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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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xiaoxiaoshen
post May 27 2020, 08:18 PM

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QUOTE(Dongibab @ May 27 2020, 08:11 PM)
My application already 1 week. Normal to take this long to process?
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Existing i hold Quantum CC but apply for VS, get the card delivered to office within 2 weeks times, later check back my SMS it approved 7 days after online application.
previously i had call for credit limit increase via phone but not allow it need supporting documment, upon VS approved, automatic increase 2x flex.gif

This post has been edited by xiaoxiaoshen: May 27 2020, 08:19 PM
xiaoxiaoshen
post Jun 1 2020, 10:22 PM

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QUOTE(cybpsych @ Jun 1 2020, 07:15 PM)
pbb have been quietly adding 48mth BT @ 9.5% upfront fee  rclxub.gif

Effective 8 May until 30 June 2020

PB Balance Transfer (updated) [ PBB | T&Cs ]

user posted image
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i had done calculation convert to EIR rate as below FYI,

PB plan nett >> EIR/year
3.0%/1year >> 5.536%
5.5%/2years >> 5.211%
7.0%/3years >> 4.453%
9.5%/4years >> 4.524%

Calculation based on 10K.

This post has been edited by xiaoxiaoshen: Jun 1 2020, 10:49 PM
xiaoxiaoshen
post Jun 1 2020, 11:47 PM

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QUOTE(GrumpyNooby @ Jun 1 2020, 09:09 PM)
PB Balance Transfer (0.5% for 6-month)

user posted image

Source: Email
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can share the T&C link? since it is for selected principle card holder.
i not received this in my email. cry.gif
xiaoxiaoshen
post Jun 1 2020, 11:59 PM

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QUOTE(GrumpyNooby @ Jun 1 2020, 11:48 PM)
thank Bro thumbsup.gif

but T&C also the same, didnt mentioned the "selected card member"criteria: maybe who ever received SMS or Email, i think.
now i got the application form can try luck also. brows.gif
xiaoxiaoshen
post Jun 5 2020, 04:06 PM

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QUOTE(GrumpyNooby @ Jun 5 2020, 03:23 PM)
Yes but left 9 days to go.
Not sure if the pool of RM 40000 still available as of today.
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when come to online, the pool will gone on the first day...........just hours sweat.gif count.
xiaoxiaoshen
post Jun 18 2020, 12:23 PM

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QUOTE(spikey2506 @ Jun 17 2020, 10:42 PM)
VS or Quantum better ya? Got invited to apply coz I have a car loan with them with RM200 CB promo. Quantum looks good but dunno if I am able to cancel the Quantum Visa without getting charged SST
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A lot reapply back QV after it change CB to wavepay max cap RM30, including me.
xiaoxiaoshen
post Jun 18 2020, 06:37 PM

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QUOTE(janson_kaniaz @ Jun 18 2020, 05:30 PM)
not for me. i called twice, and twice i was rejected. i then took the advice from fruitie to write to them, and even after that they replied no because it's a new card. maybe they realised i spent like 7k in my first month, so they decided to give it to me.  blush.gif
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i call them to get SST rebate, but CS told only for new customer mad.gif
end up using point 10k.
xiaoxiaoshen
post Jun 24 2020, 10:55 AM

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QUOTE(GrumpyNooby @ Jun 23 2020, 10:00 PM)
RM 50 Lazada/Shopee is weekly prizes.

RM 1000 cash back is monthly prizes.
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the winner selected by pre determine rule............ it mean kind of lucky draw.
when come with lucky draw, the result is alway not me..........but this time i got 2 shopee voucher icon_rolleyes.gif it time to register the shoppe account.
also need to buy 4D later, i can feel that my luck is coming. whistling.gif
xiaoxiaoshen
post Jul 29 2020, 05:38 PM

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QUOTE(Human Nature @ Jul 29 2020, 03:33 PM)
Yes, can. Example TGM @ klia2
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TGM will remove from the list very soon.
xiaoxiaoshen
post Jul 29 2020, 05:47 PM

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QUOTE(Human Nature @ Jul 29 2020, 05:42 PM)
Yeah, it is okay. Been skipping TGM as the food quality has dropped.
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haha. my point is no longer can use the lounge without boarding pass. bye.gif

below lounge will remove form the list,

Plaza Premium Lounge, Gateway@klia2 (Landside)
The Green Market, Main Concourse (Landside)

xiaoxiaoshen
post Aug 13 2020, 01:36 PM

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QUOTE(tan_aniki @ Aug 13 2020, 01:08 PM)
My aunt husband use her shopee acc do this as well, now both their shopee acc kena banned permanently and unable to recover back.
My aunt now filing divorce with her husband…
So dont play play with shopee…
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here the consequence cool2.gif

shopee acc banded vmad.gif > cant do online shopping bangwall.gif > divorce.

her husband blink.gif
xiaoxiaoshen
post Sep 2 2020, 03:14 PM

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QUOTE(rojakwhacker @ Sep 2 2020, 11:56 AM)
10,000 VIP to 2,000 Big points.

100% = extra 2,000
Example: Convert 10,000 VIP = 4,000 Big points (2,000 convert + 2,000 extra).

Redemption Rewards Catalogue: https://www.pbebank.com/pdf/Promotions/cata...mption2020.aspx
Link: https://www.pbebank.com/Personal-Banking/Pr...logue-2020.aspx
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10000 point can redeem SST (RM25)
4000 big point equal RM26.66 (150point=RM1 in Fave)
it is more value if use to redeem local flight.


xiaoxiaoshen
post Oct 1 2020, 12:18 AM

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lucky i check post, late bird got worm this time. reload 5x BP. thumbup.gif
xiaoxiaoshen
post Oct 16 2020, 06:23 PM

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QUOTE(GrumpyNooby @ Oct 16 2020, 05:08 PM)
Spend and Be Rewarded Campaign [for PB Petron Visa Gold only]

user posted image

Campaign link: https://www.pbebank.com/Personal-Banking/Pr...d-Campaign.aspx
T&C link: https://www.pbebank.com/pdf/Promotions/tc_s...d-rewarded.aspx
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Note :-
“Qualified Transactions” shall include all local and overseas retail spending, online
purchases and new Zero Interest Instalment Plan (ZIIP) full purchase amount (not monthly
instalment)

online purchase included, just reload e-wallet and enjoy CB. rclxm9.gif
xiaoxiaoshen
post Oct 19 2020, 12:12 AM

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QUOTE(LemonJane @ Oct 18 2020, 12:45 PM)
No, not worth it.  I've got it calculated for me, works out to be some 5.3% p.a.
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i alway do cal before i take the loan, and found out that flat rate vs EIR is slightly lower than double the Flat rate.

in this case i do calculation based on 15K/1year. the EIR is 7.138% (flat 3.88%). the EIR is daily interest, just like homeloan n credit card interest calculation.
xiaoxiaoshen
post Oct 28 2020, 11:36 PM

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QUOTE(fruitie @ Oct 28 2020, 04:21 PM)
Finally I had the time to call PBB for the SST charged to my VS. Called and I was told the rebate will subject to management's approval but knowing PBB, it indirectly means a positive answer. biggrin.gif

No spending condition for this year. rclxms.gif
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me too i had call this afternoon, CS told you will got 25 rebate credit to my acc in 2-3 workings day.
xiaoxiaoshen
post Jan 7 2021, 11:17 PM

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QUOTE(markchan @ Jan 7 2021, 10:30 PM)
i am a petron public card holder any cash back?
what are the promo
any sifu can share?
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it too late. last year, great CB campaign. Easy to get too, less competition on this card. hopefully will launch the same campaign this year. flex.gif
xiaoxiaoshen
post Jan 8 2021, 12:01 PM

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QUOTE(markchan @ Jan 8 2021, 08:54 AM)
you top up rn167 to wallet?
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the above promotion is pump petron and get CB.
for top up RM167.00 in E wallet (online transaction) still no CB reported yet.
xiaoxiaoshen
post Jan 8 2021, 01:58 PM

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QUOTE(GrumpyNooby @ Jan 8 2021, 12:02 PM)
This one is under the same Petron campaign?
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different campaign. as follow

https://www.pbebank.com/Personal-Banking/Pr...d-Campaign.aspx

update link

This post has been edited by xiaoxiaoshen: Jan 8 2021, 02:35 PM
xiaoxiaoshen
post Jan 13 2021, 02:46 PM

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QUOTE(Human Nature @ Jan 13 2021, 02:32 PM)
pay to each card
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if the supplement card under same statement, it only show principle card and total need to paid at page 1, which it is sum amount for principle+ supplementary usage.

just need to pay for principle card total outstanding amount.

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