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 Cimb atm/debit card fee

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Ramjade
post Jan 25 2019, 09:55 AM

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QUOTE(hioniq @ Jan 25 2019, 08:51 AM)
It is very expensive as rm15 but I cant cancel it due to bind with my current account for house loan. Anyone know any way to waive this fee?
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Go to Cimb ask them for free basic saving account. They will give you all kind of excuse not to open it. Kindly ignore and continue to insist for it.

Once basic saving account open, close your current account. To u can still use same login for cimb clicks. Your new basic saving account should be there. Keep in mind the amount of atm withdrawla/month and counter visits for the free basic saving accoubt.

Case settle.
Ramjade
post Jan 25 2019, 09:59 AM

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QUOTE(David83 @ Jan 25 2019, 09:56 AM)
I thought CIMBClicks account is tied to the ATM card.
Can he/she de-link the ATM card from the old SA to the newly open SA?
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Don't know. Told them I want to use back my same ID. They told me cannot. Anyway, I gave it a try it works. Still using back my same ID.

I use the same mobile no. Maybe is link to mobile no?
Ramjade
post Jan 25 2019, 10:03 AM

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QUOTE(WaCKy-Angel @ Jan 25 2019, 10:00 AM)
I thought the current account is tied to loan and is a must to have?
is this from ur own experience?
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I don't have a house loan. Mine was just a the Airasia account with Cimb.

I think still possible to open a free BSA. Ask Cimb to link the loan to the BSA.
Ramjade
post Jan 25 2019, 10:09 AM

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QUOTE(WaCKy-Angel @ Jan 25 2019, 10:07 AM)
sweat.gif  sweat.gif  sweat.gif  sweat.gif

I dont think its possible as the current loan is tied to housing loan
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He won't know unto l he give it a try.
Ramjade
post Jan 25 2019, 04:17 PM

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QUOTE(hioniq @ Jan 25 2019, 04:06 PM)
I am taking cimb full flexi house loan, so current account is must. But it is very funny cimb request you must have atm card else transfer is not allowed in cimbclicks. Firstly I register cimbclicks with my current acct, however I cant perform any transfer in cimbclicks. Call them and they told you must have atm card first. This is the way they earn more money from customers. In other banks I dont see they need you must have atm card to perform transfer in online banking
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There's also a free current account. Cimb did not specify that current account must be paid...
Ramjade
post Feb 3 2019, 11:00 PM

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QUOTE(silverwave @ Feb 3 2019, 09:22 PM)
Why would they give all kinds of excuses not to open it when it is listed in their website? Snapshot of the account as below from their website, for item 2 and 3, is it per month or per year? It's also coming with an ATM card, with no charges? Can i opt to say i don't want the ATM card? I plan to create the account for online transactions only.
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By opening free account, they don't earn money from you. You become a liability to them.
Ramjade
post Nov 16 2019, 09:14 AM

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QUOTE(Joey_Chin12 @ Nov 16 2019, 04:13 AM)
The rules above is by monthly right? Not the whole year only 8 times atm right?
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QUOTE(labtec @ Nov 16 2019, 09:11 AM)
forgot it's annually or whole life already. you can double confirm with cimb
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Monthly.

 

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