Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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 Jul 10 2019, 02:27 AM
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#1
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space   
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QUOTE(2387581 @ Jul 10 2019, 01:50 AM) Yet to receive my first statement, so just want to check with you all, when Quantum Master says 5% cashback for online and dining, is it a combined cap of RM30 for online and dining OR separate (30 online + 30 dining)? Combined. |
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Aug 7 2019, 10:43 AM
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#2
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(Lingohal @ Aug 7 2019, 01:04 AM) I applied for Quantum Visa on 23 July, got the SMS yesterday morning. So it's about two weeks for me. Hi, wander how you specify that you want Quantum Visa only? And not together with the Master? Coz the application form just stated Public Bank Quantum. And I assumed this is bundled package card, 2 cards together. |
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Nov 25 2019, 11:09 PM
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#3
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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Spent 20k++ in a transaction on Quantum card.
I guess is eligible for 12 months 0% interest installment (valid till 30 Nov). Got the money to pay up but maybe can better use the cash in something else. But what concern me is whether this outstanding installment will effect my credit profile / CCRIS scoring? As I plan to apply for bank loan in the next few months. Should I take it or not? Thanks. |
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Nov 29 2019, 02:06 PM
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#4
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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The VIP points all combined just like Maybank treat points or not able to combine for PBB?
Let's say I have VS and QM CC each with its own VIP points. Tq. |
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May 14 2020, 09:41 PM
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#5
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(GrumpyNooby @ May 14 2020, 09:38 PM) It'll devastating if I didn't win any from the Wave campaign since I did RM 80 x 10. tomorrow can do another run of RM80 X 10   |
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Apr 9 2021, 05:50 PM
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#6
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(lilsunflower @ Apr 9 2021, 04:47 PM) - 4 April applied via online system + sent supporting through e-mail Able to share how many total active CC currently holding? - 7 April got Citilink VS in morning, POS Laju MC late afternoon - Completed acquisition spend (RM160+) on 7 April for both cards My CL for both cards is very low, just 1/3 of my Conventional. I think I'm reaching the "acceptable" number of cards now, as banks like RHB and Alliance have rejected me recently. Just want to know the general "acceptable" number is. |
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Jul 25 2021, 11:03 PM
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#7
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(imcrazyz @ Jul 24 2021, 09:33 PM) Hi. I applied for Quantum CC. Few years back when i applied, you can state in the application form you only required Quantum Master. I got to know I have to accept both cards no matter what upon registration. But may I know if I could keep the Mastercard & cancel the Visa upon arrival right away before activation? Coz I don't really use paywave, maybe not more than 5 times based on my historical transaction pattern. And yes they will comply to your request and you will get only 1 CC. But not sure is there any changes to the above T&C. |
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Sep 9 2022, 03:01 PM
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#8
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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Redeemed loyalty VIP point via call to customer service.
Stated 1-2 weeks time will received the gifts. Then will cancel the Quantum card first. |
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Sep 9 2022, 03:18 PM
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#9
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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QUOTE(Human Nature @ Sep 9 2022, 03:04 PM) What did you redeem? Gift voucher only Human Nature liked this post
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Oct 2 2023, 08:15 AM
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#10
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All Stars
23,688 posts Joined: Aug 2007 From: Outer Space
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Why public bank online forced me to update my occupation? I cant navigate to other pages unfortunately.
Tried the apps also the same thing. Is so not user friendly. |
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