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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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2387581
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 Jul 2 2019, 01:22 AM
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QUOTE(cybpsych @ Jul 1 2019, 04:48 PM) did u even open up the link and read? >> https://www.pbebank.com/Personal-Banking/Pr...y-Plan-(7).aspxthere are 2 types: 1) standard flexipay > https://www.pbebank.com/Personal-Banking/Pr...y-Plan-(7).aspx2) quantum flexipay > 0% 12mth, min rm1.2k I'm also a little confused here. For Quantum cards, So if I spend RM1000 and want to FPP 12 months, I need to pay 3% upfront charges. Which means upfront RM30 + RM83.33 x 12 = RM1030 over 12 months Otherwise I spend RM1200 and FPP 12 months, I enjoy 0%. Which means I pay RM100/month only = RM1200 over 12 months Like that correct? This post has been edited by 2387581: Jul 2 2019, 01:23 AM |
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2387581
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Jul 9 2019, 09:26 AM
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Applied QMC via RinggitPlus, called to ask about RM25 rebate, not eligible.
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2387581
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Jul 9 2019, 02:14 PM
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QUOTE(jhleo1 @ Jul 9 2019, 01:41 PM) RinggitPlus usually given free gift upon application. Shall appreciate. I applied when they got the RM200 AirAsia voucher. Last I checked was a Lazada voucher. |
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2387581
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Jul 9 2019, 02:15 PM
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QUOTE(HD-10 @ Jul 9 2019, 02:07 PM) hi guys, i am planning want to get a PB cc but not sure which 1, want to use for online purchases and 0% installment purchases..open for any suggestion. tq I think the popular Quantum Master Card (5% cash rebate for online and dining) suits you. Also the 0% installment for min. RM1200 purchase. |
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2387581
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Jul 9 2019, 02:33 PM
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QUOTE(andy8274 @ Jul 9 2019, 01:34 PM) Really?   Do you ask to cancel visa card? I didn't activate the card. I only apply for Master and they send both. Very shady practices. |
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2387581
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Jul 10 2019, 01:50 AM
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Yet to receive my first statement, so just want to check with you all, when Quantum Master says 5% cashback for online and dining, is it a combined cap of RM30 for online and dining OR separate (30 online + 30 dining)?
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2387581
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Jul 10 2019, 10:09 AM
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QUOTE(AskarPerang @ Jul 10 2019, 02:27 AM) QUOTE(LS3 @ Jul 10 2019, 09:30 AM) Total cashback maximum RM 30 for all online & dining Thanks. Should limit my usage to 600 for these then. Need to strategise which card to use. |
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2387581
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Sep 15 2019, 08:24 PM
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QUOTE(cyt90 @ Sep 2 2019, 09:34 PM) Hi all, I apply quantum through ringgitplus to get lazada voucher, nay I know how long I can get the voucher code. My card was active on 9 July. Thanks My first time dealing with RinggitPlus. I applied the same credit card earlier and activated the card in June. The supposed free gift was AirAsia e-voucher. But after few months they call me and want to switch to other obscure vouchers (tesco, aeon, lazada - which I don't use) because "experiencing a critical technical glitch in generating the Air Asia evouchers" which I rejected. This practice reflects that they have no intention on actually giving out the vouchers as advertised. I understand that the T&C fine prints says they are entitled to change to whatever they like, but just be careful to companies who always rely on the fine prints to get away with false/misleading advertisement. I have not suffer material losses due to dealing with RinggitPlus as of now, but just be extra mindful when conducting business with RinggitPlus. |
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2387581
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Aug 24 2020, 07:28 PM
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If I used QMC directly on Grab ride card payment (not via Grab wallet) does it count as part of the spending eligible for cashback?
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2387581
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Jun 1 2022, 01:02 AM
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Noticed no more cashback in statement, first thing to check LYN.
Dang, lost one RM30 cashback month.
Gon cancel since next month gonna get yearly tax.
Cheers.
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