It is very expensive as rm15 but I cant cancel it due to bind with my current account for house loan. Anyone know any way to waive this fee?

No way because you need the card to use as ATM also.

get one basic card without card?
there should be one with CIMB right?
then link it to your housing loan a/c?
should be possible right since they are from the same bank?

BSA I: SA w/o FEE

This post has been edited by David83: Jan 25 2019, 09:04 AM

CIMB ....

T&C
https://www.cimbbank.com.my/content/dam/cim...ENG-OCT2018.pdf



Attached image(s)

weird, the last time i ask they say the rm15.90 is for the debit card.
the acc itself no annual fee. seems like i was cheated

Initially I dont apply atm card but my cimbclick cant do transfer, so no choice I went to apply atm card. I normally bank in my salary to current acct to save interest then use it to pay the bills and credit card. The current acct already charge me rm10/month, some more hv pay this atm/debit card fee but I seldom withdraw from atm. Last year withdraw only 2 times from atm and I dont really need it. Cimbclikc really suck that you can only transfer if you register using atm card...

Because of PIN & Pay and MyDebit initiatives, all conventional ATM only cards are converted to ATM-cum-debit cards.

Go to Cimb ask them for free basic saving account. They will give you all kind of excuse not to open it. Kindly ignore and continue to insist for it.

Once basic saving account open, close your current account. To u can still use same login for cimb clicks. Your new basic saving account should be there. Keep in mind the amount of atm withdrawla/month and counter visits for the free basic saving accoubt.

Case settle.

I thought CIMBClicks account is tied to the ATM card.
Can he/she de-link the ATM card from the old SA to the newly open SA?

Don't know. Told them I want to use back my same ID. They told me cannot. Anyway, I gave it a try it works. Still using back my same ID.

I use the same mobile no. Maybe is link to mobile no?

I thought the current account is tied to loan and is a must to have?
is this from ur own experience?

I don't have a house loan. Mine was just a the Airasia account with Cimb.

I think still possible to open a free BSA. Ask Cimb to link the loan to the BSA.

I dont think its possible as the current loan is tied to housing loan

He won't know unto l he give it a try.

Not sure about other banks, for my bank personal and joint savings and loan under single bank, I have terminated the atm/debit card. Now using online to monitor and do transactions.

I have only 1 atm/debit card from another bank and I used that for withdrawals. Short of balance, just instant transfer and withdraw.

Not necessary to carry many cards even if is free.

I am taking cimb full flexi house loan, so current account is must. But it is very funny cimb request you must have atm card else transfer is not allowed in cimbclicks. Firstly I register cimbclicks with my current acct, however I cant perform any transfer in cimbclicks. Call them and they told you must have atm card first. This is the way they earn more money from customers. In other banks I dont see they need you must have atm card to perform transfer in online banking

There's also a free current account. Cimb did not specify that current account must be paid...

I requested cimb to deactivate (not sure if this is the right word) my debit card functions instead of cancelling it and I have not been charged for the card fee since then.

Report lost card and dont want replacement. Hear what cs have to say.