Welcome Guest ( Log In | Register )

9 Pages < 1 2 3 4 5 > » Bottom

Outline · [ Standard ] · Linear+

Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

views
     
woonsc
post Sep 12 2019, 06:10 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(-CoupeFanatic- @ Sep 12 2019, 02:08 PM)
US withholding tax we all kena, but since u invest in SGD, are you subjected to any withholding tax by MAS or SASG on the profits made since u are a malaysian?
*
I am soon becoming Sg tax resident. So capital gains aren't taxed.
woonsc
post Sep 12 2019, 07:51 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(Ramjade @ Sep 12 2019, 07:12 PM)
No tax by Singapore government.
*
If so, any advantage to take out from MY and put into SG?
woonsc
post Sep 17 2019, 04:50 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


I am curious how much do you guys invest a week? DCA?
I was doing around 200 ringgit weekly.
don't know if it is ok to up it. I was keeping 20% as a buffer, so any crash, can buy
woonsc
post Sep 17 2019, 06:07 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(frostfrench @ Sep 17 2019, 05:42 PM)
I have been putting in money (RM1000) weekly since April.

SA is part of my diversification and gonna ride it for at least 3 years lor
*
flex.gif wao.. working in SG or Earning 100k as per /k salary
woonsc
post Sep 17 2019, 07:37 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(coolguy99 @ Sep 17 2019, 07:15 PM)
/k celery only 20k la. where got 100k haha
*
hmm.gif ahhh 4 k a month into stashaway..
16 k spare tongue.gif rclxm9.gif

Jokes aside, Stashaway is currently my only investment vehicle. sweat.gif sweat.gif
I hope this is a good way to accumulate, then can move to SReit tongue.gif mega_shok.gif
woonsc
post Sep 17 2019, 09:02 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(coolguy99 @ Sep 17 2019, 08:31 PM)
You have both Stashaway MY and SG? I am slowly moving some funds into Stashaway, currently my biggest investment vehicle is ASNB.
*
QUOTE(Ramjade @ Sep 17 2019, 08:36 PM)
Just pick either Stashaway MY or SG. No need for both.
*
I maintain my holdings in SA MY and started topping up at SA SG.
If there is big changes in Forex, then I move from MY to SG..
woonsc
post Sep 17 2019, 09:26 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(MNet @ Sep 17 2019, 09:09 PM)
20%?
Do u mean by right full force u able to invest RM240 per week?
Since u keep 20% buffer, mean 200*20%=40
*
blush.gif kinda.. but that's the past..
I am investing in SA SG now..
So I allocated a certain percentage like a "Market Crash Fund" laugh.gif
woonsc
post Sep 17 2019, 09:28 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(Ramjade @ Sep 17 2019, 09:19 PM)
Is basically the same thing. If is me, I will pick SASG.
1. Faster transaction

Money put into SAMY can be used to divert to SASG.
*
Yes, same day money received from SA SG..
I will see.. since the underlying asset is USD hedge..
hmm.gif No difference, just hassle to have two accounts..

Plus the 30% witholdiong tax refund at the end of the year., rclxub.gif
woonsc
post Sep 29 2019, 10:44 AM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(taiping... @ Sep 29 2019, 10:20 AM)
I invested rm400

Been on negative region for past 1 week
36% risk

Am I doing something Wrong here

user posted image
*
I also just started early this month, 500 starting and 150 weekly at 36%. 950 so I am now at 938. 1.3% down.
But I like it. Haha SA MY down before.

I am also starting a crash fund at the side.
Every drop in my portfolio of 5%, I top up 1/10 of this crash fund.
So if market down 10% I put 1/9
Down 20% 1/7
If down 50% I put in 1/1

So you keep buying at the dips.
woonsc
post Oct 3 2019, 12:44 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


Anyone adding money in?
woonsc
post Oct 21 2019, 06:10 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


SG is the fastest.
Afternoon in, evening reflected
woonsc
post Nov 19 2019, 02:07 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(-CoupeFanatic- @ Nov 19 2019, 02:06 PM)
imo nothing can be as liquid as liquid cash, period.

It will take at least a couple working hours, if not days, for SA to send the money to you upon withdrawal.
*
If >2.2% I'll put inside.
woonsc
post Nov 19 2019, 03:18 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(-CoupeFanatic- @ Nov 19 2019, 02:09 PM)
for SGD account, 2.2% p.a. is considered high already, maybe its worth it after all? depends on individual.
*
I'm lucky to be able to get 2% on my savings account on SC jumpstart account. So either give me more % or when I reached my SC limit.
woonsc
post Nov 20 2019, 10:25 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(UsernameCopied @ Nov 20 2019, 09:32 PM)
How often do you guys use recurring deposit? Is it better to do once a month at RM500 or once ever 2 weeks at RM 250? What's the pros and cons of these two options?

Btw I just started stashaway about a month ago, deposited RM500 on 16 October then another RM500 on 4th November at 36% risk index... so far only getting RM18.7 total returns (2.52% money weighted return/2.66 time weighted return) which seems kinda low.

Is it better to lower my risk index to get consistent higher returns or just stay at 36%?

Still new to stashaway and any tips or advice is appreciated.
*
Bro. Two months 2.5% is considered low?
What do u expect. Casino, crypto returns?

With that amount, you can consistently top up. For me, if I see the week is bad, I top up a bit more, good week, top up minimum amount.
woonsc
post Jan 28 2020, 07:27 AM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(neverfap @ Jan 27 2020, 11:30 PM)
Just a heads up
Market is tanking hard because of coronavirus.
*
Top up right now!
woonsc
post Mar 1 2020, 06:36 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(cucumber @ Mar 1 2020, 04:01 PM)
My 6% portfolio is at 1% return since last year. Probably better off putting it in FD. Nothing is safe at the moment, even gold is crashing. I'm going to hold on to my cash & wait for a while. If this turns into a bear like it did in 2008, then it's going to keep crashing for many months. Plenty of time to get in.
*
Really? Only 1%?
How? Is should be safe.

Is it better to get into SA simple
woonsc
post Mar 1 2020, 07:13 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(cucumber @ Mar 1 2020, 07:00 PM)
Bonds were not doing that great last year. And it was affected by last week's drop as well.
*
Hmmm.. I am putting extra on my normal dca.
Around 40% More. .
woonsc
post Mar 13 2020, 07:38 AM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


I feel it's really cheap now.
At 36% risk, I am down 19% MWR.
Topping up 500 ringgit. Haha.
War chest not much, but cutting back on spending and invest!
woonsc
post Mar 13 2020, 06:44 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


Hehehehe I just lost a month salary wage.
woonsc
post Mar 13 2020, 08:01 PM

Financial Padawan
*******
Senior Member
2,032 posts

Joined: Jan 2014
From: Sabah, Malaysia


QUOTE(CoronaV @ Mar 13 2020, 06:59 PM)
Now good time to enter?
*
I know it's best time to enter.
You can do VCA

9 Pages < 1 2 3 4 5 > » Top
 

Change to:
| Lo-Fi Version
0.2042sec    0.34    7 queries    GZIP Disabled
Time is now: 26th November 2025 - 07:53 AM