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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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SUSCardNoob
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 Aug 2 2019, 09:14 AM
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QUOTE(sk0129 @ Aug 2 2019, 09:11 AM) Want to check currently I have Visa and Master credit card from Public Bank. I would like to apply for Visa Signature. Do I need to cancel my existing Visa and Master credit card in order to get Visa Signature with high credit limit? Or just apply first once successful only cancel existing credit card? which one is better way? If your income qualified, you can keep all cards. They should share the same CL. |
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SUSCardNoob
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Aug 2 2019, 09:20 AM
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QUOTE(sk0129 @ Aug 2 2019, 09:19 AM) Thanks for your reply. I don't want to hold so many cards as I don't really use it. Just want to have VS only. Apply VS, cancel existing later. |
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SUSCardNoob
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Aug 2 2019, 10:07 AM
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QUOTE(ClarenceT @ Aug 2 2019, 10:06 AM) Why not ? Go to a Grocery shop every first week of Aug-Dec and spend RM1000. If VS - additional RM38, no need to spend on Bigpay. You can spend RM 1000 in single receipt in one day for groceries!  |
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SUSCardNoob
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Aug 2 2019, 02:46 PM
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QUOTE(tan_aniki @ Aug 2 2019, 02:44 PM) ya that's why, so >RM300, only acceptable transaction is through pin... Pay your DiGi bills at the physical store like DiGi Centre etc. |
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SUSCardNoob
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Aug 2 2019, 02:57 PM
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QUOTE(foxxy @ Aug 2 2019, 02:56 PM) Hello 师父 师姐 Currently holding 2 card gold visa and master. Kena charge sst 2x25; Call them up and ask for rebate, tak bagi pula. Planning to trim down to only 1 card instead of holding 2. Would like to ask 20k CL can get what card ah? Terima kasih. PBB VS. |
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SUSCardNoob
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Aug 3 2019, 01:00 AM
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QUOTE(guy3288 @ Aug 3 2019, 12:28 AM) Quantum Visa paywave at petrol also got cashback now? but down the announcement there it single out petrol wont get points...becos got CB? Before revision, no VIP points awarded on petrol for QMC and QV. |
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SUSCardNoob
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Aug 3 2019, 09:09 AM
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QV contactless includes taps made via Samsung Pay?
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SUSCardNoob
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Aug 3 2019, 09:42 AM
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QUOTE(hakkai0810 @ Aug 3 2019, 09:37 AM) plan to apply affin visa sig then found out this  just in time i guess only downside need RM30 above to enjoy 5% cb  3% cash back capped at RM80 vs 5% cash back capped at RM30 It depends on your usage. |
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SUSCardNoob
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Aug 3 2019, 09:48 AM
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QUOTE(jefftan4888 @ Aug 3 2019, 09:45 AM) Enjoy 3% cash back on all contactless transactions*, capped at RM80 per month *excluding government services and charity transactions No min. spending for Affin contactless right? RM 30 min amount also right for Affin card? |
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SUSCardNoob
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Aug 3 2019, 10:03 AM
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QUOTE(Human Nature @ Aug 3 2019, 10:00 AM) actually why it uses the word contactless rather than paywave? is paywave a subset of contactless? Paywave is trademark for Visa. Contactless is a generic term. |
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SUSCardNoob
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Aug 3 2019, 01:41 PM
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QUOTE(janson_kaniaz @ Aug 3 2019, 01:39 PM) I called CS. Cannot increase RM250 limit for wave. It’s a security feature and it’s fixed. I thought this is predefined by BNM framework. Any amount beyond RM 250 using contactless should trigger a PIN input in order for the transaction to go ahead. |
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SUSCardNoob
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Aug 3 2019, 01:56 PM
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QUOTE(MGM @ Aug 3 2019, 01:54 PM) So using QUANTUM VISA contactless n pin to swipe rm500 from 1Sep can get the card feature 5% CB and also considered as qualifying for the spend rm300/500 campaign? Technically yes as contactless is not considered as online. |
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SUSCardNoob
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Aug 3 2019, 02:33 PM
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QUOTE(ClarenceT @ Aug 3 2019, 02:30 PM) Must have 1 OTP transaction >RM300 or >RM500. Meaning? |
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SUSCardNoob
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Aug 3 2019, 11:12 PM
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QUOTE(koala225 @ Aug 3 2019, 11:10 PM) The only drawback is PBB card have to reset by using pin after several contactless payment. Any idea how to solve this issue? What to solve for as this is bank side security enforcement? |
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SUSCardNoob
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Aug 4 2019, 07:51 AM
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QUOTE(Lingohal @ Aug 4 2019, 07:49 AM) Yes, samsung pay is contactless and it can go more than RM250. For amount more than RM250, you will have to key in pin on the terminal. I have tried for purchase more than RM1k before, no issue. It depends on how the merchant terminal is being configured. This should apply to usual contactless and Samsung Pay. |
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SUSCardNoob
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Aug 4 2019, 08:37 AM
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QUOTE(tansks @ Aug 4 2019, 08:29 AM) Just wonder, since Samsung pay+pin is possible, why we still need to insert card+pin to reset? Or I need to activated something? 1. First, whether Samsung Pay taps are eligible too? 2. Second, Samsung Pay works exactly similar as contactless for PBB. it needs to be reset after 9th consecutive transactions. |
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SUSCardNoob
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Aug 4 2019, 01:00 PM
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QUOTE(tansks @ Aug 4 2019, 11:06 AM) OK. Yes, I always use Samsung pay to replace paywave. But my problem is i can't keep the card at home as need to reset with physical card.I do understand this hassle too. No choice and have to live with this limitation. |
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SUSCardNoob
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Aug 5 2019, 10:37 AM
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QUOTE(armadasaxon @ Aug 5 2019, 10:36 AM) Hi , PB quantum is it have to pay rm25 x2 for each card? Of course! |
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SUSCardNoob
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Aug 5 2019, 10:39 AM
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QUOTE(armadasaxon @ Aug 5 2019, 10:38 AM) I tot is like maybank2card..shit la MBB2Kard also same: RM 25 x 2 |
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SUSCardNoob
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Aug 5 2019, 01:06 PM
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QUOTE(stevenkkh @ Aug 5 2019, 12:06 PM) Now only I know quantum range card, online no VIP points, just not sure all the while or only effective 1 sept. Thinking also will visa signature the same no VIP points for online. Transaction eligible for cash back won't earn VIP point. So, for VS and QMC, no VIP points for online & dining. |
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