anyone losing money in stashaway? im just done registration

For new users out there just like me....
Only applicable after your account has been approved and activated, The 7-Day Promo: If you invest at least RM5,000 with us within the next 7 days, we'll manage your entire portfolio for free for 1 to 3 months. The more you invest, the more free investing you unlock.

1. Get 1 month of free management fees if your first deposit is between RM5,000 to RM9,999.
2. Get 2 months of free management fees if your first deposit is between RM10,000 and RM24,999.
3. Get 3 months of free management fees if your first deposit is RM25,000 or above.

1) achieve a life goal
2) Build long-term wealth
during setup portfolio to put money in, above are the 2 choices...

both of them basically doing same funds investment right?

im new here.
based on the settings above, 1 year return is 716/25,000=2.86%

isnt this return is so much lower than any 12months FD ?

can enlighten me whats the beautiful of stashaway?

1 year (12months) projection

which risk index now with best return? for either sep or oct.
im seeing Risk index 18%, with 1% return within 2 months

whats MWR and TWR

thanks lot, i got some ques
1) whats the time on the day they perform trading? i find that somewhere afternoon they made changes for once only when i login
2) i switching money from portfolio A to B, and C to D. both of the switching done on different day. why ?
3) if one day, i see the return is good , lets say earning 10% showing in app, if i sell, will it only earn 5%, because of the delay of 2-3days for selling. for example , risk index 36% portfolio.

i tot this forum is for ques/ans and also learning also sharing info...
if the ques you dont own an answer, dont being sarcastic here.
when you love your money, you will find out every why, same for SA and same with stocks.

This post has been edited by whycanot323: Nov 6 2019, 10:53 AM

and this is good, as im still new 2 months in SA. these info is great!
to let me know the history.

this is just you and his opinion.
You might even lose money in super big bull market.
and some still earning money while market down.
Market down turn, impossible all away and sleep at home, you still can earn from it if you can.
so stashaway is the same, SA still can earn if market down if algo is good.
no offence, take words in both sides of opinions.

what is meant by re-balancing?

how many other licensed under SC for Stashaway alike platform? can anyone let me know?

how to remove the recurring giro transfer? find no option to remove at maybank website

waht is samy? can give me the online website link?

my SA already negative from positive. but wahed doing great !

which index is SA following ?
I want to know when to reenter SA ...
I have withdraw all out today.

so SA is follow S&P500 and not ETF ?

thats great, up trend now S&P500.

so agree on the optimisation better or remain old one better ????