A bit over 100k in ASB. EPF dunno didn't check. Other than that not much, after last year got addicted to online shopping at Shopee. Looking at how much I spent in shopee only in a year, I got scared and now starting to save money again.

card cover card...best financial management

who need saving when u can spend peoples money

ur financial and age similar to me

Rm38.50

Cukur

Cheers 🍻
Lets keep saving/investing..lulz.

for real?????
how did you even start a business at 18? the modal got from where?

Dropshipping. During those days I notice a fair amount of people in my uni like to wear a certain brand that is not available in Malaysia so what I did was I bought some of the tshirt in their website and just sell it over in Malaysia.

And that’s the start of my first online business

I'm 30 next year, so I still have around a century worth of savings to burn through.

but I wonder if people will play nice throughout my retirement.

really depends how fast we take the pain and rebuild i suppose.

150k all in stock market, and im suffering af now.

At least 100k if no property...

Betul hahahaha

I am suppose to have some balance every month, but then again, every month got suprise like what you say.... car problem laa, aircond sumbat, pc auto reboot la, need to buy clothes for the kids la, GPO padini sale la, yada yada yada...

at times, my cc pun takleh cover dah... now hoping for bonus to cover all my negative spendings... haish...

tu laa i agree but i dont recommend CC. stop with the sales things and start cycling to office for god sake

i used to be able to save 4k -5k per month back then.

fortunately, i am a positive kinda guy (well i think i am), so i am looking this as:

a) i have gone through happy times, now is hard time, so lets endure, and i am sure that it will end.

b) i need some challenges. i need to stop being idle. career and business. i need to strife to test my real potential.

c) i am looking at the gaps the weakness, this is the opportunity to restrategize, SWOT thing, looking this as an opportunity to set up a better control and organization.

28 YO

liability
1. car loan 120K
2. house loan 280K

asset
1. share 150K
2. ASB xxxK
3. savings xxK

earning quite comfortable for my age, just transfer back to HQ.. life at construction site is miserable.~
RIP~

to be honest, ayam 35 and have 5k in saving
all money spent on travelling....

damn, i should start saving

Just make sure u have at least 6months of ur salary as cash

I.e u earn 10k a month ; ensure u have at least rm60k CASH

Around 340K at 31~
but more than 60% gone after house ,marriage and 2 car~

working and staying with parents, no car loan and housing loan. I had a 20k Public bank investment EPF and some savings. I spent all in travelling, max 3 countries in a year and pamper myself some luxury wear sometimes.. heh

If didn't buy house, easily RM100k by now

Save so much money cannot bring into coffin.

This post has been edited by la bella: Jan 29 2019, 10:20 AM

I got a saving that can last me 3 years without working.