More details bro?

actually whats the point of savings account

I don't know. that's why I put question mark there.

imagine my cimb current requires minimum RM10 to be inside before I can close it. and not returned.

i kena and found out saving account can only do 150 tx max every 15 days cycle from tiger bank.

need go bank and explain, then it takes 3 working days to clear the audit trail lmao.

CIMB got termination RM10 fees?
150 tx every 15 days, that means 15 tx daily.

150 tx every 15 days, that means 15 tx daily.

i'm not banker.

- but from my observation.. savings account offer higher interest rate than current.
- i'm not sure if it's true but there's a limit for ATM card usage (for ATM withdrawal.. not the amount) per month
- and as i said, current account meant for business / expenses purposes.. lots of transaction etc..

if i just have savings account possible to open current account online?

in b4 my username 

depends on your bank, bro. some banks still need introducer even you are a long time customer. some bank ok go only. some bank need to see if you really have money. Online / offline.. same thing.

2 cents...

wow seems like not guideline, just depends on bank

They called me and asked me why I had so many transactions, I said because there is a contest by another bank and I transferred between my own accounts (different banks) to generate entries.
They were not satisfied so they closed my account and returned the money to me. (All transactions are FPX/instant transfer, does not involve physical cash)
Now I am worried that they will put my name in a central blacklist or something, causing all banks to close my account
Anyone experienced this before ? Should at least give me a chance to explain , I have all the documents to prove that everything is legit
I know every bank has the sole and absolute discretion to decide if they want to close your account, I am just worried if my name will be in a central blacklist

only bodo so desperate do this to get point for m2u spin challenge

normally this is because of suspicious activity i think. thats why they make savings and current account.. where current account can be use to receive huge amount (opening this account need pay) 

which bank is this?can ask their cs or walk in to the bank?

CIMB got termination RM10 fees?
150 tx every 15 days, that means 15 tx daily.

 

wait...

savings account for large amount if I am not mistaken, current account for day to day expenses?

yup. it seems like it...

My experience :

Bank A (International) : Walked in. Present paper etc.. Form... wait 3 - 4 days.. approved.

Bank B (Local.. not even top ranking bank) : Walked in. They looked at me upside down. Rejected on the spot. Hehe..

Sometimes, it can be the branch decision.

HAHA last time study at which school?