I started in May 2020

14% risk- 5.34%TWR 2.66%MWR

22% risk- 7.82%TWR 3.77%MWR

DCA every week since june

For me SA can't be compared with FD, totally different risk profile
FD is guaranteed while SA is not
I will give SA 24 months to see performance before deciding to continue

Does anyone have any substantial amounts in SA?
5 digits, 10s of thousands?

ok thanks for feedback, just asking because robo advisers are relatively new and most are still loss making companies until they reach a certain AUM.
I was thinking of adding more because current FD rates are too low to even cover inflation

Thank you very much!

Just want to share my experience of SAMY and performance so far.

Started 10th May 2020 so around 13 months so far

Started with 3 portfolios, 8%, 14% and 22%

In Nov 2020, after looking at performance of the 3 portfolios, decided to consolidate all in 22% because it was the best performing.

Weekly DCA without fail.

Dumped in extra money in Feb 2021, in hindsight not the best decision as KWEB was ATH
But in conclusion quite happy with returns and will continue DCA
22% seems to be sweet spot for me risk tolerance wise

TWR 20.01%
MWR 13.33%


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22%
Dca weekly for 20 months

6.1%

Hello all, just want to share my journey of SA

Started May 2020 at SRI 22%, DCA weekly up until March 2022
Results until end of february was a minor gain so i wasn't too disatisfied, the plan was to continue DCA for the long term.
As we are all aware KWEB was falling like a rock from peak Feb 2021.
SA continued to have faith in KWEB throughout the fall stating that long term tech growth prospects in china were solid.
End of Feb 2022, Ukraine war started and markets went down in general except for oil and gas.
SA were spooked that china might get secondary sanctions by helping russia and dumped KWEB.
In hindsight this was the right decision to dump KWEB as it has gone sideways since.
SA reoptimized, sold and bought assets in bulk at a fixed price.
This meant DCA was for nothing, at this point I decided to stop DCA and just hold.
From March 2022 until Dec 2022, SRI 22% was just moving down and sideways.
I had invested RM248k at this point, losses fluctuated between -RM30k at its peak and -RM12k at the lowest.
Then from Jan 2023 until June 2023, the ringgit fell from aroung 4.20 until current price 4.60.
This meant that even though i was holding a substantial loss in USD of aroung 5-6k, i had made a small gain in RM terms.
Made a full withdrawal on the morning of June 7, received funds on June 9 in the evening.
Overall made RM2.3k after 3 years. After staring at a loss of rm30k at one point, just glad to get out.
Might use SA simple for parking short term funds, but would rather DCA myself than invest in SA again.

Yes, you are right
DCA and the fact that SRI 22% wasn't as exposed to KWEB as SRI 36%