Yesterday morning i jompay to SA, today already complete whole process. So unbelievable 

When you had set the amount of Monthly deposit, you can choose either Jompay or Giro, if choose Jompay, you can found Jompay Biller code & Ref-1 at bottom part.

It depends on you whether you need the money but if you need the money just take out max of RM300 from your profit and sometimes you will by lucky when they execute sell the order you might gain a few dollars extra

I usually take profit when the USD is weaker just only about 30% maximum from the profit pool for extra spending money