This post has been edited by ClarenceT: Apr 29 2020, 12:16 PM
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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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Apr 29 2020, 12:16 PM
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#441
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14,970 posts Joined: May 2015 |
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Apr 29 2020, 12:23 PM
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#442
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QUOTE(GrumpyNooby @ Apr 29 2020, 12:22 PM) RM0.00 PB Card: Get 10% CashBack with RM350 spend using your PB Visa Credit Card. T&C @ https://www.pbebank.com/Personal-Banking/Pr.../spend0220.aspx |
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May 2 2020, 01:11 PM
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#443
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QUOTE(ruben7389 @ May 2 2020, 01:06 PM) Please check ur interest charges if u have with the credit cards. Just got off the phone with call center. Last statement 20 Mar I paid full statement minus like rm100 short but they charged me full interest on my entire Mar statement amount so I was charged a few hundred in interest All new transactions (after 20/3) also kena interest, do you know it? So always pay the statement balance!I'm not sure if I heard it wrong that agent said if any amount not paid in full, the entire interest at 15% pa of full atatement was charged to me and thats their practice I was told to fully pay off my current latest statement 20 Apr then only call back to call center to request for a waiver of the previous interest charged for my previous statement 20 Mar Anyone face this issue ? |
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May 2 2020, 01:34 PM
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#444
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QUOTE(ruben7389 @ May 2 2020, 01:31 PM) OK let me explain, my 20 march statement was 25k, I paid 24.9k before the due date. When interest was tabulated it was counted as 15% of 25k. Shouldnt it be on 15% of rm100 onky since i paid 24.9k bedore the due date ? How much did you spend on 20/3 to 20/4? Interest charged on unbilled transactions as well. |
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May 2 2020, 01:44 PM
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#445
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QUOTE(ruben7389 @ May 2 2020, 01:40 PM) Yrs I did have tramsactions unbilled, but wouldn't that be only billed and due next statement? I technically shouldn't be charged for interest on transactions if I'm not atatemented for it yet right? No interest-free period even though it is unbilled.Bank Negara revised the rule in 2007-2008 if I am not wrong. Your mindset is pre-2007 rule. |
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May 2 2020, 01:53 PM
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#446
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QUOTE(GrumpyNooby @ May 2 2020, 01:46 PM) Yes you're right. Before change (around 2007), I always rounded down to the nearest RM1 / RM10 (no IBG or IBG was expensive at that time). I did the same again after the change, but the interest charged was from a few sen previously to nearly RM100 !!! I learned the lesson. I couldn't find back the article on how financial charge (interest) is being imposed. |
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May 2 2020, 02:05 PM
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#447
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QUOTE(ruben7389 @ May 2 2020, 02:00 PM) Nope 24.9k is what I paid of the previous 25k statement. So I was only short of rm100 on paying my full statement but my interest was charged this month at about 350 https://www.pbebank.com/Personal-Banking/Ra...ebit-Cards.aspxUnbilledntransactions was about 10k which was not atatemented yet 3. AND 7. |
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May 2 2020, 02:42 PM
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#448
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QUOTE(miraclecrush @ May 2 2020, 02:37 PM) Did anyone get the cashback from the “Stay Home, Shop Online & Be Rewarded with PB Visa Credit Card” campaign? You didn't read T&C!https://www.pbebank.com/Personal-Banking/Pr...PB-Visa-Cr.aspx I bought something online for around 200 bucks on 18th April but didn't get any cashback. I can never tell when they just run out of cashback for the campaign or if it's some clerical error. If you win, then... The Cash Back payment will be credited only into the Participant’s principal credit card account registered under this Promotion within 2 - 4 weeks after the end of each tracking month and shall be reflected in the Participant’s credit card statement, itemised under “Stay Home, Shop Online & Be Rewarded with PB Visa Credit Card - 15 April to 14 May 2020”. |
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May 3 2020, 12:06 PM
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#449
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14,970 posts Joined: May 2015 |
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May 3 2020, 01:34 PM
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#450
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QUOTE(bigpuppy87 @ May 3 2020, 12:53 PM) PB VS - 6% CB on Groceries, Dining or Online (normally with OTP).Direct Debit is not online and insurance is not one of the CB categories. If you want online CB, you need to manually pay at the online site. This post has been edited by ClarenceT: May 3 2020, 01:35 PM |
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May 4 2020, 07:21 AM
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#451
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QUOTE(wjleong15 @ May 3 2020, 09:00 PM) of course online So your earlier reply is misleading! He didn't specify he would use online channel.https://pruaccessplus.prudential.com.my/pap/main.do https://epay.prudential.com.my/pru_cpp/ |
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May 5 2020, 09:11 AM
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#452
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14,970 posts Joined: May 2015 |
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May 5 2020, 10:24 AM
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#453
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QUOTE(sharkzt @ May 5 2020, 10:16 AM) The Paywave campaign is attractive (RM10 prize for spending of RM80) but both QV and QM are not eligible.For other campaigns, https://www.pbebank.com/Personal-Banking/Promo/landing.aspx |
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May 5 2020, 01:05 PM
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#454
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QUOTE(OptimusStar @ May 5 2020, 12:45 PM) Guys , anyone manage to link public bank to m2u website and use it? Yes, I did it many years ago (then with a PB Gold card) but I never use it again.Manage to link it but the CS telling me cannot use it , which i find it dumb feature if thats true. Can be used for a few payees only (just like UOB Payonline), not equal to Maybank CC. |
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May 5 2020, 07:01 PM
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#455
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QUOTE(Davidtcf @ May 5 2020, 06:57 PM) Hi all, want to ask how to register my hand phone number to get sms from public bank. Go to any PB branch, give your thumbprint to CS officer.I have been using the Quantum cards for months now yet did not get a single sms from them.. Even if about statement being ready. Went to PBe website at profile maintenance page it say I don't have rights to the function? I registered for the cards via online. Anyone can advise? |
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May 6 2020, 04:33 PM
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#456
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May 12 2020, 11:27 AM
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#457
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May 12 2020, 12:39 PM
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#458
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QUOTE(ivzh @ May 12 2020, 12:33 PM) Hi guys, would like to check if supplementary card entitle it's own rebate quota? Q1. Yes own CB if separate statement, but combined CB capped at RM38 (VS)/RM30(QM), no longer RM38/RM30 per principal/supplementary.for both Visa signature and master quantum? double check if Bigpay toupup entitle 6% and 5%? i found my supplementary card does not have any rebate since 2 month back. thanks in advance Q2. Yes both VS, QM. QV as well. Q3. Yes. Your CB + Your supplementary's CB = RM38/RM30. If you already earned RM38/RM30, your supplementary would not earn CB. This post has been edited by ClarenceT: May 12 2020, 12:42 PM |
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May 12 2020, 01:00 PM
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#459
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QUOTE(ivzh @ May 12 2020, 12:56 PM) thanks guy for fast reply. Seem no point to keep supplementary card now right? any benefit ? as i m consider to cancel it. A person can hold both principal and supplementary (under another person) at the same time.For supplementary card to upgrade to principal card, need to cancel the card and reapply? This post has been edited by ClarenceT: May 12 2020, 01:00 PM |
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May 12 2020, 04:24 PM
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