hi, SA sifus or those who happened to have some idea....

if i wanted to invest based on the regions/sectors.....
like for example
Greater China 30%
Asia Pac region 20%
US 25%
Tech 10%
Gold 10%
etc. 5%

can i do that with SA?
SA risk index can interrelates to the regions by %?
like for example
a RI 36% will be invested in what regions by %?
a RI 30% will be invested in what regions by %?
a RI 26% will be invested in what regions by %?
a RI 22% will be invested in what regions by %?
etc etc??

any idea where can see or compute that?


This post has been edited by yklooi: Mar 16 2021, 02:24 PM

yes, thanks for telling.
i understand that the ETF in each RI is preselected by SA...

can i see the by region basis based on the RI? (even if SA preselected them)

This post has been edited by yklooi: Mar 16 2021, 02:34 PM

will have to compute by myself then.

where can i see the composition of ETFs in a particular RI in this site?
https://www.stashaway.my/faq/115001181288-investments/

have to register an account first before can see the data on the composition of each of the RI?
or just download the apps then can already?

Thks for suggestion,... After creating the a/c,... Does it has an expiry date of when I need to put $$ inside before they closed my a/c?

how long will the ROBO takes to reacts to make adjustment to their preselected portfolios if there are changes to the economic changes?...

yeah,...same as those that only go for PIDM protected FD.....

just a simulated scenario for comparing from
https://moneysmart.gov.au/managed-funds-and...-fee-calculator

0.7% annual mgmt fees with SA VS 0% annual mgmt fees with DIY

will DIY results be same as SA 10 yrs?
even a 1%pa less than SA will be noticeable too after 10 yrs



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simulated for comparing purposes...
fyi, 2020 SA returns
https://www.stashaway.my/r/our-returns-2020

disclaimer:
Investment involves risk. The price of securities may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment. Past performance is not necessarily indicative of the future or likely performance of the fund. Investors should read the relevant fund's prospectus for details before making any investment decision. An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position.

This post has been edited by yklooi: Mar 17 2021, 10:50 AM


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depends on
what portfolio you are trying to follow and
at what rate are you following it (any delay)and
are you following it at real time and
how 'delayed" is their published info?
does volume has discount? are you buying same as SA volume?

thus i think sorry, i cannot answer your question

This post has been edited by yklooi: Mar 17 2021, 11:11 AM

no idea if those can be public obtained....
but i am sure their company should have them....if you are their customer...can try ask?

as for me,...not sure of others...
i don't really mind paying RM32 per month if it can gives me RM400 per month

that is just 10% pa ROI of 48k....betting on 36% RI

Both have different believes of growth areas that can generate more alpha and better risk reward to suit each of their portfolio....
(see image...FSM has a lot smaller beliefs in US than SA does)
thus to me as a non qualified advisor,...i would suggest going for all 3 portfolio from SA, FSM and DIY...
The % of value in this DIY port can be alot smaller in comparison to the other 2, the self DIY is just for self satisfaction needs...

when you see/hear noises or there is a sudden drops in a particular mkts....both the "professional managed ports" may not want to react....
you can react in this DIY port....
just to challenge oneself on the outcome of that mkt happenings...

IF only have SA & FSM without the DIY, one life may become boring as there is no challenge or actions to do or follow up on one instincts (may it be right or wrong)
they have all the actions while you just sits on the sidelines....

This post has been edited by yklooi: Mar 19 2021, 01:54 PM


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Pls gives some simple examples that show having sequence risk..
Or how to make the examples as in Mum's previous posting to have sequence risk so that the mwr n twr can be relevant?

This post has been edited by yklooi: Mar 20 2021, 01:02 PM

so can these MWR or TWR be used in the examples as posted by MUM earlier to determine which one of the investor have their money worked better/harder ?

This post has been edited by yklooi: Mar 21 2021, 09:21 AM

so will/did the "xx% per annum on average" displayed in the SA or SA only display MWR or TWR?

i will be joining SA as either A,B or C
can i use the MWR or TWR in SA to determine how my fund performed or how efficient my money in SA worked in comparison to other investment?
or i cannot as there is no sequence of return risk?

This post has been edited by yklooi: Mar 21 2021, 09:56 AM

so there is no point in knowing the MWR or TWR value as it cannot helps in comparing which platform is better (or if A, B or C investment was better for that period in time)?

btw, i don't intent to track the MYR to USD conversion....i just buy as when i feel like it. or DCA like others where they set a predetermined date time for entry.
isn't SA is supposed to be easy investing and no need to do the tracking of MYR to USD conversion, then track your buy order and directly daily opening and closing ETF prices daily?

This post has been edited by yklooi: Mar 21 2021, 10:12 AM

"MWR and TWR it is pretty useless only for those who like to see unrealised profit or losses which good for those who like DCA"??
isn't lump sum or DCA is also only seeing unrealized profits/losses unless they wanted to sell?...

isn't it be better for you to do it with direct ETF yourself than through SA as there is the unknown risk in lag time with SA.??

This post has been edited by yklooi: Mar 21 2021, 10:38 AM

"MWR or TWR it is performance as it is good for those who doesn’t withdrawal at all and go for long term holdings"...but this has no sequence of return risk as pointed out earlier and pointed out too to be "Cannot" be used to know which one is better.

with these risks, you still do the buying thru SA after do the ("extra/hard" to some people) forecasting work?

This post has been edited by yklooi: Mar 21 2021, 10:44 AM