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 Personal Loan, which banks offer the best deal?

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nokiaXP
post Jun 3 2011, 12:04 PM

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QUOTE(myfiona2004 @ Jun 3 2011, 11:06 AM)
i apply HLB, Eon Bank, OCBC all failed. wtf-.-
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how much u owe bank and how your payment
nokiaXP
post Jun 19 2011, 10:31 AM

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QUOTE(sharilazri @ Jun 18 2011, 12:15 AM)
Unfortunately cannot due to new regulation set by BNM.
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wat new regulation?
nokiaXP
post Jun 19 2011, 11:26 PM

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[qurhbote=myfriend2009,Jun 19 2011, 06:39 PM]

Hi, I just went to apply for RHb easy loan, got rejected because i don't have any credit history. No house, No car and no credit cards. They said i am fresh. i am very dissapointed.

Any others banks that offer personal loan to freshies? I am earning RM1800 plus commission. Please help
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[/quote]
rhb = loan shark
nokiaXP
post Jul 2 2011, 01:53 AM

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QUOTE(umapathy @ Jul 1 2011, 01:17 PM)
Hai Guys,

Can i re-apply personal loan at the same bank or other banks after 3 months payment of current loan?

Please advice.

Thanks
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sure cannot.need wait 1 years
nokiaXP
post Jul 10 2011, 12:52 AM

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QUOTE(umapathy @ Jul 9 2011, 01:54 PM)
Hai Bro,

My loan has been approved for RM19 K from Alliance Bank last Thursday.
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wat your gross salary?commitment low?
nokiaXP
post Jul 10 2011, 10:05 PM

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let say u holding a cc from bank A.then u apply pl from bankA.it is more easy to get approved since they got your record there
nokiaXP
post Jul 23 2011, 09:39 PM

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currently got a pl from hlb 10k for more than 1 year.go apply for another 5k but get rejected.payment b4 this all on time
nokiaXP
post Jul 25 2011, 12:33 PM

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apply for scb personal loan ord 2 weeks but dun have any news..zz
nokiaXP
post Jul 25 2011, 05:59 PM

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QUOTE(biss_man @ Jul 25 2011, 02:34 PM)
Added on July 25, 2011, 2:34 pmbasically scb is lousy, i had this kind of experience with them too.

DONT APPLY SCB PERSONAL LOAN, service sucks.
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then your loan approved or not?how long u wait
nokiaXP
post Jul 26 2011, 01:45 PM

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any scb loan agent here?my pl application more than 2 weeks but dun have any status
nokiaXP
post Jul 27 2011, 11:48 AM

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QUOTE(theuglyrabbit @ Jul 26 2011, 09:34 PM)
hi guys..i ve applied rhb easy loan yesterday at rhb kiosk tesco mutiara damansara.i x hold any cc or loan at all.so i applied using my payslip.in the system it shows approved.however that agent said she need to submit my doc to bank and one officer will verify with me later.is it possible my app will be rejected even in the system already approved?
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rhb easy loan interest very high like ah long.good luck
nokiaXP
post Jul 27 2011, 05:41 PM

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QUOTE(biss_man @ Jul 27 2011, 12:09 PM)
Added on July 27, 2011, 12:12 pmAfter a month, the answer from the customer service is 'your application is still under consideration'. Thus i just cancel the application.
Will never have any deal with SCB anymore.
SCB sucks~!~!~!~!~!
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l call the sales department but they say 1 week can know the status.but i ord wait 3 weeks
nokiaXP
post Jul 28 2011, 01:28 PM

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QUOTE(biss_man @ Jul 27 2011, 05:52 PM)
Added on July 27, 2011, 5:59 pm i suggest you to apply other bank, as no use to wait for this inefficient and slow to respond bank.

*for those who are thinking of applying personal loan with SCB, please think twice.
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so at last your pl approved or not?
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