sent the email to custsvc@publicbank.com.my and attached my latest income tax statement and 3 months bank statement. Basically, it's the same document required for card application. You can send your latest salary slip. Thank you so much you are really helpful. My application took 8 days in total. One last question , did you state how much you want the credit limit to be? Or just let them decide and raise the amount themselves? |
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Sep 24 2019, 12:14 PM
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#8
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Apr 19 2020, 08:45 AM
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#9
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Annual Fee Waiver
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months. The 12 swipes, does it count as swipes if I top up the bigpay with this card? |
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Apr 19 2020, 12:29 PM
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Apr 19 2020, 12:34 PM
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May 3 2020, 01:00 PM
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QUOTE(tan_aniki @ Apr 25 2020, 03:44 PM) https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx you can either click through the apply now or go thru with shopback -> ringgitplus for RM200 cb, i have got the RM200 from shopback available for withdrawal after apply additional AEON card through that channel QUOTE(GrumpyNooby @ Apr 25 2020, 04:02 PM) RM 200 cash back by Shopback eligible for category of cardholder like me? Existing customer adding additional card? QUOTE(catsper @ Apr 25 2020, 04:05 PM) Hi all, Is this still eligible? You guys really have the RM 200 shopback? Thank you |
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May 3 2020, 06:42 PM
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#13
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Quantum Mastercard now eligible for VIP Points?
VIP Points • 1x VIP Point for other retail spend (local) • 2x VIP Points for other retail spend (overseas) • Expiry for VIP Points is three (3) years QUOTE(tan_aniki @ May 3 2020, 01:35 PM) It depends on ur next month spending, they wont debit u with RM32. Thank youIf u got no spending in next month statement, then nothing happen, the cb counter will reset. If u got spending with RM32 cb then u got nothing. If u got spending with RM70 cb or above then u got RM38. I got my Aeon cc shopback cb confirmed, not ntb. This post has been edited by MasBoleh!: May 3 2020, 06:42 PM |
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May 3 2020, 06:50 PM
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QUOTE(GrumpyNooby @ May 3 2020, 06:45 PM) Yes, as long as the transaction doesn't earn cash back (mainly online) excluding those under exclusion list. If I buy something...then straight call CS to convert my purchase to PB Flexipay Plan, 12 months. Still eligible for the VIP points?This post has been edited by MasBoleh!: May 3 2020, 06:52 PM |
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May 3 2020, 07:34 PM
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QUOTE(GrumpyNooby @ May 3 2020, 06:56 PM) Maybe the purchase before conversion will get VIP; the monthly installment won't get: Thank you. I think PBB Zero Interest Installment Plan also similar. But...PB Quantum Mastercard Credit Card Earn 2 VIP Points with every Ringgit spent on other retail transactions abroad Earn 1 VIP Point with every Ringgit spent on other retail transactions locally Expiry for VIP Points is three (3) years Note: Other retail transactions exclude online, casino (MCC 7995), petrol station(MCC 5541 & 5542), cash advances, balance transfer, transactions at University Tunku Abdul Rahman and Tunku Abdul Rahman University College campus, government-related payments (MCC 9211, 9222, 9223, 9399, 9311, 9402 & 9405), payments to charity (MCC 8398), payments via www.pbebank.com and ATM. Public Bank Zero Interest Installment Plan https://ringgitplus.com/en/easy-payment-pla...lment-Plan.html https://www.pbebank.com/pdf/Promotions/ziip.aspx QUOTE The Merchant appointed by Public Bank Berhad (Bank) as the Principal Merchant(s) are responsible in making available all the ZIIP items featured in any programme and be responsible for the sale and delivery (where appropriate) of the respective item(s). I can't find the list of the Principal Merchant(s) I google search further only found the following link PBB official site but it is only for Malaysian Airlines https://www.pbebank.com/Personal-Banking/Pr...malaysiaai.aspx https://www.pbebank.com/pdf/Promotions/tc_ziip-mas.aspx And the differences between the Exclusive Flexi-Payment Plan Offer and Public Bank Zero Interest Installment Plan is Flexi Payment Plan can convert any spending RM 1,200 and above to 12 months instalment while PBB Zero Interest Installment Plan require customers to purchase RM 500 and above product from the "selected" bank appointed Principal Merchants to be eligible. Right??? QUOTE(cybpsych @ May 3 2020, 06:56 PM) So, from what I understand, if no earn CB but then I convert to flexi pay, the VIP Points retained just as Grumpy pointed out, the subsequent installment payments will not entitle for VIP Points. Right?This post has been edited by MasBoleh!: May 3 2020, 07:35 PM |
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May 3 2020, 08:28 PM
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QUOTE(GrumpyNooby @ May 3 2020, 07:40 PM) It is very simple. Understand this. Thank you ☺️ If I buy item A from off-line shop with PB Quantum Mastercard, you won't earn cash back but you'll earn VIP points. If I buy item A from online shop with PB Quantum Mastercard, you may or will get cash back if OTP input received. Converting the purchase to Flexipay won't earn any VIP. Buying item A at physical using ZIIP at the store may earn VIP (not sure as in lump sum or in monthly installment). The idea is to assess if your purchase will earn cash back or not. If earn cash back, then no VIP awarded and otherwise. Now, I am trying to figure out who are the selected principal merchants for ZIIP. |
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Sep 7 2020, 03:06 AM
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#17
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Sep 7 2020, 10:25 AM
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Jan 26 2022, 11:00 PM
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Sigh now I need to rethink my spending style and habit. Been wanted to apply VS signature
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Jan 27 2022, 01:32 PM
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QUOTE(cybpsych @ Jan 27 2022, 06:19 AM) why not? Yea, I think bigpay no longer useful. And now I am headache of using what to reload my TouchNgo ewalletVS = G.O.D. (grocery/online/dining) card mah, quite flexible for offline use too. can complement nicely with Affin VS (offline, wave). any amount <RM30, use Affin VS. amount RM30 or more, switch to PBB VS just need to divorce ewallet from our life using PB cards. or, get Public Islamic cards, albeit at 4% cb rate. |
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