Can check prev post for 1st question. Has been asked multiple times here.

2nd Question I'm not sure.

Looking for options for when I travel. Getting a credit card local to a specific destination is not really feasible unless I live there :\

next month will be my 1 year with SA
as of now
myr
twr - 4.7%
mwr - 11.3%
roi - 4.2%

usd
twr - 2.3%
mwr - 8.6%
roi - 3.2%

Invested since July 2019 in 36% highest risk portfolio:
TWR: 5.7%
MWR: 27.3%
ROI: 7.6%

The MWR quite inflated coz starting from Feb 2020, I decided to quit P2P Lending and gradually transfer all the repayments to StashAway. Ngam ngam market crashed. So you can say I 'accidentally' timed the market.

I have having same starting of month of investment with you, currently:-

Risk: 22%
TWR: 15.12%
MWR: 15.01%
ROI: 14.93%

i have two portfolio of 36% and 22% from mid of Oct 2019

36%
MWT - 2.47%
TWR - 6.54%

22%
MWT - 7.17%
TWR - 4.41%

Just notice that simple status is completed , let's see what happen in a month

No, 2017 was the starting of stashaway singapore, I worked in SG.
Yes, 30% withholding taxes on bonds that is, not equities.

Example:

Health Care Select Sector SPDR Fund (XLV)

Decl Date	Ex Date	Rec Date	Pay Date	Amount $
Jun. 19, 2020	Jun. 22, 2020	Jun. 23, 2020	Jun. 25, 2020	0.425

net dividend after 30% WHT
0.425 x 0.70 = 0.2975

0.2975  X  the XLV unit before 22/6/2020 = the net dividend received.  it will record in the transaction and bank into your SAMY cash account.  This dividend can be use for next purchase.
https://www.dividendinvestor.com/dividend-h...ory-detail/xlv/

Find back old post... Someone bought twice and it didn't work the second time. They put the code in the thread in case anyone can use it.... Not sure if it still valid anymore but you can try...

I am one of them that bought twice and shared it out... Lol

Yup you can only use it once. So use it wisely! haha

But I read here that the transfer rate takes some time to our portfolio. Plus if 1k - 250 weekly the return should be miniscule. So is it worth it?

For me if 2 3 months the return still cents it wouldnt be worth it.

Nah. even with the cases in US still sky high, I think Feds has interfere enough.

Already few weeks without any policy bazookas, and business started to open again. Payroll report also increased significantly.

I think it'll just go upwards from now on. (Unless the Swine Flu hits like Covid-19 2.0)

Just kinda sad cuz we have both equities and gold in the portfolios, but when one appreciates, the other depreciates. Like tug of war.

KWEB is on fire tho. Good job SAMY lol 

Today stashaway Risk 36% buys

Remember this quote when market is red and your portfolio is in red..

Ok, i thought he was asking about SA generally, tbh i dont see why anyone want to use only SA simple when the underlying fund easily accesible by the masses. Unless it is temporary before eventually transferred into the investment portfolio

Me
using simple to top up sure slower than jompay/ direct debit.
Because plus one process >>> redeem from eastspring + the money appear in your account >> baru start invest
compare to jompay >>> direct invest

but many ppl tell me since its DCA, so we not timing the market ma.....just let it auto 

i tengah fikir mahu tukar or not 

I have a 22% SRI portfolio with healthy 11.22% return.

However, I am venturing into 36% Risk soon once SAMY unlocks for me.

Should I-

1) withdraw all of the 22% and DCA into 36% portfolio;
2) transfer small amount on a weekly basis from 22% to 36%;
3) leave all in 22% and DCA fresh funds into 36%?

Looking for at least 5 years investment period.

Thanks for your insights in advance all sifus!

Well. that's what we paid SAMY for. Confidence in the pros. My opinion matters less with zero expertise lmao

Just wanna know which one of the three is the best bet, since many of sifus here got more experience than me.

How many % of total assets is in China for the 36%?