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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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fruitie
post Feb 14 2019, 02:30 PM

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QUOTE(spreeeee @ Feb 14 2019, 02:24 PM)
BSA?
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Basic Savings Account.
fruitie
post Feb 16 2019, 12:16 PM

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QUOTE(x88yunkw @ Feb 16 2019, 10:15 AM)
for me not good to hold so many cards, if i manageable , i rather use debit cards.
Debit is rich , credit is poor. simply only my own thought. no offence ya.
now i left maybank 2 card mastercard (amex cancelled) and pbb visa card.
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There are many rich sharks in this section who are still using CC. Just saying. Don't keep thinking CC is for users to collect debts and use future money. If you know how to play well, people are earning hundreds of cash back every month and some get free flight tickets every few months. What significant benefit will you get from debit cards?
Only traditional thinking CC users will have such mindset as yours. Yeah, no offence.
fruitie
post Feb 16 2019, 12:45 PM

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QUOTE(cofin @ Feb 16 2019, 12:41 PM)
Guys i am working in oversea .....then this pbb keep offer me CC coz i got both housing loan and hire purcahse loan with them

But after fill in form submit all the item they need suddenly they say i need to put FD coz no EPF as i work in oversea.

My question is if i put FD then after i get the card can i just withdraw the FD out straight away lol ?
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No. The FD is basically to secure your card and its credit limit, once you withdraw means your card has no more limit and will be cancelled.
fruitie
post Feb 16 2019, 12:55 PM

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QUOTE(cofin @ Feb 16 2019, 12:49 PM)
Oh thanks .....then no point to taking up the card

Coz i ask them if i put RM50k would i get credit limit RM50k they say no ....max cap only RM7k

Now my siblings sub me a supplemenntary card also RM65k just that i cant check how much i swipe on the supp card each month need the principle to inform me
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Maybe PBB is different, for MBB FD amount is the CL.
As for PBB supp to check transactions, I think it was shared few posts earlier. You can open a basic savings account and link your supp card to it.
fruitie
post Feb 21 2019, 12:04 PM

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QUOTE(ClarenceT @ Feb 21 2019, 11:53 AM)
Early VS takers can take VI/WM now.
But not interested to get the cards.
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Yeah, same here. Maybe my spending is too little and cannot be benefited from these cards. sad.gif
fruitie
post Feb 21 2019, 02:00 PM

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QUOTE(ClarenceT @ Feb 21 2019, 12:07 PM)
Good thing to take VI/WM is +1 PPL access (not +3, VS - already 2).
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It is but currently have MBB MU VI + AmEx Reserve, plus other cards more than enough for me.
If I were to get these cards also for 0.3% CB but my spending is too little every month, other cards can cover.

Gotta give a pass to these cards. sad.gif

This post has been edited by fruitie: Feb 21 2019, 02:02 PM
fruitie
post Feb 21 2019, 02:26 PM

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QUOTE(swn525 @ Feb 21 2019, 02:19 PM)
reload to BP
many tried key in wrong OTP code, still reload success
but i key in wrong CVV code, also reload success.... blink.gif

problem in PBB or BP?
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Are you sure? Wrong OTP never went through for me. I thought reported cases were all wrong CVV but still went through.
fruitie
post Feb 24 2019, 01:49 AM

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QUOTE(wilson7847 @ Feb 23 2019, 05:21 PM)
In just got my Quantum card.
Can I just active Quantum Master, not Visa?
If yes, how much of the government tax, RM25 or RM50?
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Can. I did the same too, only activated QMC but not QV. Called CS rightaway and told them I would like to cancel the QV. Straight removed from my PBe with only RM 25 charged to QMC.
fruitie
post Feb 24 2019, 04:06 PM

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QUOTE(coldbasecamp @ Feb 24 2019, 03:39 PM)
I will be getting Quantum soon. Can I request to have only one of them? (mastercard), or I need to take them first and terminate later?
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Based on my own experience, they don't allow me to apply one only. So I only cancelled QV later, waste of resources. sweat.gif
fruitie
post Feb 28 2019, 10:46 PM

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QUOTE(tan_aniki @ Feb 28 2019, 04:19 PM)
tomolo i'm going to get this, but not for QMC but WMC  tongue.gif
https://www.pbebank.com/Personal-Banking/Pr...k-Campaign.aspx
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Wah, this one not bad wor but promo ending 31.3. Get RM 88 cash back (if I get it) and pay RM 25 for SST. hmm.gif
fruitie
post Feb 28 2019, 11:17 PM

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QUOTE(lilsunflower @ Feb 28 2019, 11:02 PM)
This is a very very useless card. I was going to cancel it but still have a few BT instalments on it. Hope I get the 88 from the promo as I've not had many benefits as after holding the card for so many years (since it was first introduced).
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That's what I thought too, promo is good but after that... Luckily it's free AF, else it's more heartache to keep such card. sweat.gif
fruitie
post Feb 28 2019, 11:27 PM

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QUOTE(mamamia @ Feb 28 2019, 11:24 PM)
But only 50k quota per month
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That's why and it's not guaranteed. laugh.gif Hope our big sister lilsunflower can get it.
fruitie
post Mar 1 2019, 02:38 PM

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QUOTE(xiaoxiaoshen @ Mar 1 2019, 02:34 PM)
for BP there dont have bank charge? who can verify if correct i will consider apply for BP (big pay).
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Read this thread: https://forum.lowyat.net/index.php?showtopic=4623336
First post full of information.
fruitie
post Mar 3 2019, 12:10 PM

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QUOTE(skty @ Mar 3 2019, 11:54 AM)
now i want to go and bug PBB CS about the credit limit.

how come quantum credit limit only 9k but VS credit limit is 30k+
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It's not combined limit ah? Mine looks the same for both QMC and VS. hmm.gif
fruitie
post Mar 3 2019, 01:02 PM

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QUOTE(ClarenceT @ Mar 3 2019, 12:54 PM)
Combined limit for VS+Quantun RM30k,
But VS RM30k,  Quantum cards RM9k.
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Hmm. I have done flexi-payment and BT for QMC, around 12k in total but went through? hmm.gif
fruitie
post Mar 3 2019, 11:11 PM

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QUOTE(paogeh @ Mar 3 2019, 11:09 PM)
Usually i spend PBB VS into Bigpay as online ......

Starting this month Mar,
In the OTP page , i tried to print-screen , but not able to .

"Foreign currency trading is illegal and prohibited .. .... bla bla bla " .....

Other bank cc doesnt have this ..... (eg HLB) ....
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Already started few days ago and not only for BP.
fruitie
post Mar 9 2019, 01:27 PM

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QUOTE(zhixie @ Mar 9 2019, 01:08 PM)
hi all, usually it will take around how long time to approved the card? I had apply for nearly two weeks without any feedback. May I call to ask for application status?
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Just call the general line, there's a selection to check application status.
fruitie
post Mar 11 2019, 10:17 PM

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QUOTE(langatian @ Mar 11 2019, 10:09 PM)
This no.

03-2176 8000
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Try the one ending with 8118, so far it never fails me.
fruitie
post Mar 12 2019, 01:46 AM

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QUOTE(Lingohal @ Mar 12 2019, 01:08 AM)
What number is this? 21768118? A special number? Direct line? Or is it just an alternative to the other line 21768000?

I usually call 21768000. So far it works for me most of the time. But it's good to know alternative too.
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Hmm. Just realised it's the VS hotline no., I just followed the no. printed behind my VS card. I also used that no. to call for QMC query.

Signature Help Desk

Our Signature Help Desk is ready to assist you 24/7. Please call 03-2176 8118
https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx

Not sure if the CS will direct call to general line for non-VS users, I cannot validate this point. sweat.gif
fruitie
post Mar 12 2019, 09:17 AM

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QUOTE(Lingohal @ Mar 12 2019, 09:01 AM)
I see. I don't own a VS, no wonder I haven't seen this number before. It's a VIP number.... lol tongue.gif
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Somehow this no. is like stuck in my head because I used it to check my application status too. laugh.gif

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