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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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mamamia
post Sep 5 2019, 01:10 PM

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QUOTE(tan_aniki @ Sep 5 2019, 11:49 AM)
Got charged SST on VI, WMC and VS, request for SST rebate and said need to spend RM500 within 2 months on retail purchases, no Bigpay ya...
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QUOTE(tan_aniki @ Sep 5 2019, 11:57 AM)
yes, 60 days and need to call back, but weird thing is he added no Bigpay behind... even the RM38 CB for VS also qualified as online retail transaction but dunno why he said no Bigpay...
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Me too need to spend RM500 to get rebate.. but luckily it didn’t mentioned no bigpay.. u use it on boost then..
mamamia
post Sep 5 2019, 02:38 PM

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QUOTE(ClarenceT @ Sep 5 2019, 01:43 PM)
VS - RM8000, Quantum MC - RM4000, Quantum Visa - RM4000.
Someone did mention earlier but no B&W from Public Bank.

I (with 3 other family members) called up last month. Only 1 of 4 VS need RM500 additional spending, VS - always RM633x12 so <RM8000. Other 3 cards >RM8000 so unconditional.

1 Quantum Visa and 1 Quantum Mastercard, unconditional as well. Both cards already achieve >RM4000 each.
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I spent more than 8000 for VS, but still give the conditional rebate..but, my sup cards spent less than 8k and get unconditional rebate instantly.. which I’m happy enough so that I no need to ask them to swipe more..

QUOTE(tan_aniki @ Sep 5 2019, 02:10 PM)
i plan to cancel VI and WMC, no point swiping so much on them to get the 5% to offset the SST, i rather spend something that give me positive income...
already dump another RM500 into digi and another RM134 into BP for VS, wait posted then call them for rebate and card cancellation.
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If u don’t use them, u can just cancel, but I still feel PBB is generous enough n I call them ytd after I fulfilled my 500 spending with mixture of Shopee and bigpay.. I see the rebate instantly posted ytd..
mamamia
post Sep 7 2019, 11:36 AM

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QUOTE(akping_1 @ Sep 6 2019, 11:33 PM)
Any1 got experience to use PBB card to purchase thing at taobao? they will bill in RMB or direct coverted to RM when make payment?
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Depend u pay using taobao app or desktop.. bcoz app will force u to pay in MYR.. only desktop version can pay in RMB
mamamia
post Sep 7 2019, 12:59 PM

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QUOTE(tan_aniki @ Sep 7 2019, 12:08 PM)
Mine shown RMB in apps
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QUOTE(fruitie @ Sep 7 2019, 12:31 PM)
When you pay that time will pay in MYR I think.

Mine is always RMB because I'm using China Taobao, didn't change location.
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Once u pay with Alipay which is Malaysian registered, it will auto convert to MYR, u can’t pay with RMB using app.. This is after they upgrade since last year.. so, must use desktop version only can pay in RMB
mamamia
post Sep 7 2019, 02:57 PM

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QUOTE(fruitie @ Sep 7 2019, 01:43 PM)
Hmm. I just paid last week in RMB and I never use desktop version. Well, to be fair I paid with my Alipay credit and not credit cards. Not sure if that matters.
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Yes, if u have Alipay credit in RMB whcih is enough to pay for the purchase, u can pay in RMB, if u would like to pay using credit card, it will converted to MYR for taobao app
mamamia
post Sep 13 2019, 12:42 PM

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QUOTE(Lucas91 @ Sep 13 2019, 12:34 PM)
user posted image
Just receive the shopee voucher
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Seem here, they blast out the sms all together
mamamia
post Sep 13 2019, 02:05 PM

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QUOTE(jefftan4888 @ Sep 13 2019, 12:51 PM)
I topped up twice on 1/8/19 & 1/9/19. I didn't receive mine as well. I think this is from July topped up.  hmm.gif
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My one is August transaction, I didn’t spend 800 in July
mamamia
post Sep 13 2019, 07:44 PM

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QUOTE(rojakwhacker @ Sep 13 2019, 02:07 PM)
What time did you spend it?
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QUOTE(jefftan4888 @ Sep 13 2019, 02:23 PM)
You got Shopee voucher spending on 1/8/19?
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QUOTE(tan_aniki @ Sep 13 2019, 02:36 PM)
urs is VI, VS or QV?
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I spent on 1 aug between 00:00 to 00:03 using both my PBVS principal and sup card, RM400 each
mamamia
post Sep 13 2019, 08:24 PM

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QUOTE(jefftan4888 @ Sep 13 2019, 07:51 PM)
I spent on 1/8/19 at 12:10 am. You mean I’m late to the game?
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I don’t think so, my friend spent on 1 Aug morning also get the voucher code.. I dunno whether my one is July batch, but I’m sure I didn’t spend 800 in early July.. unless July quota depleted only mid July which is used by my supplementary cardholder.
mamamia
post Sep 13 2019, 11:28 PM

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QUOTE(MGM @ Sep 13 2019, 08:27 PM)
So far one only.
It is possible since first month may be less people participated.
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QUOTE(tan_aniki @ Sep 13 2019, 11:22 PM)
RM0.00 PB CARD: Registration completed! Spend MORE to get your Shopee e-Voucher for Online Purchase. Campaign ends 30/09/19. T&C apply.

RM0.00 PBB OTP for MYR800.00 @ BigPay Malaysia Sdn Bhd is EORC - 236888 for card ending XXXX 01AUG19 00:02. Did not request OTP? Pls call PB Card.

I'm wondering why I still didn't receive it…
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So, the possibility is July quota depleted only mid July, which is spent by my supplementary cardholders

mamamia
post Sep 14 2019, 07:04 PM

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QUOTE(tan_aniki @ Sep 14 2019, 05:12 PM)
https://www.visa.com.my/pay-with-visa/featu...sa-paywave.html

actually i already post this last time but seems like no one believe and care about the wave & pin stuff...
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Based on this step, really wonder whether anything need to be done by cashier:

QUOTE
Tell cashier you want to pay with Visa contactless.


Bcoz my Tap & Pin transactions having mixture outcome still.. some will show unsuccessful after I wave without having the chance to key in PIN for txn above RM250 especially those smaller shop..

If I go place like Tesco, no issue with wave and pin..
mamamia
post Sep 15 2019, 06:01 PM

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QUOTE(cybpsych @ Sep 15 2019, 04:35 PM)
new pbengage app shows the unposted transaction. good feature.  rclxms.gif

user posted image
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Actually old app also have this feature.. only can see on app..


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mamamia
post Sep 19 2019, 08:18 AM

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QUOTE(timo1003 @ Sep 18 2019, 11:49 PM)
I see. Ok thanks!
Lol thanks for the suggestion, but i would need to find something that i need to spend on.
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Just go to those store that u usually go for groceries and buy their cash voucher and slowly use them
mamamia
post Sep 26 2019, 11:15 PM

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QUOTE(lhsu @ Sep 26 2019, 08:57 PM)
user posted image

Tried again. Still no prompt for PIN reset...
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Have u use wave and pin b4? Maybe the wave n pin transaction is considered as “reset”
mamamia
post Sep 27 2019, 06:54 PM

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Samsung pay eligible for cashback for PBQV
mamamia
post Sep 27 2019, 07:28 PM

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QUOTE(MGM @ Sep 27 2019, 07:22 PM)
Paywave with PBQV?
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Yes, samsungpay is via paywave
mamamia
post Oct 1 2019, 06:32 PM

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QUOTE(cybpsych @ Oct 1 2019, 09:54 AM)
Wow, I didn’t know they allow u to register online banking online now, no need to walk in to branch
mamamia
post Oct 19 2019, 01:35 PM

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QUOTE(cucikaki @ Oct 19 2019, 01:14 PM)
Went to senq. For bills payment, they only accept cash. No CC.
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HQ and branch different concept..


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post Nov 5 2019, 07:26 PM

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QUOTE(tan_aniki @ Nov 5 2019, 10:20 AM)
i thought u said he already plan to cancel the card...

anyway if only SST charge is ok as compare to the early settlement fee, but if some card like HLB AA, if they charge AF, then sure will cancel even though got early settlement fee
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HLB AA got early settlement penalty for their FPP?
mamamia
post Jan 6 2020, 07:18 PM

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QUOTE(skty @ Jan 6 2020, 06:52 PM)
with this data, the pattern now is clearer.

thanks.

now i am waiting for another data that can show me spending before 7 Dec that did not get CB (regardless of the statement date).
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Wonder the cut off is based on txn date or statement date..

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