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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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BacktoBasics
post Feb 17 2022, 01:36 PM

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Guys, i have been following the past few days.

So basically starting from 16th February onwards,

there is no more CB for PBB CC right? Irrespective of e-wallets, Grabpay, TNG, BP or etc..

This post has been edited by BacktoBasics: Feb 17 2022, 01:36 PM
BacktoBasics
post Feb 17 2022, 01:38 PM

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QUOTE(talexeh @ Feb 17 2022, 01:37 PM)
There is still CB for PBB CC but just not for eWallet reloads.
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so top up to e-wallet is not taken into consideration la.

Does it mean the same if we want to pay Paylater (Grab), Paylater (Shopee) via e-wallet top up?
BacktoBasics
post Feb 17 2022, 01:54 PM

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QUOTE(talexeh @ Feb 17 2022, 01:43 PM)
That's the grey area that someone will have to experiment on to get confirmation.

Logically I think it should work the same like MBB cards where direct payment to Shopee & SPayLater are entiltled for CB but as above, someone will have to test first.
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Yes, i will try it out soon.

QUOTE(ClarenceT @ Feb 17 2022, 01:48 PM)
Still early to give you the answer, you may try but monitor from time to time.

If you use Amex to pay Shopee Paylater, the transaction record is Shopee...MY (not sure for Visa/MasterCard), but it may be changed to SeaMoney...MY in the future, legally Shopee Paylater is under SeaMoney Malaysia, not Shopee Malaysia, just like Shopee Digital Goods and ShopeePay are under Airpay Malaysia (MCC6540), not Shopee Malaysia.
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i didnt know can use amex to pay for shopee paylater, good way to get cashback! haha
BacktoBasics
post Mar 18 2022, 01:26 PM

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QUOTE(MGM @ Mar 15 2022, 03:12 PM)
Yes use Quantum Visa contactless on rm30 vouchers to get cb n mcc code.
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Just want to clarify your advise on vouchers

So if use VS or Quantum Visa, both using contactless payment such as Paywave to purchase departmental store vouchers qualifies for CB?? Such as aeon, Ikea, and etc?

How about other brand shop vouchers let's say for example clothing brand Uniqlo ?

My guess is it doesn't qualify since it doesn't fall into category?
BacktoBasics
post Mar 18 2022, 01:41 PM

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QUOTE(Human Nature @ Mar 18 2022, 01:34 PM)
No for VS. Yes for QV.
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QUOTE(ClarenceT @ Mar 18 2022, 01:35 PM)
PB VS gives CB to Departmental/Clothing MCC meh?

Aeon Supermarket - Groceries.
Aeon Departmental - Departmental.

PPB QV gives CB to contactless except Govt, Petrol, Insurance MCC
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Guys, sorry for a genuine understanding.

I understand what you guys meant d.

haha
BacktoBasics
post Apr 9 2022, 04:14 PM

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Guys, is tnb, syabas bill payment considered under government payment MCC?
BacktoBasics
post Apr 9 2022, 04:42 PM

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Sorry, I meant tnb only.

Haha
BacktoBasics
post Oct 23 2022, 01:58 PM

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Guys, I just terminated both my quantum cards this month. I feel like I want to terminate my visa signature as well due to the new changes in qualifying for the cashback.

The public Bank Islamic card seems good for e wallet top up of 4% cashback up to RM 30 cap.

Would PBB reject my application if I were to apply since I am cancelling the other 3 PBB CC? Or possible to get them to switch card types for me as an internal process??

Any thoughts?
BacktoBasics
post Oct 23 2022, 06:33 PM

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QUOTE(beLIEve @ Oct 23 2022, 02:03 PM)
I would recommend to keep it. In case your income drops below the threshold in the future, you won't be able to apply it anymore.

No internal process. Must apply separately. Upon approval, you can request to transfer your entire credit limit over if you insist on terminating all PB Conventional cards.
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QUOTE(cybpsych @ Oct 23 2022, 02:03 PM)
no switch

just reapply

shouldn't be issue even if you cancled other cards
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QUOTE(!@#$%^ @ Oct 23 2022, 04:42 PM)
yes
apply first, then terminate the rest of u r worried
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Thanks for the comments and feedbacks.

Cheers

Do you guys also foresee that the PBB Islamic card will no longer have e wallet top up as eligible CB transaction?? If yes I think should not take the hassle to apply lol

This post has been edited by BacktoBasics: Oct 23 2022, 06:34 PM

 

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