QUOTE(cybpsych @ Jul 3 2024, 02:34 PM)
ok 👌👌Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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Jul 3 2024, 02:35 PM
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#81
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1,701 posts Joined: Feb 2011 |
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Sep 10 2024, 09:26 AM
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#82
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1,701 posts Joined: Feb 2011 |
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Sep 10 2024, 11:17 AM
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#83
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1,701 posts Joined: Feb 2011 |
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Sep 10 2024, 01:08 PM
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#84
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1,701 posts Joined: Feb 2011 |
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Sep 19 2024, 09:38 AM
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#85
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1,701 posts Joined: Feb 2011 |
QUOTE(RitzyHoke @ Sep 19 2024, 08:56 AM) okok, my bad PB VS has a min rm100 transaction requirement ya, to be entitled for 3% rebate ya, for dining , groceries and online (ewallet excluded).Context here is I'm signing a housing loan with PB and they asked me to pick a CC. I could just not use it but I figured why not see what PB has to offer. From MBB, I have 1. FC Barcelona - 1% cashback, and samsung pay points, this is my most used card 2. Amex 2 card - 5% cashback on weekends, used mainly for fuel and some shopee / lazada purchases if double day happens to fall on a weekend (so quite rarely utilise the full amount) 3. Grab - for any Grab spend From UOB, I have 1. One Platinum - barely use it since they changed it to a min. spend mechanic and it involves a lot of maths to fully optimise it, unless I have big ticket items to buy and I've maxed out my cashback on my MBB FCB 2. PRVI Miles - almost never use it but they always waive annual fee and service charges so I just leave it there 3. Preferred - ported over from Citibank, also barely use it Use to maximise UOB YOLO card cashback back in the day but these days I don't "optimise" as much. Can qualify for 100k annual income cards, so no issue there. I don't buy a lot of groceries, mainly for dining and retail transactions. Always aimed for cashback instead of miles, feels like not high enough of a spender to be collecting miles, also don't travel super often ... but open to be convinced otherwise. I imagine I would have to consolidate all my spend into my miles card to collect something substantial? |
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Oct 3 2024, 03:46 PM
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#86
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i also do after 8am for any shopee related...
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Oct 5 2024, 04:57 PM
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#87
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1,701 posts Joined: Feb 2011 |
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Oct 24 2024, 05:36 PM
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#88
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1,701 posts Joined: Feb 2011 |
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Mar 19 2025, 04:35 PM
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#89
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1,701 posts Joined: Feb 2011 |
i got lucky. it's still there. just gotten my cash rewards/debit reverse adjustment rm25 for VS. called yesterday evening. for my PIB visa platinum last month, got it reversed after spending rm300 or so. anyways just sharing. don't push too hard. sg8989 liked this post
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May 29 2025, 12:30 AM
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#90
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1,701 posts Joined: Feb 2011 |
called on 27th 1pm, reflected rm25 reversal on 27th evening. got lucky again. 😬
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