yes that is correct. because it's rather difficult to buy, people normally don't mind that. Unless you only plan to buy like 1-2k a month, then you can wait for last days or first day of the month.

Just caught 1k ASM1.

yes

but ASM1 already over 70% owned by Chinese from a report back in 2017. While ASM 2 and 3 are held by rich investors (check the >500k holders in their annual report).

i think it's not right to assume only bumi will sell. These funds have been around for 1-2 decades, yet people are still selling despite the high returns. Same goes for EPF, people are withdrawing (and some regret later) despite its high returns.

looks like asm 1 2019 Annual Report is out already

2018 : 18,357,591,924 units
2019 : 19,366,089,616 units



18,357,591,924 + 5.5% = 19,367,259,480

1.2m units short, ignoring all the sudden sale which should contribute to even more units. 1b units added, shouldn't be a concern reaching fund limit in my opinion.

This post has been edited by beLIEve: Jun 4 2019, 05:23 PM

1.06 units = $1.06 = 1 ringgit 6 sen

Your friend Indian or bumi? Most, if not all, the people with difficulty buying are Chinese. Indian and bumi have their reserved quota.

Interesting to know she never demo ASM 1 which has no reserved quota.

You need to marry her or a bumiputeri to make a difference

This post has been edited by beLIEve: Jun 4 2019, 08:20 PM

Unker wait for meeeeeeeeeee

Chinese bumiputeri from east 1malaysia?

Search earlier posts and you'll find Adam babies also have reserved quota. 30k or 50k, I can't remember. Only old farts like me and unker panjang no quota. We'll be catcha'ing when not watching movies.

This post has been edited by beLIEve: Jun 4 2019, 09:00 PM

yeah yeah I also thought of wrong entry. If that's the case, should buy more sementara stok masih ada

need to check meh? What happened to just ask?

I looky see ASB 2 annual report, only 4 holders more than 500k and 10b fund size. But ASB 1 power la. 155b units.

No wonder ASM x have to fight like hell lah. So I think the >500k holders of ASM 2 3 are non bumi tycoons.

So you're announcing to the world that you're very tapsui?

I think so. My godsis mom Chinese dad Sabah native. She is bumi. I don't see why not had it been the other way round.

What are you waiting for? Fast fast find a bumi husband/wife.

This post has been edited by beLIEve: Jun 4 2019, 11:03 PM

wahaha so many examples. i thought more example = long list = endless 1money

Profit sharing from Prince Of Persia.

No need spam. All you need is EPF Form 17A AHL......that will allow you to contribute more than 60k per annum.

and to make everyone happy, i'll submit mine soon.

oh, I think lose 1 month dividend also because my company submit a week after the 30th/31st. That will probably bring the first year dividend on par with ASM minus the needs to catcha.

EPF Form 17A is to increase the contribution above the statutory rate. it's different from the 60k. Maybe you can see it as an alternative to ASN. I can't be catcha'ing the entire day and affect my work. Unlike 2-3 moons ago where I can easily fish 10k a pop, 500-1k nowadays is too little.

You don't need to fill up anything for the 60k. Just need to wire 1money in through Public Bank online or maybank2me. They set a 60k limit to prevent 1money laundering. 1money wired directly by employer is probably less likely to be laundered, at least, not by the employee. I was actually surprised that you didn't know this and choose to catcha-fish.

I'm old, unker, nearing your age. Won't take long to be able to withdraw. Have checked in other threads and people say no problem withdrawing.

Yeah I guess striking an ASM gives some satisfaction. But I don't feel excited with 500-1k strikes (and again, need to concentrate work too).

As long as not lower than promotional FD, big sis

This post has been edited by beLIEve: Jun 5 2019, 05:48 PM

unker DBOSDFJOETOJSDGF!!!! 好久沒有你的信, 好久沒有人陪我談心 oh. Thanks unker. That's encouraging.

Move already end of May loh. Now staging part 2 - extra contribution every moon. Once 阿公 approve, I go submit to EPF office.

Already contemplating this last year, but when I asked my friend, everything tak tahu. I can see on forum that people can withdraw without much difficulty.

Scenario 2 is invalid. Form 17A is not meant for this, and you've already maxed your topup. You can pump in another 60k into untiepanjang's though.

Scenario 1 should work, though I think it's based on your gross salary, not net salary.

Then you can consider grandpa and grandma panjang if you're their only child and nominee. father-in-law and mom-in-law panjang also can. 60k each. Only worry not enough 1money™

Hah? unker already akaun emas? I thought that day saw you say like 52-53 years young only. Then I'm further away from you, but years to reach 50.

This post has been edited by beLIEve: Jun 5 2019, 08:58 PM

I thought people your generation benefited from KLSE super bullrun in 93. Who needs ASN?

Most of new generation don't beLIEve in saving la. Remember the old saying, Gen 1 builds the wealth, Gen 2 expands the wealth, Gen 3 spends the wealth?

http://www.kwsp.gov.my/member/contribution/self-contribution
$500 cash.

If cannot walk one step, normally I see got friends and family help carry. If everything cannot, tumpang friends and family to top up loh. If no friends and family, I think 1死以謝天下.

This post has been edited by beLIEve: Jun 5 2019, 11:46 PM

I thought this was already brought up a couple of weeks back. Didn't say if Indian remix qualify or not. What we need is ASM 4 and lots of quota for han chinese

Yes can use EPF. I thought of trying but fine print says subjected to unit availability. since the dividend is comparable, not going to try.

This post has been edited by beLIEve: Jun 6 2019, 12:49 PM

Aiyah like this means follow father race only.

Can lah. Tun M or the govt can propose - ASM4 - Amanah Saham 1Malaysia Baru to support KLSE in anticipation of the next worldwide stock market crash.

wahhh seems like use EPF 1money to buy already cannot sell until meet requirements. More difficult to redeposit money into EPF than rejoining your WhatsUp group. I thought sell already the 1money goes back into EPF.

So some people find it difficult to withdraw from EPF while others find it difficult to deposit in

This post has been edited by beLIEve: Jun 6 2019, 02:15 PM

No need reserve la. We just follow the public hype.

If you look at the screenshot, there is no way to return 1money back into EPF. In other words, it's stuck in ASN forever until retire or die.

Start by writing to Tun M and Pakatan leadership. Make a humble appeal to have them open up ASM4 and ASB4 to help reduce the 1.1T debt.

saitong09 got new customer for you bro

This post has been edited by beLIEve: Jun 6 2019, 04:19 PM

wahhh bosslu help lu 三分pie下 and you call him abuse power? Without him, you only half here half there.

This post has been edited by beLIEve: Jun 7 2019, 02:42 PM