is there other reason they will decline our request other than insufficient limit?
plan to swipe for smartphone purchase at celcom n convert it to 12 month

speculating coz it will be my first time

If I were to make an online purchase for cashback (got PB card), would Visa or MC matter? While I've relying on MCs, I've always wondered if Visa is allowed too.

PB Quantum.

Guys want to ask how come when I topup my BP using PB QMC, I get my cashback but not VIP points. My statement always show VIP points zero. Is this normal?

Nope. I called CS and enquire why I don't get any points. They said the same thing.

So I just noticed getting charged RM25 for my VS , what's the tips to get a rebate?

For the Quantum Flexi-Payment Plan, it is based on the amount of a single transaction right? Not combination of several transactions right?

Example: I swipe 2k, then another 3k, FPP can only apply for 2k, 3k or both provided I have enough CL? Or I can apply for 5k FPP one shot?

Thanks.

per transaction.

e.g. buy electrical appliances (e.g. fridge, TV, etc.) from merchant A with amount RM2k, swipe with PBB card, then after 3 days, call PBB to convert that RM2k into 9month Flexipay.

advantages: good for single large sum transaction. no additional fees. simple call-in to CS, done in 1 minute. if you have multiple flexipay done, you can also BT your upcoming statement to another card, further extending the period (e.g. BT to MBB's 12mth 0%).

disadvantages: not by statement (for this, you do BT instead), need min RM2k for 9month 0% flexipay, tricky when your purchase is near bill date (T&C: 3 days after transaction, 5 days before bill date).
here's what's shown in the statement:

I was thinking to combine smaller amounts (<1.2k) and convert to FPP. That won't be the case then, thanks.

I actually tried but no cash rebate. Appreciate if Anyone can share?

Hi All, if I have PBB Visa signature & PBB Quantum card. Is that means I am eligible to receive total cash back of (RM38 + RM 30)?

yes. besides that, can I only apply for Quantum Master?

Hello. Is pbb vs cashback is based on statement  date? I did spend more than the cap (rm633) for March yet only getting rm8 cashback.

So does it mean pbb vs is following statement date for cashback ? Which mean i shouldnt use this card for further spending until next statement date which is 26th april?
Thanks

How fast the PPB is approve the CC apply and issue the card?

RM1.00 Hardcopy Statement Fee
- 1 April 2019

Dear Valued Customers,

Effective 1 May 2019, a Hardcopy Statement Fee of RM1.00 will be imposed on each monthly hardcopy statement for Public Bank/Public Islamic Bank Credit Card/-i & Scheme Debit Cards. Please sign up for E-Statement now at no cost.

-- (exclude PB Visa Classic / Standard Mastercard Credit Card, 60 years old and above and disabled Cardmembers) --
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Recently received this email... no more paper statement? (unless pay RM1)

hi guys!

is Quantum the best cc that covers everything except grocery & petrol? *Quantum because im in that bracket*

i do spend a lot on online shopping and dining.. but i spend alot more on grocery and petrol, so, too bad it doesnt cover these 2