from their FAQs...
How does StashAway verify my identity?
Your security is incredibly important to us. As required by the Security Commission of Malaysia (SC) to verify your identity, we require you to upload a copy of your NRIC/FIN or Passport, as well as a Proof of Residence.

If you are transferring from a non-Malaysia bank account, there will be an additional verification required as per SC regulations. Our Client Experience Team will reach out to you accordingly for this.
https://www.stashaway.my/faq/360009203234-h...fy-my-identity/

according to this site,...

Who will be In Charge of Our Estate Administration?
It depends on whether someone passed away leaving a will or without a will.

In the case of someone passed away leaving a will, the executor named in the will be the person to execute the will.

This means the executor will locate the will, bring it together with the death certificate and the deceased’s list of assets and liabilities to start administering the testator’s estate. In other words, the executor assumes the official role of proving a will by applying for a grant of probate.

‘Testator’ is a legal term for the person who wrote a will.

Whereas in the case of someone died without writing a will, any persons interested in the estate of the deceased may apply as the administrator.

An administrator is a person whom a letter of administration is granted authorizing the administrator to administer the deceased’s estate in accordance with law, i.e. the Distribution Act 1958. It must be noted that the appointment of administrator lies within the discretion of the Court as stated in Section 30 of Probate and Administration Act 1959.

https://chialee.com.my/probate-and-estate-a...on-in-malaysia/

  alamak, i thought he asked about why no nominee a/c for CDS...

There's forex exchange fee when SA convert to USD, and forex fluctuations, and units themselves fluctuates in price.

SA isn't guaranteed nett positive gains unless you wait at least 3 to 4 years. Even then if market kaput you might dip below your nett deposit amount anyway, as it happened during 2018 trade war crash and March 2020 pandemic crash.