Only 0.0007 per unit for Simple distribution on 6 April, oof

What reason they give?

Contact their customer support. they reply quite fast.

question is should i buy the dip now or next week?

Use sg bank account transfer to wise then to IBKR.
Inside Ziet latest videos he got explain how. I had tried this myself using Malaysia Maybank and it works. Take about one day for Wise to reach IBKR. For Maybank to Wise is via FPX so it's instant. Their FX rate is reasonable also. Once u master this can even think about buying other US, UK, EU, or Asia stocks directly.

Stashaway is easier if you wish to deposit small amount every month or don't have that much cash to invest in one go (Some people prefer this also as hard for them to accumulate a big sum then invest). Stashaway got reveal what ETFs they pick when u select their portfolio? So u can copy their same ETFs to invest yourself (easier if u have larger sum of cash). Diy also means you'll save on Stashaway annual fees.. So here is where you'll gain.

I got buy some s&p 500 CSPX on IBKR too. Downside is same as buying direct via any broker, the more u buy at one go the more you safe on fx, interest and fees. If buy at small amounts each time you'll lose more. If stashaway then u can deposit small amounts each month, and what I guess Stashaway does is it combines with other Stashaway members' payments and buy stocks in bulk, to save on these charges.

Stashaway and IBKR both invest using USD so no worry about our currency declining one day.

hi guys, i would like to start investing and I am thinking if SA is suitable for beginners like me and also is it the right timing?

Should I go straight into investing EFT or SA Simple?

I am not looking for any overnight growth, just want to have some small passive income..