Welcome Guest ( Log In | Register )

23 Pages « < 2 3 4 5 6 > » Bottom

Outline · [ Standard ] · Linear+

Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

views
     
TS[Ancient]-XinG-
post Apr 11 2019, 03:12 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(honsiong @ Apr 11 2019, 03:09 PM)
Friday adjust.
Monday sell and deposit.
Tuesday buy using proceeds from exiting positions in portfolio 36.
Wednesday buy using Monday deposited funds.

If you believe Monday is the low, and Friday is the high, you should adjust on Thursday.
*
My last last thing to watch is the trade war deal. This time around if anything ugly happen. Tune down all. Despite ERAA is the last defense of SA.
TS[Ancient]-XinG-
post Apr 11 2019, 05:34 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(honsiong @ Apr 11 2019, 05:30 PM)
That's because we are in a bull run, my PRS mutual fund also doing damn well.
*
whatever thing also making money expt anything related to KLSE
TS[Ancient]-XinG-
post Apr 12 2019, 08:18 AM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
No update also...
TS[Ancient]-XinG-
post Apr 12 2019, 03:00 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(simonhtz @ Apr 12 2019, 02:40 PM)
Haha, no la. This thing is an interesting (or boring for many) tool, I suppose.

Supplementary retirement scheme. Besides the usual CPF, SG government encourages all peasants to open an SRS account with any partnering banks (DBS, UOB or OCBC). Cash deposited into SRS account can be used to fund other investment instruments, life insurance, equities, bonds, etc. Cash stored in SRS only yield a shitty 0.5% interest (IIRC)

Cash deposited into this account will automatically calculated at the end of the year to reduce income tax. Caveat here, if I withdraw funds from account in the future, I have to pay back the tax deductions to IRAS.

I figure since I’m going for long term with StashAway (if it works), I’ll use SA to take funds from SRS account for investment. Any dividend/interest is expected to go back to the SRS account.

Savings from bank -> deposited into SRS account for tax income deduction -> cash in SRS account to fund StashAway

So if the portfolio is performing, (if...) I could deduct tax and build up my retirement funds at the same time.

I hope I’m understanding StashAway correctly. If it doesn’t work, I’ll suppose to have the option to stop the monthly transfer and go back to equities investments.
*
SG punya auto wealth not good enough to fight SA?
TS[Ancient]-XinG-
post Apr 12 2019, 03:19 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(simonhtz @ Apr 12 2019, 03:15 PM)
I’m not familiar with other Robo advisors. I only stumble upon SA after knowing one of my co-worker’s wife works in SA. Then I discovered this thread. Late to the party.

If I’m not mistaken, I think StashAway home base is in SG.

And it’s licensed and regulated by MAS...erm, should be okay gua....
*
Yea. By MAS.

Auto wealth also based in SG.

Y'all have so many choices in investment..... So nice. You don't want come back already?
TS[Ancient]-XinG-
post Apr 12 2019, 08:32 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(preducer @ Apr 12 2019, 07:31 PM)
The 9th should have been converted by yday but it didnt
The 10th transaction is correct, should get converted by today which is T2
Already sent them an email which i believe will only get an answer on monday/tuesday
*
Chill la. Not the 1st time lol.

I no idea how too. But somehow last last will masuk. Combine with your 10th.

Happen to me once. And I never dare to consecutive 2 times till the 1st one converted.
TS[Ancient]-XinG-
post Apr 12 2019, 08:50 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(preducer @ Apr 12 2019, 08:42 PM)
Finally 9th money aldy converted but missed buy order for today i guess, bc only showing for half of the amount
*
Is like that one of you DCA daily.

I dare not Liao. Last time my order stack till duno how Liao.

I think is Pacific there and their own incompetent machines problem.
TS[Ancient]-XinG-
post Apr 13 2019, 07:37 AM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(neverfap @ Apr 12 2019, 11:14 PM)
Hi
Comparing between DCA weekly and monthly, which is better?
Or just personal preferences?
*
i prefer weekly because the fluctuation wont be that drastic
TS[Ancient]-XinG-
post Apr 13 2019, 11:48 AM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
Not so frequent on my 20 and 36.

But yes. I seen a few time in my 6.5

They won't inform you.
TS[Ancient]-XinG-
post Apr 13 2019, 09:03 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(neverfap @ Apr 13 2019, 02:37 PM)
Alright  thumbup.gif
Thanks for the advice!
*
Don't wait liao. in only. if rasa rasa scare. tune down to 6.5.

Haha

Don't know why sudden MYR can slide so sharp. In fact ECRL also cant boost it.
TS[Ancient]-XinG-
post Apr 14 2019, 09:27 AM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(David83 @ Apr 14 2019, 09:21 AM)
SA SG & SA MY are two different clubs right?
*
Same. Just currency different.

Asset class same.
TS[Ancient]-XinG-
post Apr 14 2019, 06:06 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(SwarmTroll @ Apr 14 2019, 02:49 PM)
How many of you guys are still on the 36.0 Risk Bandwagon?
*
Here
TS[Ancient]-XinG-
post Apr 14 2019, 08:48 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(tadashi987 @ Apr 14 2019, 08:37 PM)
me too, on 36 since inception, +15% on both currency now,

but thinking to move to DIY method soon, since i gonna put it looooooooooooooong term

if putting 1k per month, 10 years later, annual management fee gonna cost me RM1k + for my portfolio TwT

but still considering between DIY and SA
*
50k cabutttt.
TS[Ancient]-XinG-
post Apr 15 2019, 08:49 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
Guys. Boost voucher is back. But I can't purchase because purchase before.

Now I wonder.

"Limit to 1 voucher per customer"

Apply to boost or SA.

Hmmmmm.
TS[Ancient]-XinG-
post Apr 15 2019, 09:07 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(David83 @ Apr 15 2019, 08:59 PM)
I'm under the new member referral 0% fee for 6-months.
Will this beneficial to me?
The expiry data for the voucher is July right?
*
Yea.
TS[Ancient]-XinG-
post Apr 15 2019, 10:23 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(David83 @ Apr 15 2019, 09:08 PM)
So it'll stack on upon my current period in October 2019?
*
No sure. Because last time just in time the voucher is available after waiting list promo.
TS[Ancient]-XinG-
post Apr 16 2019, 10:54 AM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
got update meh
TS[Ancient]-XinG-
post Apr 16 2019, 04:27 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(Shalidar @ Apr 16 2019, 04:25 PM)
Don't say like that.... I just gave the appropriate answers to the questions asked lah  innocent.gif
Yeah, definitely can straight away go for 36% risk if fit the risk profile and you choose general investment
*
U jahattt. But I rike

Welcome to the risk takers club.
TS[Ancient]-XinG-
post Apr 16 2019, 08:39 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(David83 @ Apr 16 2019, 08:33 PM)
How to be negative when global equity has been rallying since January and MYR has been waeking to 4.13XX level?
Gold just dropped below 1300 this week; otherwise last week was still above 1300 per oz
*
Sifu.

I am try to studying the correlation between
USD with US EQ
Gold with US EQ
Oil with US EQ

Amy insights?
TS[Ancient]-XinG-
post Apr 17 2019, 08:10 AM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
QUOTE(peachmonkey @ Apr 17 2019, 06:50 AM)
Between the option of monthly or weekly deposits (same amount for both), which would be better?
Or would it be the same?
*
Up to you.
Weekly will follow more closely to the price and less fluctuations. And less forex shock if like now. 4.08 to 4.15 in few days.

23 Pages « < 2 3 4 5 6 > » Top
 

Change to:
| Lo-Fi Version
0.0313sec    0.61    7 queries    GZIP Disabled
Time is now: 12th December 2025 - 01:30 AM