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 ShopeePay, New wallet for shopee

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dh13
post Oct 18 2022, 01:03 PM

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QUOTE(ClarenceT @ Oct 17 2022, 08:39 PM)
I guess it is not ready for offline transaction.
SPayLater need to show the charge before you agree to complete the transaction.
It take a while for the IT team to change the process.
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QUOTE(poweredbydiscuz @ Oct 18 2022, 11:25 AM)
OK, finally they added the 1.5% today. Lol.

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But they didn't show the fee during payment tho.

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Based on this article, looks like it was reflected when they checked on 5PM.
user posted imageOy
dh13
post Dec 3 2022, 05:37 PM

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QUOTE(boonhan @ Dec 2 2022, 08:29 PM)
Wondering if the tnc mean quota /30 into daily.
Yesterday 9pm+ i went to lotus and used spaylater but didnt get any cashback.
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QUOTE(beLIEve @ Dec 3 2022, 01:37 PM)
Health lane pharmacy. Pudu jail and maluri. Other branches I don't know.
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Gotten RM10 Cashback from my spending at Healthlane Family Pharmacy. Seems like all Healthlane Family Pharmacy outlets no longer allowed customer to scan their QR, instead is Merchant scan customer's ShopeePay QR using Heong Leong Bank CC machine.

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dh13
post Jan 31 2023, 11:20 AM

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Hi all, anyone can share how Big Pharmacy is accepting ShopeePay Payment? Are they scanning our QR / BarCode or we scan their QR?
dh13
post Jan 31 2023, 11:39 AM

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QUOTE(cybpsych @ Jan 31 2023, 11:29 AM)
IIRC, they scan us
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oh okay coz it was listed as we can merchant also under the T&C for ShopeePayLater 20% Promo
dh13
post Feb 5 2023, 03:21 PM

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QUOTE(lalahehe90 @ Feb 5 2023, 01:10 PM)
We scan their qr

Anyone knows whether this rm10 bonus for spay later refreshed daily or monthly?
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which branch you went?
do they display the QR at the counter? or they take out the ShopeePay QR when you want to pay?
because i passing by Big Pharmacy outside dont see they display any SHopeePay QR
dh13
post May 13 2024, 03:03 PM

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QUOTE(fruitie @ May 13 2024, 12:27 PM)
I suddenly received a notification that my ShopeePay account was banned. I don't use it often, as I usually pay with my credit cards. For the last two days, I have chosen PayLater because I can maximize my credit card's monthly cash-back quota. sweat.gif

Has anybody else got the same message, or has anyone else experienced this before? I contacted CS, and they said they need 3-5 working days to solve it.
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You are the not the only one. I also checked and noticed mine also banned..

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When you received the notification? I received this morning around 11.17AM

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dh13
post May 13 2024, 03:50 PM

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QUOTE(fruitie @ May 13 2024, 03:10 PM)
Not till that extent a dormant account, I still reload every month. laugh.gif
Yes, same time!
No wonder the CS told me, I'm not the only one and he said he is helping to group all affected users.
Nothing.
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Looks like because I did not filled up the information .. haha, so they really suspended my account


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dh13
post May 13 2024, 04:03 PM

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QUOTE(fruitie @ May 13 2024, 03:53 PM)
Oh no wonder because I didn't provide too earlier and yes I received the same email. No choice but to comply now. laugh.gif
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Gotten my access for ShopeePay Now after submitted the info.

If you noticed, it is not the same form and they did not ask for the income document for the appeal.

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This post has been edited by dh13: May 13 2024, 04:13 PM
dh13
post May 13 2024, 04:19 PM

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QUOTE(MGM @ May 13 2024, 04:08 PM)
How do u confirm that the email is genuinely from shopee?
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The form is hosted on Shopee domain.. wont be fake also.

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dh13
post May 13 2024, 04:21 PM

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<Duplicate>

This post has been edited by dh13: May 13 2024, 04:21 PM
dh13
post Jul 18 2024, 02:37 AM

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QUOTE(sjz @ Jul 17 2024, 08:51 AM)
for SPaylater
there is no charges incurred during payment time as well as you pay within due date.

but charges will incur for every transaction you choose to use them.
currently they are doing some promo, mostly 1 month is 0%, sometimes 3 mths or 6 mths 0%, depending on diff sellers / items .
do watch the SPayLater payment option, if there is no 0% indication,
means there are fee being charged but the total fee charged is not stated clearly there, a bit misleading if you ask me.
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QUOTE(sjz @ Jul 17 2024, 09:28 AM)
i been using SPayLater strictly for only 0% trx, be it BNPL, 3 mth or 6 mths.
the longer the better with 0% fee. i only use when 0% fee.

no fees pay at all so far.

its a very nice tools and like free credit when we use it wisely
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QUOTE(ClarenceT @ Jul 17 2024, 09:38 AM)
Actually I am not so interested in BNPL.
But Spaylater allow Amex / ShopeePay (non-transferable fund) for the time being until Seamoney Capital (or successor - new digital bank Maribank Malaysia) disallow it.
Also Spaylater give discount at some merchants eg Shopee, KFC, Petron etc.
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A friendly reminder regarding BNPL 3 months and 6 Months 0% Installments.

Although it is stated 0% in the payment page, but you might be charged for the processing fees if the order is not eligible, or the quota has run out.
I have provided the proof and did my complaints with Shopee but well...


Some screenshots from my communication with Shopee CS until I fainted.

user posted image

user posted image

The BNPL TnC is hidden somewhere on the SPayLater Promo page.
user posted image

So only the 1 Month (PayLater), no Installments is the safest option.
I have been charged more than RM10 of the processing fees and even provided the screenshot and proof but end up they just said First Come First Serve.
It is really misleading but nothing much i can do because BNPL is not controlled by BNM also. I can't make any complaint on this.

Learned by lesson and i am not the only one encountered this, I have friends also gotten the same issue as well.

This post has been edited by dh13: Jul 18 2024, 02:37 AM
dh13
post Jul 19 2024, 03:17 AM

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QUOTE(sjz @ Jul 18 2024, 12:16 PM)
really misleading case.

i think we need to cdouble confirm and check back SPayLater transaction history page.
to ensure the amount is tally with 0%.
as well as during check out, the amount shown should be 0%, only cn proceed.
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Refer to the screenshot below then you know what i mean. Luckily some screenshots were taken during the payment.

1) It was 3 months 0% during the checkout

user posted image


user posted image


2) but when it is posted, the quota no more, end up they charged us the processing fees

user posted image


QUOTE(jhleo1 @ Jul 18 2024, 01:48 PM)
You can report to MCMC or even BNM.
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i dont think can also.. they already use First Come First Serve to cover their .,...

This post has been edited by dh13: Jul 19 2024, 03:18 AM
dh13
post Aug 20 2024, 03:51 AM

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QUOTE(victorian @ Aug 19 2024, 05:38 PM)
need to be smart on the spending and payment

1. If there is 1 month 0% and 3 months 0%, always take the 3 months so that you have more time to finish your payment.
2. Before you make any spending with Spay, check if want to pay off the current Spay debt first, else it will snowball bigger.
(Same thing with Shopee purchase, before you confirm Order Received, check if you want to make early repayment first).
3. If your card cashback has been exhausted, try to defer payment using SpayLater.
4. If your card still has cashback left, you can choose to pay with card directly without going through Spay.
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Just a friendly reminder when you are using 3 Months Installment: refer to posts below


QUOTE(dh13 @ Jul 18 2024, 02:37 AM)

A friendly reminder regarding BNPL 3 months and 6 Months 0% Installments.

Although it is stated 0% in the payment page, but you might be charged for the processing fees if the order is not eligible, or the quota has run out.
I have provided the proof and did my complaints with Shopee but well...
Some screenshots from my communication with Shopee CS until I fainted.

user posted image

user posted image

The BNPL TnC is hidden somewhere on the SPayLater Promo page.
user posted image

So only the 1 Month (PayLater), no Installments is the safest option.
I have been charged more than RM10 of the processing fees and even provided the screenshot and proof but end up they just said First Come First Serve.
It is really misleading but nothing much i can do because BNPL is not controlled by BNM also. I can't make any complaint on this.

Learned by lesson and i am not the only one encountered this, I have friends also gotten the same issue as well.
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QUOTE(dh13 @ Jul 19 2024, 03:17 AM)
Refer to the screenshot below then you know what i mean. Luckily some screenshots were taken during the payment.

1) It was 3 months 0% during the checkout

user posted image
user posted image
2) but when it is posted, the quota no more, end up they charged us the processing fees

user posted image
i dont think can also.. they already use First Come First Serve to cover their .,...
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QUOTE(barjoyai @ Aug 3 2024, 09:33 AM)
This is very misleading. Now I checked my installments, a few transactions have processing fees. I'm not sure but I usually opted to proceed only with the 0%installment either next month, 3 months or 6 months.

If there are really a limited quota for 0% installment at 3 or 6 months, after the quota met, Shopee should disable the option for 0%installment then.
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dh13
post Sep 21 2024, 04:12 PM

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QUOTE(Happy350 @ Sep 21 2024, 10:14 AM)
Zus (over the counter) cannot use ShopeePay?
Failed to pay with Spaylater when there are so many vouchers in my account lmao
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dh13
post Sep 23 2024, 02:20 AM

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QUOTE(Happy350 @ Sep 22 2024, 02:28 PM)
Okay maybe my statement is confusing but here's what happened yesterday:

I go Zus store order coffee -> tell staff I wan pay by ShopeePay -> Staff scan my ShopeePay QR -> Payment failed -> Refresh app and let them rescan -> still failed -> show barcode instead -> yeap still failed -> staff say cannot use ShopeePay and suggest me to pay with other method

No I didn't intend to use any voucher, I just feel funny Zus promoting heavily in Shopee yet my payment using ShopeePay at Zus store failed.

Not sure is it app issue or my account issue because this happened before too when I buy Chagee and HeyTea.
Chagee scan my QR 5-6 times before payment finally go through ( made queue so long behind so embarrassing 😭) while HeyTea ask me to scan their QR instead after second attempt.
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Zus promoting heavily in Shopee -> it is for ShopeePay Later and mainly for using at Zus Coffee App. I never try payment in store for Zus Coffee or Chagee coz mostly i order them via Zus Coffee App or Chagee Mini Program so i don't need to wait for my drink to be prepared.

So far, no issue. Perhaps uninstall and reinstall your Shopee App and see whether issue still persists?
dh13
post Nov 2 2024, 05:23 PM

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QUOTE(poweredbydiscuz @ Nov 2 2024, 03:41 PM)
That's a bummer. Did they impose daily limit too?
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QUOTE(ClarenceT @ Nov 2 2024, 05:18 PM)
Don't know.
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Yes. Same limit as Shopee online purchase., 3k per day and 15k per week..
-How-do-I-use-my-Shopee-%3Cem%3ECoins%3C%2Fem%3E?previousPage=search%20results%20page]https://help.shopee.com.my/portal/4/article/78370-[Shopee-%3Cem%3ECoins%3C%2Fem%3E]-How-do-I-use-my-Shopee-%3Cem%3ECoins%3C%2Fem%3E?previousPage=search%20results%20page

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dh13
post Dec 2 2025, 12:12 AM

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QUOTE(contestchris @ Dec 1 2025, 10:35 PM)
LMAO all used up ady? I just tried and no discount applied...
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yep used up already that is fast since PAM is also can be discounted..

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