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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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Seth Ho
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Jan 31 2020, 04:03 PM
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QUOTE(rojakwhacker @ Jan 31 2020, 12:10 PM) Actually there is no longer OTP or no OTP if i am not mistaken. I called PBB CS than i say i reload on the spot without OTP to see is it eligible for CB they say yes. Anyone could confirm this? incase the CS is wrong
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Seth Ho
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Jan 31 2020, 08:36 PM
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QUOTE(rojakwhacker @ Jan 31 2020, 05:19 PM) Assume you reload touch and go e wallet using public bank visa signature card 6% cash back. Since you already reload, wait and share it here the outcome of next statement on next month.  For mine it is PBB Quantum Master
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Seth Ho
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Feb 17 2020, 07:00 PM
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QUOTE(cybpsych @ Feb 17 2020, 06:43 PM) credit or debit?  If I use quantum VISA to reload my BP still will have CB for this campaign right although the original CB for the card is RM30 contactless transaction.
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Seth Ho
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Mar 2 2020, 08:51 AM
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Anyone tried to waive of their SST? normally what is the requirement? i only like need to spend a certain amount of money.
and i also heard from my friends if apply from third party cannot waive (Ex CompareHero, RinggitPlus).
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Seth Ho
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Mar 2 2020, 10:42 AM
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QUOTE(fruitie @ Mar 2 2020, 11:06 AM) SST cannot be waived but just be given with rebate. Yes, I got for all my four cards. Just call to request and usually they will impose a minimum spending to adhere to. I just called too they said my card is apply through third party so i cannot get the rebate. anyone have any experience apply from third party and ask for rebate
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Seth Ho
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Mar 21 2020, 01:09 PM
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Next monday is the second last week for the PBB VISA event right?
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Seth Ho
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Apr 6 2020, 12:17 AM
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QUOTE(celciuz @ Apr 6 2020, 01:11 AM) So BP hang up on the first transaction... then half way topping up Boost, the notification came in for BP.. but when I refresh I don't see the money inside -.- Oh well, complete with 8x Boost. Your reload for boost does not have otp right?
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Seth Ho
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Apr 6 2020, 12:22 AM
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my boost reload 4 times trigger 2 times OTP
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Seth Ho
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May 1 2020, 10:58 AM
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Ho Sifu's just not CC service called to me to confirm some question.So i tried to ask again if my statement is 2nd of may if today i spend is it consider april statement for May statement, they said it is may statement. But the last call i receive they say 1st of may is consider as apirl statement
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Seth Ho
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May 1 2020, 02:39 PM
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QUOTE(Human Nature @ May 1 2020, 02:00 PM) I am more curious to know why CS called you to confirm some questions. Is this a follow up call? yup its a follow up call because i miss a month payment during MCO period and i just get the CC this year. Careless me, need to pay extra my goodness
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Seth Ho
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May 1 2020, 02:44 PM
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QUOTE(cybpsych @ May 1 2020, 12:08 PM) what is your definition of "april statement" and "may statement"? if your statement cutoff = 2nd, then statement dates = 2 May, 2 June, 2 July, etc. now question on the SPENDING. IF you spend at 1 May, it does not mean anything, YET. --- if it get POSTED before or by 2 May, then it will get "statement-ed" (billed) on your 2 May statement. --- if it get POSTED after 2 May, then it will get billed on the following statement on 2 June --- reason is statement already generated, anything posted will flow over to next statement cycle --- this is the benefit to prolong the repayment. currently my cutoff date is 2nd May, so my spending of 1st May is included in 2nd May statement right? Lets say i reload the visa rm 100 campaign today the cashback is included in 2nd May statement right? I remember the event is not affected by statement date right? This post has been edited by Seth Ho: May 1 2020, 02:45 PM
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Seth Ho
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May 1 2020, 04:30 PM
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Thank you for the reply. I just started to use CC
Thank you Mr cybpsych for this clear explanation, no offence i just wanted to double confirm what you said. yeah so if i have offence my deepest sorry to you
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Seth Ho
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May 12 2020, 11:07 AM
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Normally SST is charge on each year april is it?
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Seth Ho
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Jun 19 2020, 12:50 PM
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Does all CC payment terminal have paywave function? Some places have paywave some no. Some i need to force the cashier to try to use paywave only they reliase there is paywave function.
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Seth Ho
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Jun 19 2020, 02:42 PM
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QUOTE(cybpsych @ Jun 19 2020, 01:53 PM) as you've experienced. some yes some no. by right, their banks would have asked them to change. but some merchants would just reluctant to switch, etc etc thank you for the reply, i will try again force them to use Paywave if fail only i use PIN the amount around RM 500+ i would have clear my monthly CB quota
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Seth Ho
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Jun 20 2020, 12:17 PM
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QUOTE(fruitie @ Jun 20 2020, 12:12 AM) Still considered as contactless. I heard of this thing too but not sure how it works. Does it means because i tried paywave first and pay with pin the system will have details i tried to pay rm 500 with paywave before?
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Seth Ho
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Jul 13 2020, 09:45 PM
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i guess if i reload now would be too late for the event??
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Seth Ho
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Jan 12 2021, 09:13 PM
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Just to reconfirm if i reload at Tng Ewallet without keying in OTP it is not counted am i right?
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Seth Ho
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Jan 12 2021, 09:15 PM
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QUOTE(GrumpyNooby @ Jan 12 2021, 10:14 PM) Not counted as the the recent event for 6x RM 100 reload
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Seth Ho
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Aug 11 2021, 01:54 PM
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 Any idea why i did not receive the RM30 rewards not even the RM 10
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