QUOTE(saintnotsinner @ Dec 11 2018, 08:17 PM)
More details bro?My account was closed by bank
My account was closed by bank
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Dec 11 2018, 10:09 PM
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#1
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Junior Member
42 posts Joined: Feb 2013 From: Putrajaya |
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Dec 13 2018, 11:37 AM
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#2
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Junior Member
42 posts Joined: Feb 2013 From: Putrajaya |
QUOTE(saintnotsinner @ Dec 12 2018, 06:15 PM) i'm not banker. if i just have savings account possible to open current account online? - but from my observation.. savings account offer higher interest rate than current. - i'm not sure if it's true but there's a limit for ATM card usage (for ATM withdrawal.. not the amount) per month - and as i said, current account meant for business / expenses purposes.. lots of transaction etc.. in b4 my username |
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Dec 18 2018, 10:37 AM
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#3
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42 posts Joined: Feb 2013 From: Putrajaya |
QUOTE(saintnotsinner @ Dec 14 2018, 06:31 PM) depends on your bank, bro. some banks still need introducer even you are a long time customer. some bank ok go only. some bank need to see if you really have money. Online / offline.. same thing. wow seems like not guideline, just depends on bank2 cents... |
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Dec 18 2018, 03:45 PM
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#4
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42 posts Joined: Feb 2013 From: Putrajaya |
QUOTE(pandera999 @ Dec 18 2018, 03:06 PM) normally this is because of suspicious activity i think. thats why they make savings and current account.. where current account can be use to receive huge amount (opening this account need pay) wait...which bank is this?can ask their cs or walk in to the bank? savings account for large amount if I am not mistaken, current account for day to day expenses? |
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Dec 18 2018, 04:24 PM
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#5
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42 posts Joined: Feb 2013 From: Putrajaya |
QUOTE(pandera999 @ Dec 18 2018, 04:12 PM) yes.. day to day expenses and can receive huge amount at one time as well... i dont know the system will detect it as suspicious activity.. according to friend work at BNM, its straight away fall under Anti-Money Laundering, Anti-Terrorism Financing (AMLA). saving acc is for saving not for business transaction... unless open business account or current account. current account need deposit i think.. depends with bank ok found this:"Current" is another word for Checking, as it is called in the US. Savings account is an interest-bearing account with certain limitations. For example, in the US you cannot withdraw money from it more than 6 times a month. Here is the explanation why. Current account is a "general-use" account on which you can write checks, use ATM/Debit cards and have unlimited transactions. It can also have negative balance (if your bank agrees to let you overdraft, they usually charge huge fees for that though). Checking accounts can have interest as well, but they usually don't, and if they do - it's much lower than the savings account interest. from Maybank seems quite easy to open a current account. |
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