I just made my first deposit, but it's all (100%) being placed in Cash (USD) despite the target being only 1%. My Risk Index is 14%.
What's going on? Is this normal?
Investment StashAway Malaysia, Multi-Region ETF at your fingertips!
Investment StashAway Malaysia, Multi-Region ETF at your fingertips!
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Feb 12 2020, 06:33 PM
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#1
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
I just made my first deposit, but it's all (100%) being placed in Cash (USD) despite the target being only 1%. My Risk Index is 14%.
What's going on? Is this normal? |
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Feb 28 2020, 04:20 PM
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#2
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
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Jun 25 2020, 08:54 AM
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#3
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
Just a little protip: If you ask very nicely, they can unlock the locked Risk Index without you needing to do the SGX quiz.
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Jul 29 2020, 12:47 PM
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#4
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
One thing for sure is at least one of the developer, whether from Stashaway or Curlec, is fuked
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Jul 29 2020, 12:57 PM
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#5
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
QUOTE(MUM @ Jul 29 2020, 12:53 PM) they did not have a protocol or a system in place to test run it, verify it for error detection or error diagnostic whatever program or changes made before implementing it full scale in public? They just rely on the developer? dude developers are the people who implement error detection/diagnostic/testing |
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Aug 14 2020, 10:01 AM
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#6
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
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Aug 25 2020, 10:36 AM
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#7
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
QUOTE(XHunTerx123 @ Aug 24 2020, 07:00 PM) Alright, i heard they say need take the quiz, so give up at the moment, but will do try on it later as well. Since 10% not really can see something. But would be good time to invest now too. Just whatsapp/email them to unlock if you don't want to tak the quiz |
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Oct 6 2020, 08:44 AM
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#8
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
QUOTE(skl097 @ Oct 5 2020, 03:58 PM) i had invested since Feb19 in stashaway with 36% risk index.... i had DCA everyweek and now my return is 24% in MYR or 22% in USD.... even in March 2020 is making loss.... but very fast recover and making profit now.... mine is consistently at -4% since I started in February lol. Meanwhile my Wahed is consistently 12%.let's share profit or loss invested in stashaway together.... Both highest risk index. |
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Oct 6 2020, 09:44 AM
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#9
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
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Oct 10 2020, 03:11 PM
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#10
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
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Jul 4 2021, 12:17 PM
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#11
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
QUOTE(Takudan @ Jul 3 2021, 11:56 AM) Alternatively, what I did: or just email/whatsapp them and request to unlock. That's what I did.Pass this test at 90+%: https://onlineeducation.sgx.com/specifiedinvestmentproducts (Also applicable to Malaysian) Then show StashAway your result, they'll unlock for you immediately. test isn't really needed. They just want you to understand the risk. |
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Sep 22 2021, 01:18 PM
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#12
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
man all my portfolios are taking it hard
Well I guess got still a long way to go, started just last year in February. Planning to DCA at least for 5 years. Wahed is going consistently strong though. This post has been edited by amir.asyraf: Sep 22 2021, 01:20 PM |
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Sep 23 2021, 09:34 PM
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#13
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
QUOTE(honsiong @ Sep 23 2021, 05:53 PM) I won't touch ARK invest with a 5 foot pole. StashAway seems to be giving into market pressure and offer strange products. QUOTE(lee82gx @ Sep 23 2021, 06:02 PM) Their prime strange product would kweb 🙄. It’s good that they hold themselves accountable by benchmarking msci awi index. Which this year will definitely outperform their 36 RI. Not only in terms of outright returns but also in terms of volatility / sharpe ratio. Buying arkk right now seems as weird as buying kweb though. QUOTE(honsiong @ Sep 23 2021, 07:17 PM) what's ARK and what's wrong with it? |
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Oct 1 2021, 12:20 PM
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#14
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
QUOTE(ironman16 @ Sep 30 2021, 11:00 PM) if malaysia >> stashaway, wahed, Akru (all is robo advisor) what about crypto xDif wan money market fund (MMF) >> versa, allocate plus, stashaway simple, CMF2 (FSM), .........mostly platform got, just banker seldom intro bcoz no sales charge if unit trust , many choice >> fsm, eunitrust, cimb click, .......... if wan safe punya, ASNB fixed price fund, sspn if wan lagi safe (pidm protected), eFD aje la if wan oversea punya (prefer bigger capital), ibkr, moo moo trading, syfe ........ lol it's crazy, crypto makes up only 5% of my portfolio and yet the total gain from them beats all my other investments. And those gains are realised gains as well since buying/selling is easy, super quick and cheap |
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Oct 1 2021, 03:31 PM
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#15
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
QUOTE(xander83 @ Oct 1 2021, 02:46 PM) If your conviction is super high on crypto you would have dump in 99% portfolio in crypto instead lol, you can absolutely compare. They're just different risk profiles, just like all other form of investments.You cannot compare crypto to another asset just like FD with Bonds |
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Dec 29 2021, 11:38 AM
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#16
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
after months of not checking, now not sure if want to keep DCAing into stashaway. My wahed doing so much better than stashaway, like A LOT better.
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Dec 29 2021, 11:46 AM
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#17
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
QUOTE(MUM @ Dec 29 2021, 11:41 AM) Yeah definitely. I'm quite diversified so it doesn't really hurt that much, but a high 3 digits negative is still quite a lot to me. Stashaway is my worst basket at the moment, even my shitcoin basket is doing much better |
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Dec 29 2021, 11:52 AM
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#18
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
QUOTE(IJustWantToAsk @ Dec 29 2021, 11:44 AM) One account started in March 2020 (during the 'crash') is at +46%. Switched from Very Aggressive to US Stocks sometime in June 2021.Second account started in April 2021 is currently at +12%. Very Aggressive portfolio. |
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Dec 29 2021, 12:11 PM
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#19
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
QUOTE(MUM @ Dec 29 2021, 11:51 AM) yes,... another same experience felt by this blogger, where this blogger compared 8 Months in – Wahed Invest Vs Stashaway – RM 10,000 Portfolio Written by Helmi Hasanin Make Money Last Updated October 21, 2021 https://balkonihijau.com/wahed-invest-vs-st...-8month-update/ QUOTE(IJustWantToAsk @ Dec 29 2021, 12:03 PM) time will tell... This is all long term for me anyway, like I'm planning to hold 4-5 years minimum. Hopefully china rebounds by that timeThis post has been edited by amir.asyraf: Dec 29 2021, 12:11 PM |
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Dec 30 2021, 08:15 AM
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#20
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Junior Member
504 posts Joined: Oct 2012 From: It's all relative |
QUOTE(thesoothsayer @ Dec 30 2021, 04:40 AM) What do you mean by switched to US Stocks? Possible to do that in Stashaway? Thought the asset allocation is determined based on the risk profile? Not Stashaway... Wahed. Got US Stocks portfolio option. thesoothsayer liked this post
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