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Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back
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ClarenceT
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 Jun 13 2019, 07:48 AM
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QUOTE(Orchid beauty @ Jun 13 2019, 06:47 AM) Because it's worth to have seperate statement supplementary card. They approved 3 combined statement supplementary card according to the Cs is joint cash back with the mainholder. That's why I request for black and white. Officially supplementary users are not eligible for the rebate/reward, same policy applies to other CC and loyalty cards. So you shall complain why your supplementary members are getting extra CB and you shall return the CB to PB! It is a mistake by PB Card Centre allowing separate statements with different dates. So they mess up the CB calculation for a group of (Principal + all supplementary) and PB is generous to give extra CB for the time being till the loophole is fixed. Don't assume supplementary users can get CB, if they want to enjoy same benefits as principal's, then they shall upgrade to be a principal user. This post has been edited by ClarenceT: Jun 13 2019, 07:49 AM |
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ClarenceT
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Jun 13 2019, 01:01 PM
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QUOTE(Kyusuke_FD3S @ Jun 13 2019, 12:56 PM) u mean PB got online cashback for Boost ? then using FavePay-Boost to gain the cashback ? Use PB QM/VS to topup Boost so you get online CB from PB. Fave App and Boost App must be installed in the same phone. At Fave App, "My Payment Methods", choose E-wallets (Boost) as Primary, instead of Credit or Debit Card or Online Banking. You will get rewards from both FavePay and Boost (Shake Reward). This post has been edited by ClarenceT: Jun 13 2019, 01:02 PM |
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ClarenceT
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Jun 13 2019, 01:14 PM
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QUOTE(Kyusuke_FD3S @ Jun 13 2019, 01:09 PM) Thanks Is Boost need to top up the e-wallet before spend ? It does not work the way like fave ... no need top up , direct credit to credit card ? Boost is an e-wallet (prepaid). You need to make sure you have enough credit (e-money) in your e-wallet. FavePay is not an e-wallet. It is more like an agent. |
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ClarenceT
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Jun 13 2019, 05:49 PM
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QUOTE(cclim2011 @ Jun 13 2019, 05:28 PM) aiyks i tried once... like no rewards from boost? may be i remember wrongly I got rewards from both Favepay and Boost. |
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ClarenceT
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Jun 14 2019, 07:50 AM
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QUOTE(Orchid beauty @ Jun 14 2019, 06:56 AM) It's not my fault of requesting black and white. They messed up my application. I had requested the officer to appeal for the three cash back compensation for their mistake. It is not an issue of your mistake or PB's mistake. Supplementary shall not get rebate, this is the rule. You are "encouraging" them to enforce the rule. Anyway, PB will revise their CB schemes soon, and maybe on mechanism as well, due to Payment Card Reform Framework by Bank Negara. |
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ClarenceT
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Jun 14 2019, 08:30 AM
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QUOTE(MGM @ Jun 14 2019, 08:16 AM) If CB schemes revise soon, someone got to get ready for a second round of bombardment. I think PB will stop/limit online rebate, as online is too common now. Their games already exclude online transactions. This post has been edited by ClarenceT: Jun 14 2019, 08:31 AM |
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ClarenceT
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Jun 14 2019, 09:05 PM
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QUOTE(chubbyqq @ Jun 14 2019, 08:59 PM) BP = BigPay right? Clarify... No need bigpay, top up boost directly. |
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ClarenceT
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Jun 15 2019, 10:53 AM
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QUOTE(Orchid beauty @ Jun 15 2019, 10:35 AM) I don't think public bank not aware of this loophole. I just exercise my right to get what the people are getting. And I believe I'm not the only person that face this issue I suppose. Of course you're not fumed because you get what you hoped for. Stop being double standard I think you still don't understand Principal+Supplementary relationship. We agree that supplementary users shall NOT get their cashback. We did communicate with the people at PB Card Centre and they were solving the technical issue (luckily for us, they are yet to resolve it after 2 years) so the supplementary users will not get CB as per T&C and Card features. Where at PB's official sources tell you Supplementary users are getting their rebates? The T&C already clearly states the principal get the rebate (limited to RM38/month for VS and RM30/month for QM and RM30/month for QV), calculated from the usages from principal and all the supplementary users. |
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ClarenceT
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Jun 15 2019, 11:29 AM
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QUOTE(Human Nature @ Jun 15 2019, 11:24 AM) What right are you talking about? Haha... To right a wrong! |
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ClarenceT
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Jun 15 2019, 12:27 PM
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QUOTE(labtec @ Jun 15 2019, 11:57 AM) is the quota for 5% cash back with local retail spend of RM300 finished? Refreshed today for the final month. Nobody can tell if the FCFS CB is already exhausted! |
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ClarenceT
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Jun 15 2019, 12:56 PM
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QUOTE(beebee1314 @ Jun 15 2019, 12:28 PM) I believe after this case, everyone will be careful liao. If u notice, many has been not so informative lately. Share so much, in the end coz of one kiasu + greedy, go burn our forest. It's like everyone's tree got durian, his tree cannot bear fruit. So instead of getting a new seed to grow a new durian tree, he decided to burn down the whole forest. Especially our dear friend David who is M.I.A. for a few weeks already. |
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ClarenceT
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Jun 15 2019, 03:55 PM
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QUOTE(labtec @ Jun 15 2019, 03:53 PM) i see, so it got refresh on every saturday, not monday like last time RM50 cash back Read T&C. It is a monthly game. |
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ClarenceT
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Jun 15 2019, 05:51 PM
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QUOTE(zenquix @ Jun 15 2019, 05:33 PM) Fresh quota from today onward for the next one month. Pls read T&C https://www.pbebank.com/pdf/Promotions/tc_spendeveryday.aspxI am more curious if someone has top-up >RM300 to Bigpay because of this campaign! Hehehehe. |
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ClarenceT
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Jun 15 2019, 08:36 PM
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QUOTE(ableze_joepardy @ Jun 15 2019, 08:07 PM) so basically u need to spend on something that u dont get normal CB to be entitled for this campaign right? Not an issue if you use VS to spend on groceries and dining, or QV on Entertainment and Departmental. Monthly CB on selected categories is a product feature, not a promo. Eg using QV, you spend RM600 at Parkson, you will get RM30 monthly CB (guaranteed) + MAY win RM30 promo CB (First-come-First-Served) |
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ClarenceT
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Jun 17 2019, 07:03 PM
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QUOTE(ableze_joepardy @ Jun 17 2019, 06:59 PM) how pbb earn if we spend more than cb quota? pbb only earn if we pay late payment fee + interest maa... Interchange fee. |
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ClarenceT
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Jun 17 2019, 10:15 PM
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QUOTE(Orchid beauty @ Jun 17 2019, 10:01 PM) Anyone received cash back for 5% local retail purchase and 8% cash back campaign already? When did you spend? |
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ClarenceT
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Jun 18 2019, 06:39 AM
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QUOTE(Orchid beauty @ Jun 17 2019, 10:22 PM) Not released yet. |
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ClarenceT
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Jun 18 2019, 07:39 AM
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QUOTE(tan_aniki @ Jun 18 2019, 06:42 AM) ya, i always top up BP with RM650 to get extra 1 Big points To other people, they will lose 2.5 sen (withdraw RM4000 at a ATM) though get extra 1 Bigpoint (worth 1 sen). Not many people are so privileged like you enjoying zero cash-out cost. (650-633.25)/4000 X RM6. This post has been edited by ClarenceT: Jun 18 2019, 07:39 AM |
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ClarenceT
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Jun 18 2019, 09:40 AM
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QUOTE(tan_aniki @ Jun 18 2019, 09:10 AM) you already told me this many times, for me i don't care about those extra cos i'm not the one always withdraw every single cent out but to use it to purchase stuff don't forget to calculate the extra RM33.25 that doesn't earn any BIG points, then your calculation will be more accurate and sometime the withdrawal fee might not be RM6, might be free or even got money earn as well Just to warn others. They are not as smart as you. This post has been edited by ClarenceT: Jun 18 2019, 09:41 AM |
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ClarenceT
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Jun 18 2019, 10:21 AM
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QUOTE(prescott2006 @ Jun 18 2019, 10:20 AM) Hi, anyone knows top up BigPay at 9.30am using Public Quantum will be posted same day? Not possible for cross-banks (Bigpay is using Maybank). |
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