There were some discussions here that I had inquired about earlier. https://forum.lowyat.net/index.php?showtopi...ost&p=111499103 and https://forum.lowyat.net/index.php?showtopi...ost&p=111551234

Really don't know how it works. It's OK will keep trying. So far, still prefer to use SPay due to its 0% CC reload and SPL.

Just to clarify, we are talking about SPayLater, not ShopeePay wallet, right?

Yes, SpayLater. My Shopeepay is unverified so can't scan Duitnow QR.

Yes, SPayLater.

I noticed SPL not working with TnG Duitnow QR at some shops.
It is the same for everyone?

Anyone noticed SPay doesn't add decimals automatically when you are entering the amount. I always have this phobia of accidentally transferring way more than I should when using SPay.

U mean can transfering from one Spay account to another?

i not sure if im the only one

lazada used to be cheaper that shopee.

but recently .....almost all items i want to buy .....shopee is cheaper ......

eg . oren hc01 tshirt ---> lazada RM17 , shopee RM13.50 with discount voucher .....

Thats how they trick you just like they trick users that pay with spay later on 12 month term.

when lodge a complain, they say TAC published, just that you never read .. fact is, the terms never mention about the interest rates until after you have completed the transaction

I accidentally paid RM1400 once for a RM14 dessert.
The shop owner paid me back the next day. 😅

Can, transferable fund (Not sourced from credit cards).

I paid my RM5 breakfast with 12m installment with interest.. It used to be auto select 0% during payment everytime ..but suddenly changed default paymen mode. I think that is how it tricks people..

This post has been edited by blibala: Jun 15 2025, 12:53 AM

This is exactly what I am afraid of. Can't they just follow what TNG does with the auto decimal.

I kena before also. Now, everytime must check their selected option.

I paid for house reno using SPL.

At first i just entered RM9,000, it shows SPL options available with 1 month 0%.

Then i try first RM1,000 as the contractor said they never have people pay QR before, so a bit skeptical. After paid the first RM1,000.

I try again another RM8,000. Not available. I try rm10 also the SPL does not appear. Anyone know why?

from the begin my Spay already like that, need add decimal manually, need be careful

Faced same problem

I will compare both, some is lazada cheaper, some is shopee cheaper. No certain place are cheaper.

But at normal furniture shop/lighting shop can pay up to my max limit RM9k. (Those like at puchong there).
Senq duitnow QR also can scan RM5,999 (but this is big shop so understandable)

Just that contractor QR they just created it. Unless there’s a setting to enable them to receive more than 1k for SPL.

Can we order in advance using KFC app and make payment using the spaylater VC?