Last time 30 my savings at rm500k. Now after x years, my savings is at -rm250k. Mati liow lo

let do some kalkulasion.

say you study degree come out at what? 24? ok then like bodo go vote poondek ph no fight for you, you get 2.5k salary average:


we assume expenditure fixed liddis 2.55k and the rest go saving:


then we see annual increment in malaysia 8%:



means after 6 years at age 30:

total income: 237684
total expenditure: 183600

so savings: total income - total expenditure = RM54084.

if you do better than this you edi above average. kek what a joke.

Wouldnt mind mentioning the amount of cash that i have but most probably those who are butthurt with my savings accounta amount would either say i'm a dupe or stress that i created an account in January 2019 without realising what happened to my previous account

ok la, that is a good investment, though make sure your loan repayments isnt eating up too much of your salary.

You need to have sufficient cash for emergency purposes

Thanks bero

-Savings / disposable cash = 6 figures.. Start with 1 though
-2 properties planning to finish up the installment for 1 of it in 4 years time.
-epf > 200k

34 this year can't recall my financial status @30.

# no hire purchase installment / no credit card, ptptn, or personal loan debt.

Haha that was my 3rd house. First two I use cash

That was long time ago.

28 year old here and I have more than 40K in my bank.

Nice, fiancee is aiming to get a condo as our second home (probably for rental) but i'm skeptical if we should do it.

Rather park our cash in stocks as my returns on stocks have been > than property rental

20-30k?

Menabong sejak kecik

Ayam saving not much...

But ayam able to enjoy monthly interest around rm1000-1100 from the saving

ada wang ada amoi...so where is your amoi?

From Eth? Inb4 goreng cryptocurrency is so yesterday

kesian

yang paling diperlukan itulah biasanya jadi liabiliti

I understand the struggle. I also start working at a later age then peers. The only redeeming point for me are my job had a lot of site work. So i had site allowance + no need to spend my salary aside from rental fees. And i havent bought a house yet till now.

So i managed to come up with 120k saving at 30. Owh i jump a lot too to increase my basic. All the best to you.

Billion

Owai

23 years old
100k

Started several business here and there since 18. Close some and open some. Overall, pretty good experience and open up my eyes

I wish I had some allowances to back up my basic pay, but difficult even to claim for OTs.
Anyways I'm positive and optimistic for future. Not too bad I guess. Lulz.
Time is our best friend.

True. At first i was bit down when compared to friends who start work at 23, good salary with nice car and house. But now, i dont even care anymore. You do you. And i do me.