Hi, between AIA and PruBSN, which one has the best benefit. Am planning to apply for insurans soon. Need your help. Thanks.

Dint know prubsn

Aia when come to claim damp slow.

Org sudah sakit masuk hospital tapi hq aia tu slow macam snail tak bagi masuk ward.

I dont have any medical or life insurance but i think AIA is better.

easier to pronounce when you're oku later. might come in handy.

it more depends to your agent

Wow. didn't know. I saw in reviews saying AIA has fast service. mungkin depends on agent's service atau no of people warded in one hospital? Tu pun I want to know also. huhu. claims fast or slow depends on what actually? huhu

Axaaffin, Great eatern...

Also as said by above... IT is depend on your agent.

I understand from my friend (an ex-agent), the agent can adjust within the package..

My advice:-
1. Remove the masuk wad u get Rm200/ day... Reason: Unless u always masuk wad, if not dont take. u have to pay monthly just to get this benefit.. remove this and masuk medical better...
2. Focus more on medical... this is what u really will use the most... Investment come 2nd and final is the life.. touchwood** u gg adee, no more ur problem.

sekian my 20cent.


EDIT: **Important*** Insurance price will increase starting Aug 1st 2019... IF u want insurance better buy now... anything u buy after 1st Aug 2019 will be priced higher.
Good Luck.

This post has been edited by popopi: May 22 2019, 01:06 PM

I have an AIA insurance agent if you want. I like this guy. Saw him in FB. When i first meet him, he listens and explains very professionally. i was thinking of taking AIA myself, until, i want to publicly asks this question. Huhu

AIA service is fast enough for me. Claim process depends on agent. But if you do it online could be fast.

Some hospital don’t like pruBSN.

This post has been edited by blanket84: May 22 2019, 01:07 PM

sorry but i dont swing that way.

Not 20 cents, This is 1million ringgit! Thanks!

Like when you sakit d.

Go hospital

Give your aia card during admission

Hospital staff communicate with aia hq

Aia hq take foverer confirm back. Ok cover your bill or not.

Hospital put you sit and sakit continue lo. What if u dah tak boleh tahan d? Use cc lo.

But what the point carry medical card if still need cc?

Axa, buy online, skip agent

Axa online limit very low. For b40 group.

K/ all 20k

Insurance agent spotted

Insurance agent spotted

Please don't get any insurance related to any banks.
Definitely it will be difficult to claim later.
Stick to the typical Prudential or AIA.
PruBSN is well related to BSN.

Etiqa
No need agent
Easy admission and easy claim
Why need agent if u can handle it by yourself?

Stay away from Axa. Period.

This post has been edited by AyamBannedTwice: May 22 2019, 01:21 PM

Just google and saw the cover dam low for online.

Axa stupic think my life worth less than 50k max?

Inb4 our ktrad roysteveen comes in and promotes his Prudential policies.

Can anyone tag him ? i cant recall his full lowyat id

AIA is more famous, maybe have to pay more for global coverage options.