Me
using simple to top up sure slower than jompay/ direct debit.
Because plus one process >>> redeem from eastspring + the money appear in your account >> baru start invest
compare to jompay >>> direct invest

but many ppl tell me since its DCA, so we not timing the market ma.....just let it auto

i tengah fikir mahu tukar or not

This post has been edited by ironman16: Jul 20 2020, 09:10 PM

I got one saving account without atm card, this account specific for investment purpose. I transfer my money into this account by SI. So, i don't have messy problem.

This is what i thinking. Wait me sleep n kasi fikir betul2 dulu

Pity la 😢
I don't have 3 portfolio,
But i have 4 portfolio 😆 10%, 20%, 30% n 36%
10 n 20 is the main, 30 n 36 just for fun 😝

10% for accumulate emergency fund, 20% for retirement, 30% n 36% only small portion, just for fund that i top up weekly. 😂

My emergency fund accumulate in various platforms : PMO, SAMY, Amanah saham fixed price, Opus,......

Dump into SAMY simple??

This post has been edited by ironman16: Jul 21 2020, 02:21 PM

This week schedule a two week recurring
Next week schedule a two week recurring oso
Then u got one month oledi. 😆😁😁😁

More is better. I just wish them redeem more a bit, let say i redeem rm50, they process it n redeem rm51

Me 2, end up they redeem second times n the process repeat again, 😅

This post has been edited by ironman16: Jul 22 2020, 03:27 PM

Transfer to lower risk to lock the profits. Bcoz if u redeem it, got exchange for forex, unless u wanna quit oledi

Agreed

Should b like that unless SAMY got cash management in USD to lock in the profit 😁

U only got one portfolio???

U try scroll back a few pages, many ppl share oledi.
I weekly top up, TWR only 10.36% in MYR

This post has been edited by ironman16: Jul 22 2020, 03:50 PM

what to do, still try my best to accumulate
didnt learn financial planning when im still young,
lucky my wife lagi pandai dr i,
so i slow2 accumulate lo (across various platform, majority in money market , FD x pandang pun sbb my wife punya all in FD, cakap pun tak guna)

Got 5% oso a big move for uncle liao, slow2.
If don't wan equity, try search for tactical or flexi fund, let the manager do for u.

This post has been edited by ironman16: Jul 23 2020, 09:56 AM

Seen like SRI 22 % get the best return (7.4%) compare to other in this year from February until June.

If annualised still SRI 30% n 36% get the best

StashAway email

Now market rally, wait to see when it dip how
During march still ok 😁

During the early year until June ma, during the march dip, kecut sikit sudah. U x ada pun ok ma. What SRI u choose??

Uncle, kasi tahan 1 tahun, jgn berhenti dulu.
Next year baru u make decisions ma.
Kuda pun ada banyak jenis, ada yg starting sudah pick up, ada yg x pick up cepat tp tahan lama bergerak 😝😝😝😝