Point mistake you did is you follow whatever people said in this forum. Look no robo advisor are perfect. Let people decide by themselves la whether to invest or not.

SA MY in early days got people talk how fishy SA is. Got couple of people withdraw because of what other people “say”.

People should do some research and understand what they’re investing.

This post has been edited by Leo the Lion: Apr 27 2020, 11:01 PM

Theres only algorithm involved based on your risk appetite. No AI like a AI bot that simply buy funds for you to make you wealthy.

I wont say its necessary, but if you want it to grow, it is recommended to deposit consistently per month, per week, or per day whichever that you feel comfortable with.

I dca every week. Now that economy start to recover, Im thinking of switching to bi-weekly. Plus its hard to be discipline to dca every week😫

will it be enough to be like Sajat?

Wahed is doing well so far


This post has been edited by Leo the Lion: May 5 2020, 09:08 AM

Because SC only guarantees up to 100k? If more than 100k fund, they wont guarantee you anything after 100k?

8% Risks

USD:
TWR - +7.45%
MWR - +3.70%

MYR:
TWR - +11.44%
MWR - +7.10%


20% Risks

USD:
TWR - +6.57%
MWR - -3.23%

MYR:
TWR - +11.48%
MWR - +7.86%

I withdraw because had to pay for my new house


And I allocate 70% more towards 20% risks.

This post has been edited by Leo the Lion: May 6 2020, 08:40 PM

err...

you mean total 8%+20%?

USD 0.153%
MYR 3.24%


My 20% portfolio actually dragging down the ROI

This post has been edited by Leo the Lion: May 6 2020, 08:48 PM

Before this month, was every week. To keep up with the volatility of the market.

And because I just start investing directly to stock market, I will DCA bi-weekly from now on.

MYR 3.90%
USD 2.08%

if you do bi-weekly, make sure the amount is higher and same amount. if weekly, normally it's low amount because you divide sum amount / 4-5 weeks.

it's finally here for Malaysian!

20% also got KWEB. Return about 22%

Keep dca

(MYR)
10% risk - 16.01% TWR 14.81% MWR
22% risk - 22.47% TWR 33.34% MWR




This post has been edited by Leo the Lion: Jul 25 2020, 09:35 AM

overall.

Im gonna need to update my cash distribution more to 22% risk portfolio than 10% risk portfolio.

This post has been edited by Leo the Lion: Jul 25 2020, 11:05 AM

Yea, u must be very lucky

I started end of 2018. But cash out almost everything at the end of 2019 (move-in to new house). Start back at Jan 2020.
And I just dca another 1k.

You mean lumpsump and forget about it? No, just dca during meltdown and thereafter

No I don't depend on luck. Been dca like forever already

1. I think the only way u can get the Jompay "Code" is to create a planned deposit first.

2. No you don't have to. But your 2nd deposit will process in queue. Meaning it won't be process at the same time with your first deposit.

This post has been edited by Leo the Lion: Jul 26 2020, 04:34 PM

Use that Jompay code for your deposits. My Jompay code haven't change since I start investing on StashAway. So no matter how many deposits you make, use the same Jompay code that it gave you.

And if you update your deposit plan next time, the code will still be the same. So don't worry.