Haven't paid a single cent to management due to referral , won't last forever but so far so good. Still much cheaper compared to FSM. I do DIY investing as well . SA makes life really easy

You can buy 3-month 0% management fee from Boost too!
Referral cannot last long when users base becomes big.

People all cannot tahan losses. Hence all feeling sad. For those who can tahan losses, it's shopping time.

Shit, I forgot bout credit card topup, I always use M2U and CIMB. Mea culpa.

But no, I still disagree with using SA as emergency. Maybe can do tiers like saving acc (instant), FD (available during daytime), SA (final tier, 3 days delay).

Edit: I guess BigPay will remove cc topup once they transition to be neobank in 2020.

Boost 0% management fee for RM1
[attachmentid=10378997]

RM30,000 managed for free for 6 months! This is even better than Boost's offer of 3months 0% management fee .

Yup - my account, with Portfolio tweaked and stuff - sat there since 2018, with no $ at all
I didnt fund it earlier because i could not remove the FI portion - i didnt want any FI as i use EPF as my main FI.

If there was a time limit, it should be longer than 2 years heheh.

er.. as i understand it, when we put $ in, it is directed to one of the portfolios created (goal specific or general). thus, ngek, cant sit $ there.
anyhow, no purchase cost leh, unlike UTs, and the total yearly cost starts from 0.8% +ETFs charges (0.2%+/--0.4%+/-), unlike most UTs 1.5%-2.5%
i think it goes straight into the selected portfolio U funding.

Actually you still lose money in downturn, I had a 6.5% portfolio and it hit -6% in 2018 xmas crash. Just don't suka suka withdraw can already.

What i did is move to low risk profit from high 30% to 6 -10% ? You can transfer to another portfolio. Did that when saw my profit down 5%

hmm, a bit no balls to top-up now. haha how long do you think this will pan out? another 4 months? xD

same as me.. initially wanted to put in more but cant find any financial report, the total user and total amount invested in stashaway
according to the article, smartly are in discussion with other robo, including stashaway for investor to move their account with other robo at 50% off

Diversify investment rather than rely on epf or saving. SA diff coz investment focus on other country and it’s converted to USD. No matter how USD value is higher than MY

i put in 10k on 18 march. 6% return on paper.

Define normal first.

Normal as in pre-covid? I dont think that is even possible. U cant pull all those liquidity all the sudden from the market. The market will throw a taper tantrum again. The whole thing will collapse.

If u mean the economic activity back to normal. With all this easy liquidity arond, only way is up. But few years down the road when all those easy money starts to knock for an interest repayment, u might see a different story. Most debt beget more debt. They dont get repaid, just roll over.