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> Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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Unkerpanjang
post Apr 8 2019, 06:11 PM

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QUOTE(Unkerpanjang @ Apr 6 2019, 01:41 AM)
Here goes a long mail.

Thank you sis for your selfless sharing of info. I was taught from young - not to just take, but also contribute. Unfortunately, I'm not equipped with relevant asnb insider contacts. Thought thru deeply, a possible contribution is sharing of info on the investment time, to help the young working folks to focus on investment.

Again, I'm sincere n purely sharing, n nothing else. No show off, etc. Doesn't benefit me materially, nor fame as we are all using pseudonyms. If there is negative feedback, I shall stop immediately n be silent in this group. From below, good time over last 3 weeks is 9-12. If you agree it helps you, I shall share next week tracking...

Every ASM3 transaction is rm1k. (1-5 April) hourly
8-9 : 1
9-10 : 11
10-11 : 12
11-12 : 9
12-1 : 10
1-2 : 6
2-3 : 17
3-4 : 3

Every ASM3 transaction is rm1k. (25-29 Mar) hourly
8-9 : 3
9-10  : 4
10-11 : 8
11-12 : 6
12-1 : 10
1-2 : 6
2-3 : 4
3-4 : 9

Every ASM3 transaction is rm0.6k-1k (18-22Mar) hourly
8-9 : 1
9-10 : 20
10-11 : 13
11-12 : 2
12-1 : 20
1-2 : 6
2-3 : 7
3-4 : 5
4-5 : 1
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Refer old post.
Unkerpanjang
post Apr 9 2019, 06:16 AM

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QUOTE(scriptkiddie44 @ Apr 8 2019, 08:28 PM)
Nexona big sister, do you know if there is any written info regarding ASN priority customer?
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Hello morning, since sis mentioned for others to share inputs. My personal experience was abt 6 years ago. Asnb (penang office) nvited 50 account holders to 2 off site functions. After personal chit chat, the group consisted of minimum $500k account holders...
However, over the years as auntie continue to pile on the investment, no new invites. Dunno the reason. Cud be other people with bigger $$$$, and we lost the top 50. Or, change in the Penang Mgr, as last time was an elegant Malay lady, etc.
However, no written policy.
Anyway, nowadays also hardly visits to Asnb, due to online.... But auntie n Unker was at office to try deposit ASM1 on Apr 1 morning. Left after 2 hour wait.... No fish. Now we know, gate only open after 3pm.
Unkerpanjang
post Apr 9 2019, 06:34 AM

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QUOTE(gold member @ Apr 8 2019, 11:09 PM)
But is it (asnb) so transparent? I was thinking, well, just for discussion purpose, it is not that difficult to achieve ~6% dividend and I was wondering why they can't create more funds ASM4, 5, 6,..... etc.
There are many financial tools that can be utilized to achieve >6% , even some years' inflation is more than 5%. But of course can't expect too much as it is FP and "quite" stable.
It could be better however, it didn't become worse (if 5.5 compare to 6.x previously).
In fact, all these are some ponzi schemes, well the whole financial system is a huge ponzi scheme and there are some illegal one.  icon_question.gif
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Hahaha, your moral compass working overdrive? Maybe, calling it a ponzi scheme, is too harsh. Bottomline, are you continue to invest or letting your money idle, with no high interest?
The mind n principle drives all your actions, I personally know an Eurasian couple, highly educated with PhD Degrees. Not wanting to invest in ASB, etc. Although they qualify,... because they have diff moral n principles....that such funds are to help the poor, although each limited to $200k. They feel they are fortunate enuf already, by investing other more deserving perso gets deprived.... I salute them. No right, no wrong.
Unkerpanjang
post Apr 9 2019, 08:44 AM

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QUOTE(gold member @ Apr 9 2019, 08:35 AM)
Uncle, thanks for the pointers. But regarding the ponzi scheme, it's a huge topic probably not suitable to discuss here.
No doubt typhoon is coming and everybody is looking for a safe habour to park their money. For local, beside bonds (which need to do some homeworks), FD, this (ASNB) is no doubt one of the choices.
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Morning again, you are right to be alert. We cud be in an era of low growth n weak earnings. The Asnb FP safe haven is obvious at least till 2021, but whether (as elder sis pointed out), if the above avg dividend % are sustainable... Time will tell.
Unkerpanjang
post Apr 10 2019, 01:32 PM

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QUOTE(bristlebb @ Apr 10 2019, 01:29 PM)
myasnb down?
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Yup.
Unkerpanjang
post Apr 11 2019, 10:15 AM

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QUOTE(oro100 @ Apr 11 2019, 10:08 AM)
Managed to top up 100 units of ASM today at 10am.
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Wow! Today asm3 no success, for last 1 hour.
Unkerpanjang
post Apr 12 2019, 08:10 AM

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QUOTE(nexona88 @ Apr 11 2019, 08:27 PM)
At least he mentioned rm100..
Do u know there's people who open with minimum rm1,000 because the bank staff said so... Its VP fund btw 😴
Then come to know in lowyat forum they got cheated directly in the face 😈
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Yah, very bad karma,... Back then, auntie invested $450k on VP. Over the years, before dividend dates, withdrew for holiday expenses. Dead fund. They still trying to push hard on VP funds. Sigh!
Unkerpanjang
post Apr 12 2019, 08:37 AM

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QUOTE(nexona88 @ Apr 12 2019, 08:33 AM)
Could be influx of $$ from Tabung Haji 😈
Thus even ASB-Didik sold out
Well that's where they get more $$... Compared with FP funds...
Now also u see there's would be bundle package FP+VP funds starting Monday by Maybank 😴
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So likely the case, the powers that be, freezing all the FP funds over last few days. To be bundled with the under-subscribed VP. If this is their conspiracy... Today, no fish again lah.
Unkerpanjang
post Apr 12 2019, 10:36 AM

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QUOTE(j0nn @ Apr 12 2019, 10:10 AM)
Was hoping somewhere online haha, guess it's like walk-in FD rates

So if i put in $10k, i get $4k ASM1 and $6k Equity5 ? (edited)

What about fees?
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Can someone with good maths, run simulation if this bundling better than the Bank Rakyat, Bank Islam Fd?
With weak KLSE performance... I doubt so. Lagi ada VP commission.
We need to help fellow investors not to miss max profitability with their hard earned $$$.
Unkerpanjang
post Apr 13 2019, 10:12 AM

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QUOTE(yklooi @ Apr 13 2019, 09:53 AM)
:thumbsup:
lurked here often....many had been trying unsuccessfully to get <1k too...thus was thinking of that probability of higher amount ....

btw, this ASW2020, need to have nomination or a trust declaration set up or can a written will take care of those? which one easier/faster to execute?
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Specifically to asnb, execute the asnb hibah. Fee btw $90-180 to cover all funds one shot. Can claim within 10 days(???? Auntie claims) . Otherwise, normal will much longer period...
Unkerpanjang
post Apr 13 2019, 11:59 AM

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QUOTE(yklooi @ Apr 13 2019, 10:18 AM)
notworthy.gif 10 days...that is VERY superbly fast and very useful to the beneficiaries...
this money go to them directly first or have to pass thru creditors first?

(normal will, will pass thru creditors first right?)
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Sorry, 21 days... Latest article.
Unkerpanjang
post Apr 13 2019, 12:00 PM

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QUOTE(Unkerpanjang @ Apr 13 2019, 11:59 AM)
Sorry, 21 days... Latest article.
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user posted image
Unkerpanjang
post Apr 14 2019, 12:58 PM

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QUOTE(mois @ Apr 13 2019, 01:06 PM)
What are those details? Beneficiary/inheritance issue? I kinda ignore detail like those at the moment. Need time to check them out.
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Expect slowdown if next month BNM meeting... Likely dampen KLSE for moment. Impact on Bank earnings, park your money in very liquid investments. Let's hope tmr release fishes...

user posted image
Unkerpanjang
post Apr 14 2019, 06:40 PM

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QUOTE(beLIEve @ Apr 14 2019, 06:16 PM)
I guess unker panjang not here yet. If you study economy, when borrowing costs and savings interest go down, spending and borrowing should increase. This is expected to spur the economy.
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Aiyah Unker say what this old man think mah. Got up n got down... Those with much $, anytime also no issue. Those less fortunate who depend asnb to hit >6% dividend might be disappointed. Unker message is expect there might be some dividend volatility. Share market, bank counters will drop for immediate term due to revenue drop... When PE or price down to acceptable level, people will buy n push up.
Don't bother what Unker says, I say sorrli as this is asnb group.
As long more disappointed people let go asm, there will be others happily collecting, waiting for clear skies again...anyway, weekly report to elder sis.. Last week auntie only managed to buy ASM3 $28k, if which $21k on Monday itself... Rest of week little fish.
Apologise to senior bro.... Paiseh. Wrong forum.
Unkerpanjang
post Apr 14 2019, 07:01 PM

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QUOTE(Ancient-XinG- @ Apr 14 2019, 06:48 PM)
But Malaysia PE wayyy higher than its fair PE. Make it very unattractive.
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Psst... Sis Xing. Pls don't talk liao. We change subject... But, I think we same frequency. My last comment. Sorrli! After this post, kena exceed quota liao till ymr. Good night all.
Unkerpanjang
post Apr 15 2019, 06:19 AM

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QUOTE(alexanderclz @ Apr 14 2019, 09:04 PM)
for youngsters, definitely good if OPR down - can spend more. for old uncles and aunties who are trying to preserve wealth, then not so good.
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Good morning, all.
Hahaha good one.... Yes young ones cud spend more.
But, it'll be more test of own confidence.
Got confidence will spend more.
Aiyoh, in future just address us as Unker.... not old uncle.
50s is the new 40s.
Oh, oh, learnt new mantra... Die Empty!
Unkerpanjang
post Apr 15 2019, 06:47 AM

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QUOTE(Unkerpanjang @ Apr 15 2019, 06:19 AM)
Good morning, all.
Hahaha good one.... Yes young ones cud spend more.
But, it'll be more test of own confidence.
Got confidence will spend more.
Aiyoh, in future just address us as Unker.... not old uncle.
50s is the new 40s.
Oh, oh, learnt new mantra... Die Empty!
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Sorrli... Me again. Unker went to check my grammar... Correct ah!
Confidence comes from practice n experience.(1)
Self confidence is trusting one self. (2)
Unker was referring to the former (1)
Sigh, Unker scored distinction in English 121, now all return to British Council liao.
Unkerpanjang
post Apr 15 2019, 01:46 PM

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QUOTE(M.I.3 @ Apr 15 2019, 10:36 AM)
user posted image
For 'Hibah/Pengisytiharan Amanah',
according to the T&C,
does this mean the 'penerima' must be existing ASNB fund account holders?
For example there are 5 'penerima' and all of them do not have ASNB account,
they are not eligible to be the 'penerima'?
Anyone knows and could kindly advise?
Thank you!
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Hmmm Unker suggest, such important things don't ask forum... Better go confirm yourself n share details with asnb officer.
Then share with us.... Elder sis already inform this weekend asnb working. Go invest that 1hr to settle n maybe if need to, satu kali open account for the intended 'penerima'?
Can?
Unkerpanjang
post Apr 15 2019, 08:16 PM

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QUOTE(avinlim @ Apr 15 2019, 11:36 AM)
cant get anythg today for AMS2,3, <1000.

no fish
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Today asnb sneaky, whole morning no bite....
Suddenly, ASM3 release fish for just 30 mins, 200-230pm,
Caught 7 x $1k/transaction.
Visible signs of overfishing for FP funds???
Or, maybe this weekend start of major salmon migration??

Seeking the elder bro n sis vote.
Just type 1 or 2, send out, I compile daily results...
1-no fish.
2-salmon run coming!!!!

Unker banyak senang, home rest after surgery mah.... driving auntie gila! Hahaha.
Unkerpanjang
post Apr 16 2019, 02:37 PM

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QUOTE(beLIEve @ Apr 16 2019, 02:32 PM)
when no sale and everyone is out of 1money, it's quiet like this
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Auntie trying till now, no fish....
Giving up, she going to Cold Storage liao.
Menanti hari esok!

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