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 ShopeePay, New wallet for shopee

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skty
post Apr 27 2025, 03:47 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
4,505 posts

Joined: Aug 2005
From: Klang/Shah Alam


QUOTE(ClarenceT @ Apr 26 2025, 06:24 PM)
From my experience, if the static pink QR is from Public Bank, Ambank, Boost and S Pay Global, high chance I can use Spaylater.
If dynamic pink QR, eg Lazada, Ecoshop, most likely Spaylater will fail.
*
How to differentiate dynamic or static QR?
skty
post Nov 23 2025, 02:20 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
4,505 posts

Joined: Aug 2005
From: Klang/Shah Alam


QUOTE(ClarenceT @ Nov 23 2025, 09:02 AM)
It depends on card issuer.
Some banks check MCC but some banks check the description.
In fact there is no ewallet MCC. MCC 6540 is funding transaction not limited to ewallet.

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My testing results...
To be confirmed by others.

For those already saved the card details before, the description at 3D secure page is still "Seamoney" and posted description is "SPAYLATER".

For those just saved the card details to Shopee account, will see "MY SHOPEE MARKETPLACE" at approval page, when pay Spaylater will get "MY SHOPEE PAY LATER" at 3D secure page and the posted description is "SHOPEEPAY" (but MCC 5964 instead of 6540).

So DO NOT REMOVE card details from Shopee account!
*
no choice one ma... when the card expired you still need to remove and add card

 

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