I am new to this, never invested anything before. Some advice would be greatly appreciated.

From what I gather what I should do or not do is:
1. Do not change risk index halfway through. Stick with it.
2. Regular deposit is the way.

Now my questions are:
Q1. I understand the whole premise is to select a risk that I am comfortable with. But I have this perception that in a long run the returns will be positive even for higher risk because the market grows (No idea whether this is correct or not, just gather from what I read). If that's the case and I am investing for long term >10 years, shouldn't I just select 36%?
Q2. speaking of this exact moment today, I have a sum of money. Should I break it down and deposit regularly (4x monthly), or just deposit it whole now? This amount is significant to me, but isn't all I have.
Q3. Is there any real benefits to invest into multiple risk index instead of sticking to 1 for a long run? (Similar to Q1)

Thanks in advance.

For the manual deposit. Let's say I set RM200 goes to 1 of my portfolio. Do I have to click this transfer instructions in stashaway and confirm everytime I deposit money?

Or each time I Jompay rm200 they will just follow this instruction?

What's the difference with monthly deposit settings?