Dear all,

I already have a property in Selangor under my name but I didn't bought it.

It was transfered to me from my father but due to the location(hulu selagor), it is not ideal for me to live there since I work in Klang.

So I apply for RSKU and of course got rejected since I have own a house.

If I transfer the house to my father back, will the ban on my RSKU application be lifted ?

Anyone encounter this before ?

Better ask the officer who rejected your previous application.

It was an online application, so I can't ask.

Also I am not sure who to ask at the moment ?

That is why I am asking around if anyone had any experience on this ?

Just want to clarify did I just wasted my chances on RSKU when I did the name transfer.

When u apply did u write as ada rumah or tiada rumah in selangor?

yes I did, because I figure out one of the process before applying is to go though the LPHS open day where they will check your ownership of houses.

so to avoid the issue, I put as a yes.

how they can check ownership of house?

I am not sure myself. But I have few friend who had undergo the process for RSKU so that is what they told me.

Firstly they will invite to the developer office and LPHS staff will be there to verify documents and everything. ccris, kwsp, all those stuff. If you had a house outside of Selangor you have to bring proof etc etc. If you pass this process, then only proceed to the loan and everything else.

I was being naive so yeah I put has a house there and worry if there will be future trouble. lol

Sorry i had limits of 3 post a day as a new account, so there was the delay in reply

lol yuanlai new account have limited post.. haha thanks for the thumbs up, didnt know they update the system.

if u can just go for rumawip instead of RSKU

may i know the reason why I should go for rumawip ?

I don't have Wilayah IC and don't work there, can still apply ?

Thye don't have the first house rule ?

Try asking your ADUN?

Any update ts?

Yes.

I contacted them asking about the matter

Apparently, if you let go the possession of your house (sell or anything) there will be chances your name will resurfaced in their record.

BUT you need to send an official letter to them stating the situation and if any name change as in selling transaction has take place. Then there will be few months of investigation and processes until they release the result whether you are allowed to purchase the RSKU or not.

I thought the process are quite long and by the time everything is settled, the RSKU unit is already sold out. Hence I just forget about it

Oic thanks for the update. My fren have same situation as you. Mother and his name share one name in house

well, looks like you friend is just like me.

need to fork out a lot to buy Rm350K plus property now (which I can't afford).

lol can't get the cheap ones at RM192K/RM230K RSKU units

Sad. Cant afford. Maybe can try to remove name and apply?

Hi Empire Ant so in the end did your manage to apply for it?
I am currently also looking for RMSK any idea which type of house would be the best for future wise? i saw the type C for the price and Sqmt still managable

Can I ask which RSKU you buying?

Nah. I did not bother to try it. too many process

1) need to appeal for name transfer of the current house

2) re-apply the RSKU again but the unit I wanted to buy is already long gone by this time


So yeah, I just let it go.

I would say depends on your location. The one I'm after is Kemuning Idaman in Kota Kemuning because it's only 10 minutes from my current job. RM192K for 900 sqft. No swimming pool though.

The price is the same for all non-swimming pool type

750Sqft for RM165K
900 Sqft for RM192K
1000Sqft for RM225K

Those with swimming pool is around RM 250K-ish

So you really need to look around and ask agents on Facebook on upcoming projects.
Be sure to check on their website too.

I was getting the Kemuning Idaman unit.

quite a good location lol, for me at least

yes, according to address in Klang. but it is right next to Kota Kemuning

https://paramountproperty.my/kemuning-idaman/

I thought rsku is only for first house buyer? HAHA

btw, there is plenty choices on LPHS website.

yeh only first house buyer

but if you read my first post, the house that I get wasn't bought by me. It was given to me. SO technically I already owned a house and due to it's remote location, I can't stay in it.

Can't.... They got record.

Just assume, a rich guy, speculate the property, buy sell, buy sell.... And the end, he do not own any property.

Is it qualify? Apparently No.

ONLY give to people tht never own any house.

they also got salary limit

between RM3K - RM10K

and check your CCRIS

so if you have loan or whatsoever they are shown right.

the thing is, if you didn't buy the property (lets say given from a will or something like in my case) it doesn't appear in CCRIS right because of no record of loan?

So by right you should be able to purchase a new one. But I was worried later if they check thoroughly about ownership of previous house I will kantoi. That is the reason I asked the first place.

Yes from the link you shared, nearby got school and got supermarket. It is quite good.

I check for sime darby project only putra heights don't have kota kemuning and recently not muh landed property

sime darby have no project at Kota Kemuning. But other developer got a lot. SD landed is nearby Columbia Bukit Raya and the Elmina and both starts at RM550K. Too expensive for me lol

I live nearby this RSKU , like 10-15 minutes from it.

tbh the condos at Kota kemuning not that high price tho, maybe can get a cheaper 1 instead of rsku

RSKU webiste uograding so can't check what project they have

Kota Kemening quite pack now, many move to Putra Heights and gamuda building their own area beside putra heights a new one

I'd reallly wish to! I actually like the area at the Rimbayu .

But I could barely afford it even with combined income with my wife.

So we better not take any high burden loan. Later we makan pasir only lol

The condos there starts from 350K iinm.

A colleague of mine bought a tropicana unit there.

yeah like sardines ! the area beside it Rimbayu is less pack with more access to highways

Yup but if stay there working at KL also crazy very jam at Kesas going up the highway

actually now they're taking the SKVE

that reduce the jam at Kesas

and also Jalan Lombong also opening full lane now to get fast access to Puchong

Rimbayu quite messy, dont really like that place. Access to anywhere also difficult. Even cyberjaya feels nearer than rimbayu. Amazing

Question on RSKU, I am a Selangor residence since birth and currently want to apply for a $250k unit for my first home.. I am however working for a foreign company and makan gaji abroad, hence no record of LHDN or income locally. Am I still eligible for this scheme?

Do I:
a) declare not working
b) declare working and show them foreign income statement
c) advised by SA to curi ayam some local payslip documents and submit because they no check lol

This post has been edited by garlicpesto: Feb 4 2021, 04:08 PM

hi

this one maybe you need to follow SA punya advice.

i have no idea about this condition.

sorry

Can sell it after moratorium follow open market price?

.

This post has been edited by tongyk: May 5 2022, 11:03 PM

Which rsku bro? Still under construction ?

.

This post has been edited by tongyk: May 5 2022, 11:03 PM

oh awesome.

i will give it a try later on.

I'm not really looking into buying house now since the rejection before.

Thanks for the info!

How mamy year cannot sells? If sell os follow market price for rsku?

Cannot rent out also right?

latest rule is only 5 years of holding period(last time is 10). about price i'm not sure since no RSKU is at 5 years old

yeah for 5 years

Buyers got to make sure they buy for staying purposes for at least 5 years then. No back up plan.

yeah that is what is suppose to happen.

but i do seen some RSKU unit being rented out 'quietly'

yeah i believe that too. as long as normal working people renting it and act like good community should be no problem.

if renting it to factories who placed their 15 workers there, then people might actually report.

My personal issue with renting out Selangorku houses before the 5 year lock-in period is you're taking a slot away from another person who genuinely wants to purchase an affordable house to stay, while you're profiting/keeping up with your installments by renting.

I have been on the waiting list for 6 months and still no reply yet, some Selangorku projects have 300+ applicants on the waiting list, and to take that slot away from people who genuinely wants to own a house for ownstay purposes just feels not right to me.

My personal opinion is that if you wish to own a property for investment, please don't touch affordable housings. They are meant for people like us who have low income and cannot afford your normal open market projects. You can argue and say that some people rent it out also why can't I rent out also leh? Just because someone else can do something wrong does not mean you should as well.

at least the unit i know being rent out wasn't due to the person doing investment or something. it was due to a family member relocating outside of selangor and following them. thus the house remain empty.

but if for sole reason of investing, I am also not happy for that.

I have not been in line anymore since my issue stated earlier. So I have not known how long is that line. Hope you guys get the property you wanted.

Also I heard, you can just barge in their office and ask if there are any rejected unit/loan tak lepas/cancelled unit that are open.

a friend of mine just try their luck and got a unit too.

the unit is around Kota Kemuning.

This is unfair practice too but you know, people still doing it.

If you are down to earth with the exact real life situation then you would know there is no "taking a slot away".

There are literally tons of rsku projects that have not sold out, tons of units that there is barely any chances of getting a rsku unit is ruined.

Also, people who can buy rsku are most first house buyer and I really doubt people buy rsku for profiting.

This post has been edited by lollipopkan: Mar 20 2021, 01:16 AM

i have stupid question, hopes any1 can help to assist..

Husband salary RM15k
Wife salary RM5k

so the household income is RM20k? can Wife still qualify for registration for selangor ku?

As an investor, we should not touch affordable housing like Selangorku as these are meant to help those who need it. Furthermore, it does not make sense to invest in property way below and above the median price for the given market/area. If you have lots of cash and want to hedge against inflation - buy landed - either industrial or commercial with the right element like access and frontage. If its all about cashflow (rental), then go for apartments/condo in area where there is demand for short to medium term stay .(Given the low entry cost, why would anyone pay rental higher than loan installment unless they need the housing only for no more than a few years due to work or study?). Don't touch affordable housing and leave it to those that really need it.

This is really a great thought.
Applied and still waiting. Hope can get the tawaran soon.
It's really sad if the limited units are taken away by people who want to invest.

My brother got a RSKU few years back when his working experience was only 3 years as his first house. He wouldn't be able to purchase any House other than the affordable house with that range of salary. Upon VP, he didn't stay there as he is still single and the location is too far from his working place and the traffic is heavy. So at the end he rented the place out. His intention when he gets the house was, one day if he wants to get married, he can still stay in that house if he can't afford any house anymore.

My personal view, affordable house should be for those who really need it, at least at the point of buying the house. If sole intention is to invest, I don't think affordable house appreciation would be that much and also is a bit not fair for those who need to queue for so long to get it just because they can't afford other normal development.

i jz checked the website. the limit is RM15k . more than RM15k is not qualify.

above RM15K should be trying RUMAWIP . they have better choices

KL IC can apply?

Can as long as live in selangor.

live in Kl also, they need utility bill as proof?

Yes, need utility bill as proof to lphs.

thks seem one less option for me now.

Not a requirement to be registered in your name.

you mean utility bill? i dont have any relative live in Selangor

I stay in KL and managed to apply for one. No utility proof required also

IC and Utility address to match, if required. Name not necessary (for eg tenant)

Rumah WIP also same, limit is RM15k for household income. exceed RM15k is not required to buy

I guess it is easier to apply now without the need of utility bill. When I applied few years ago, I need to submit one as proof.

This post has been edited by arffrhn: May 17 2022, 03:26 PM

oh i see. yeah RM15K already more than capable to buy normal house too.

I just think that our government has messed up the "affordable" homes segment with the unreasonable limits. Its too high.

T20 also can buy rumawip

Thats right and developer pass on the cost to the normal buyers of the project or other projects. So the M40 subsidise the rest for affordable homes. Another reason why new property prices cannot come down, this is compliance/regulatory costs.

There are few types of rsku for people with different income. Those 15k can only buy above 300k property.

This post has been edited by mini orchard: May 17 2022, 04:53 PM

they only did this because the previous RM10K limit has limited buyers.

Most of the minimum limit (RM3000 income) has very high chance of their loan rejected. The reality is that most of minimum will already have a high hire purchase loan + education loan + personal loan. RM192K house will at least be around RM1000 monthly.

If they increase minimum from RM3000 to RM5000 it will look worse than increasing the max limit from RM10K to RM15K. They even let owner with a first house to apply for RSKU now. Some hints lol. Just my thought anyway.

Hi, hope that someone can help me out. There is this one supporting document that I needed to submit. My question is, do I need to go to the bank to get this document?

Get your bank agent to email you lor

Salary above 10k also able to get approved rumah selangorku studio 250k unit

But I rejected it

Applied in portal then 1 or 2 weeks get adi

Project so long adi still so many many empty units

If anybody want studio can go register this project

Reject will kena blacklist right?

Yeah I read that if u got tawaran but u didnt proceed probably kena blacklist

Its ok still got rumahwip quota?

transfer also no point.. better go for rumawip

Unless you’re gonna eat, sleep, work and shit in Selangor, RumaWIP is better choice in long run, rent also got better demand coz nearer to city, Selangorku locations mostly mindfk

Not necessarily true

Rumah selangorku more ranges of price to suit many income levels even from 42k for a landed in Sepang

Depends on the buyers needs n goals

Which project?

Alinea studio at shah alam seksyen 14

Been selling for long at least >6 months still many units available

Its LH

Exp if u calculate price per sq ft

For SAMM unit, in future when I have stay for 5 years and beyond already and wanted to move elsewhere , IF I wanted to sell the unit, what is the price that I can sell (based on my purchase price last time / based on market price at that time)?

This post has been edited by Eddy924: Jun 21 2023, 06:22 PM

Based on the website you need to get approval from LPHS for reselling purposes. Not sure on the price control.

Need to sell to people that eligible only… mean is B40 plus no property in Selangor… so the price won’t follow market price..come on… what is purpose of this scheme … ?? Is to help poor people to get quality home within their budget… still wanna to flip?

This post has been edited by bigman: Jun 21 2023, 08:37 PM

Not sure. Maybe you can direct your answers to whom that wana flip. Cheers.