What's the maximum and minimum time for SA to receive your deposit and have the amount of money shown in your portfolio? 5 business days?
I performed an instant transfer on last wednesday, they received on Thursday but it is not in my portfolio yet.

Anyone know how the management fee works? I have 5 portfolios with SAMY, do they charge 0.8% for each portfolio ?
Portfolio 1 is 150k =0.6%
portfolio 2,3,4, and 5 = rm3k each
A : total 162k x 0.6%
B: (150k x 0.6% )+ (3k*0.8) + (3k*0.8) + (3k*0.8)+(3k*0.8)

Which is correct?

How do you justify paying the management fee? Say you buy exactly the same as SA 36% risk index portfolio, with RM50000, your fee will be RM4000 per annum.
Using IBKR to buy the mix of XLE,VGK,IJR,XLC,XLV,XLK,XLY and IVV with the same ratio as SAMY does, RM50000 (or USD12000), your annual fee would only be USD 226.49 per annum, or about RM955.
Only upside of SA is that they dont charge you for sales other than conversion fee of 0.1%. That and they don't have minimum + auto reoptimizing without more fee. But still that does not help when the fee is about 4x higher...

No wonder!

I was so fixated on the number I forgot to calculate the annual fee for SAMY again...

Any links/ resources that I can read more into? Thank you!

Why does SA recommend us to DCA when lump sum wins 2 out of 3 times?

Even vanguard recommends lump sum
https://personal.vanguard.com/pdf/s315.pdf

I know no one can time the market, but would not you be better off to spread your lump sum into a few deposits when the market is in serious down turn so u have more buying power? DCA is probably only good for being disciplined with your money, but why do that when you can maximise your earning a little bit more?

Anyone can explain the timeline for making withdrawals?
https://www.stashaway.sg/faq/115001417173-w...y-bank-account/

Does it really take up to 4business days?
Thanks

I made my withdrawal request on the 29th of August. Transaction is still in progress.
Does anyone know what is the maximum time it will take?

Excuse me for asking... what does kyc mean? Did a quick google search, but apparently it means know your customer??? (I still dont get it hahaha)
The withdrawal is a small amount I was testing how the process would go

What is the email address?

Do you think they will give the promotion to ppl who didnt receive the email but did everything it said?

using CIMB bank MY to CIMB bank SG to deposit in Stashaway SG

vs

Transfer wise

anyone know which is faster

Do you have a link so I can lurk?

Thanks so much btw

I just use it to hedge against MYR currency purchasing power haha

Can someone please PM the bfm promo code?? thanks so much

wow hahaha silly me! really appreciate your reply!!!! it worked YAYYYY

Mine was processed today a few minutes ago. also made the redemption on 10/5

maybe bc of raya holiday

Dont think you can do that.. I asked them the same question in 2020 for transferring portfolio from my own SAMY to SASG, they said cannot.

When will this code expired?
Planning to wait till my current promo code to end in august then use your DRJASON code..

thanks

mind you charlie is 97 yo now.. so to him a long term investment horizon would probably be less than a few year

https://www.reuters.com/markets/europe/us-l...yse-2021-12-03/

News on didi delisting


https://www.bloomberg.com/news/articles/202...or-foreign-ipos


I remember few months ago on a webinar Freddie said although probable, it's not possible for CHINA to ban VIE, his reasoning being China will lose its growth and its economy will also take a hit.

I think China is still investable, though you would never know what people would do for political power and to gain control. the prices are discounted to reflect the risk.

Still we wont know how far will this crackdown will go..