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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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rojakwhacker
post Aug 16 2019, 09:36 PM

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QUOTE(won931106 @ Aug 16 2019, 09:10 PM)
ok will try
ya finally i go get PB credit card.
quantum TnC revised?
issue is i totally unable to found my card info within PBE.
will try follow the guide and try now
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Yeah. Only applied after 1st September. biggrin.gif

Read 'Revision of Selected PB Cards Features' under link:
https://www.pbebank.com/Announcements.aspx
rojakwhacker
post Aug 16 2019, 09:42 PM

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QUOTE(won931106 @ Aug 16 2019, 09:35 PM)
finally done add the card into my PBE and set the PIN.
but just wondering why PBE system so lousy need the cardholder own add the card into their online banking account?
Other bank all default would have the card added once approved (as for few bank that i with saving account and credit card)
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Some user said Public bank is still on the old way or something. But i find public bank displaying credit card details have more information like statement date, authorized amount, cashback, etc compare to other bank like Standard Chartered or OCBC. hmm.gif
rojakwhacker
post Aug 16 2019, 09:51 PM

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QUOTE(won931106 @ Aug 16 2019, 09:45 PM)
just done the reading.
so for Visa no more entertaiment and departmental store?
Originally thought of using it to topup my TNG card at Jaya Grocer or other like Tesco to see if eligible for the cashback.
but anyhow, the change to purely contactless payment also stays the same i think  rclxms.gif (mean must with paywave)

while for Master no more dining doh.gif
thought of use it for dining if dont want to spam it fully for online transaction such as BP or online shopping.
but let it be. at least still have the cashback for same category flex.gif
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For me, quantum visa contactless transaction is must better compare to entertainment and/or departmental, at least get to use it often after 1st September. icon_rolleyes.gif

Yeah no more dining on quantum mastercard. Can use quantum visa or bigpay. tongue.gif

Contactless: tab amount up to RM250 or 9 times. Reset by pin. Accumulated up to Rm500. Can use search funtion for more info on contactless. thumbsup.gif
rojakwhacker
post Aug 16 2019, 09:53 PM

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QUOTE(won931106 @ Aug 16 2019, 09:47 PM)
ya it's true after a rough look.
but the convenience were not so good which required cardholder to own input the card info back to their online banking system  sweat.gif
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Can ask bank branch to add for you. tongue.gif
rojakwhacker
post Aug 16 2019, 09:55 PM

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QUOTE(CardNoob @ Aug 16 2019, 09:53 PM)
The revision is very good for Quantum Visa.
The downside of the revision; cash back is only awarded for tap amount >= RM 30
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Yeah. Couldn't agree more!
rojakwhacker
post Aug 17 2019, 11:31 AM

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QUOTE(alesi616 @ Aug 17 2019, 11:24 AM)
Reload Bigpay card and swipe, still entitle 6% rebate for visa signature (online category) rite ?
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Yes!
rojakwhacker
post Aug 17 2019, 11:47 AM

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QUOTE(kart @ Aug 17 2019, 11:41 AM)
I can understand why Public Bank changes the transactions eligible for cashback, to contactless transactions, for Public Bank Quantum Visa Credit Card. As such, more people will prefer to use this card.

Then again, for Public Bank Quantum Mastercard Credit Card, why did Public Bank remove dining transactions from eligible transactions? 

Sigh, another card service tax of RM 25 is incurred, when I need to get another credit card with cashback for dining transactions.
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When swipe using public bank quantum visa just remember amount swipe must be minimum RM30 to be eligible for cashback 5%.
rojakwhacker
post Aug 17 2019, 01:15 PM

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QUOTE(Human Nature @ Aug 17 2019, 12:59 PM)
Is there any hotel booking website eg agoda, booking.com, expedia giving discount with PBB cards? TQ
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Expedia?

https://www.pbebank.com/Personal-Banking/Pr...dia-com-my.aspx

https://www.pbebank.com/Personal-Banking/Pr...-Sale-2019.aspx

This post has been edited by rojakwhacker: Aug 17 2019, 01:16 PM
rojakwhacker
post Aug 19 2019, 12:14 PM

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QUOTE(cybpsych @ Aug 2 2019, 09:10 PM)
user posted image
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QUOTE(LemonJane @ Aug 19 2019, 12:04 PM)
What's on 1/9/2019 with PBB cards?
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Refer to above. Change of term and condition for public bank quantum cards.
rojakwhacker
post Aug 19 2019, 01:37 PM

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QUOTE(jefftan4888 @ Aug 19 2019, 01:17 PM)
Approval within 2 weeks. I shall expect my approval by 26/8.
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Reinstate still need approval?
rojakwhacker
post Aug 20 2019, 09:01 AM

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QUOTE(jefftan4888 @ Aug 20 2019, 08:50 AM)
Normally I will hold the card & ask "can I wave?". They will said "yes" if the terminal support contactless. Don't let them hold your card.
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If you want use wave, some cashier will not hold. But i had tried few supermarket in sarawak still want to hold your card because they seem like want to record card's last 4 digit. No way to avoid that. hmm.gif
rojakwhacker
post Aug 20 2019, 09:13 AM

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QUOTE(ClarenceT @ Aug 20 2019, 09:09 AM)
Kuching supermarkets very kiasi, some don't allow paywave.
So far Giant, Guardian, Watson's, Aeon, Everrise, H&L, CS are OK.
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laugh.gif So far, for me, the one want to hold is CS minimart, farley (strictly insist to hold, i give up). Unaco no hold even do pin but no wave option.
rojakwhacker
post Aug 21 2019, 10:06 AM

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QUOTE(IzaakC @ Aug 21 2019, 10:00 AM)
I see. Gonna get used to it from my side  sweat.gif

Since I do not own a PBe account, what I need to do is open a new basic saving account at PB to link the cards with the account right?
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Can register the pbe account yourself but i think you cant add the card yourself. But try to add first and if cant then either call bank or go bank branch to add card to pbe account.
rojakwhacker
post Aug 21 2019, 10:11 AM

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QUOTE(CardNoob @ Aug 21 2019, 10:08 AM)
Adding card into PBe guide is Post#1/Page#1
If both methods fail, pay a visit to the nearest branch.
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Forget to add, to add card for no pb saving account only. Either try self add or add at bank branch. As i experience before no pb saving account but could not add the card my self. It show error message. So i proceed to bank branch to add (no saving account);

But after having public bank saving account (for other card). Then i can add the card my self. Maybe every pbe account have different configuration.

Edit: rephrase. tongue.gif

This post has been edited by rojakwhacker: Aug 21 2019, 10:31 AM
rojakwhacker
post Aug 21 2019, 10:33 AM

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QUOTE(IzaakC @ Aug 21 2019, 10:31 AM)
Thanks guys. Will try to create one online PBe account when after I have gotten my cards later.

Just noticed the online account registration form is parked under document list which I have skipped reading  doh.gif

Do you mean I am out of their customer target or their KPI to keep processing within 14 days?

  unsure.gif
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Yours 14 days still fine. But mine more than one month plus sweat.gif
rojakwhacker
post Aug 21 2019, 11:38 AM

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QUOTE(IzaakC @ Aug 21 2019, 11:17 AM)
For collection at bank branch, do they inform you via call or sms when the cards are delivered to the branch or you just drop a visit and ask them instead?
  hmm.gif
Woah so long blink.gif

Do they have a limited timeframe to process the application? I noticed that PBB is one of those banks that took a super long time to process
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Collection at bank branch, they will inform you by sms but maybe take longer time. For me, i dont want to wait so just call to confirm ready for collection then proceed to bank branch.

limited timeframe to process the application: Not sure. According to bank branch agent, the card process from head quarter may be fast or slow depend on the whether to meet card target or something like KPI. My case, i apply during holiday season that is why slow. hmm.gif
rojakwhacker
post Aug 22 2019, 11:54 AM

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QUOTE(CardNoob @ Aug 22 2019, 11:50 AM)
App or portal?
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It looks like app to me.
rojakwhacker
post Aug 22 2019, 02:17 PM

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QUOTE(IzaakC @ Aug 22 2019, 02:16 PM)
Just gotten my cards. Wondering how I pay the credit card bill if I dont have a CASA in Pbb...

Appreciate if anyone could enlighten me. Thanks
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You can login to other bank online account and pay from there.

First time paying credit card bill? hmm.gif

This post has been edited by rojakwhacker: Aug 22 2019, 02:18 PM
rojakwhacker
post Aug 22 2019, 02:25 PM

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QUOTE(IzaakC @ Aug 22 2019, 02:22 PM)
First time paying credit card bills for bank other than those I have CASA in.  laugh.gif
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I dont know what bank saving account that you have. But can login to those bank that you have and choose payment or fund transfer and select public bank as recipient and enter credit card number (as bank account number). then enter amount and start to pay. If unsure, can always pay small amount to test water first.

This post has been edited by rojakwhacker: Aug 22 2019, 02:26 PM
rojakwhacker
post Aug 22 2019, 02:34 PM

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QUOTE(IzaakC @ Aug 22 2019, 02:30 PM)
Thanks for the clarification. Now I know for sure  thumbup.gif

Previously I transfer to the bank with cc, then use pay from cc page
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You are right that can only happen if bank of credit card and bank saving account is of the same bank. But if different bank then use ibg/fund transfer like sifu ClarenceT said. thumbsup.gif

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