hi, recommended risk % for keeping 20 years?
Investment StashAway Malaysia, Multi-Region ETF at your fingertips!
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 Apr 13 2021, 03:23 PM
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#1
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1,232 posts Joined: Jun 2008 From: ¯\(º_o)/¯   
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Apr 13 2021, 04:49 PM
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#2
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Thanks everyone for the answer, first day using it,. Risk factor guess I will set it for Core @22%.. since im treating it like FD, prefer lower risk. This post has been edited by JeffreyYap: Apr 13 2021, 04:56 PM honsiong and DragonReine liked this post
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Apr 14 2021, 09:14 AM
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#3
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Guys, for FD right, if i set renewable every month, i can get the interest earned every month.
but for stashaway simple, from what i read, i only can get the projected interest(2.4%) after 1 year? Or every month of the yearly 2.4% interest earned divide by 12 months. Thanks. This post has been edited by JeffreyYap: Apr 14 2021, 09:20 AM |
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Apr 14 2021, 09:31 AM
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#4
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QUOTE(xander83 @ Apr 14 2021, 09:22 AM) 2.4% it is projected rate for 2020 Thanks. Basically Simple and Versa the same right, pay out monthly, just withdrawal is much faster on Versa.Current rate now it’s about 2.17% You can calculate the returns daily by every RM1 the returns is RM0.0008 The payout is only by monthly If you want flexibility and liquidity on MMF better off going to Versa because Simple withdrawal is slower as it takes 3 to 5 days for withdrawal  |
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Apr 16 2021, 07:37 AM
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#5
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Need your guys expert advise, is it wise to switch from REITS to this SA core 22% If im holding for more than 10 years? Currently holding YTLREIT, SUNREIT, Midvalley reit etc.
This post has been edited by JeffreyYap: Apr 16 2021, 07:37 AM |
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Apr 19 2021, 03:08 PM
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#6
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My direct debit to SA already more than 7 days, still showing "in progress", is that normal?
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Apr 19 2021, 03:46 PM
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#7
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QUOTE(DragonReine @ Apr 19 2021, 03:14 PM) First time direct debit? Usually takes 6 business days, to setup trustee account and for bank to verify direct debit mandate. Ya first time direct debit. Ok, noted with thanks "Just keep in mind that it can take up to 6 working days for the bank to verify your first direct debit with us. For any direct debits after that, it'll only take 2 working days from the day you schedule them." - StashAway Note that if your bank fail to verify the direct debit mandate on time, this first time debit can be delayed for a while.  |
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Apr 25 2021, 10:08 AM
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#8
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QUOTE(DragonReine @ Apr 25 2021, 02:34 AM) Depending on when you invested, most likely because MYR strengthened against USD from crash in March 2020 + bonds have been weakening because of US stimulus. The current value showing in portfolio is reflecting forex loss/gain too(My SA is in USD)? Other than capital loss/gain.This post has been edited by JeffreyYap: Apr 25 2021, 10:10 AM |
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Apr 27 2021, 07:50 AM
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#9
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QUOTE(xander83 @ Apr 27 2021, 02:54 AM) Simple reconvert back your actual holdings after USD to MYR after the 1st buy order and you willing realise the missing amount upon the 1st purchase EXAMPLE if my Core 22% portfolio:Spot rate minus -0.1% is correct but however buy order purchase in USD and convert back to MYR you will notice the missing 0.3% to 0.5% Small amounts not noticeable because of decimal rounding and you will notice it if large lump sum amount being deposited A very good example if this week someone deposit rm411 they will only get usd99.28 to purchase the ETF this week Nett deposit: RM10k Current value: RM11k if i withdraw back to my Malaysia bank account, I get back Rm11k? The amount shows at Current value(MYR) is after Forex conversion rate? This post has been edited by JeffreyYap: Apr 27 2021, 07:53 AM |
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Jun 25 2021, 04:30 PM
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#10
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Guys, for the "performance" overall portfolio tab there, when i click USD, it is showing negative, but if i click MYR, it's positive, since our portfolio invest in USD, meaning if i sell, it will be negative right?
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Jun 26 2021, 12:02 PM
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#11
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QUOTE(lee82gx @ Jun 25 2021, 04:46 PM) both figures are just reference values, but MYR is closer to your actual final proceeds. Thanks. Because my MYR gain + RM500, but usd negative -200, huge difference.. just curious why they show both myr and usd.. confusing. |
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